Cost of living in Oxnard research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Oxnard is expensive. An index value below 100 means the city is a relatively cheap place to live.
On a city-by-city basis in California, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:
The cost of living index in Oxnard is 152, with 100 being the average.
The cost of living index in Oxnard is 1.5x higher than the national average.
Oxnard ranks as the #328 cheapest in California out of 634.
Oxnard ranks as the #5,746 cheapest out of 6,489 in the US.
The median home value in Oxnard is $753,941.
The median income in Oxnard is $93,372.
According to the most recent data on the cost of living, Oxnard has an overall cost of living index of 152, which is 1.5x higher than the national index of 100.
Compared to California, Oxnard has a cost of living index that's 1.1x higher than California's index of 141.
The standard of living in Oxnard ranks as #328 most affordable out of the 634 places we measured in California. By definition, that implies Oxnard ranks as the #306 most expensive place in the Golden State.
For more reading on life in Oxnard, check out:
Six factors go into calculating the cost of living index in Oxnard. Here is how it fairs on each of the criteria:
The Services index in Oxnard is 117.
The Groceries index in Oxnard is 112.
The Health index in Oxnard is 108.
The Housing index in Oxnard is 231.
The Transportation index in Oxnard is 126.
The Utilities index in Oxnard is 113.
| Living Expense | Oxnard | California | National Average | |
|---|---|---|---|---|
| Overall | 152 | 141 | 100 | |
| Services | 117 | 110 | 100 | |
| Groceries | 112 | 112 | 100 | |
| Health | 108 | 110 | 100 | |
| Housing | 231 | 195 | 100 | |
| Transportation | 126 | 125 | 100 | |
| Utilities | 113 | 128 | 100 | |
Housing swings affordability the most between places in California, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:
The Median Home Value in Oxnard is $753,941.
The Median Rent in Oxnard is $1,962.
The Median Income in Oxnard is $93,372.
The Home Value To Income in Oxnard is 8.1x.
The Rent To Monthly Income in Oxnard is 0.25x.
| Statistic | Oxnard | California | United States |
|---|---|---|---|
| Median Home Value | $753,941 | $763,287 | $303,400 |
| Median Rent | $1,962 | $1,956 | $1,348 |
| Median Income | $93,372 | $96,334 | $78,538 |
| Home Value To Income | 8.1x | 7.9x | 3.9x |
| Rent To Monthly Income | 0.25x | 0.24x | 0.21x |
| Item | Oxnard | California |
|---|---|---|
| Shampoo | $1.41 | $1.28 |
| Movie | $13.46 | $12.13 |
| Bowling | $19.07 | $18 |
| Haircut | $24.67 | $24.26 |
| Beauty Salon | $49.33 | $45.56 |
| Item | Oxnard | California |
|---|---|---|
| Ground Beef | $6.26 | $5.84 |
| Fried Chicken | $2.08 | $1.57 |
| Milk | $4.76 | $4.67 |
| Potatoes | $4.94 | $4.93 |
| Pizza | $16.13 | $12.09 |
| Beer | $9.6 | $10.41 |
| Toothpaste | $3.76 | $3.7 |
| Item | Oxnard | California |
|---|---|---|
| Optometrist | $129.09 | $125.68 |
| Doctor | $119.86 | $135.78 |
| Dentist | $108.07 | $113.29 |
| Item | Oxnard | California |
|---|---|---|
| Gasoline | $4.47 | $3.46 |
| Tire Balancing | $58.33 | $59.92 |
| Item | Oxnard | California |
|---|---|---|
| All Electricity | $326.49 | $193.99 |
| Phone | $182.78 | $192.25 |
The cost of living varies in the cities and towns around Oxnard. Here's a quick look at the cost of living in the most populous nearby places:
Thousand Oaks, CA has a cost of living index of 185, 1.2x Oxnard.
San Buenaventura (Ventura), CA has a cost of living index of 166, 1.1x Oxnard.
Camarillo, CA has a cost of living index of 170, 1.1x Oxnard.
| City | Population | Cost Of Living | Vs. Oxnard |
|---|---|---|---|
| Thousand Oaks, CA | 125,676 | 185 | 1.2x |
| San Buenaventura (Ventura), CA | 109,900 | 166 | 1.1x |
| Camarillo, CA | 70,244 | 170 | 1.1x |
| Moorpark, CA | 35,957 | 174 | 1.1x |
| Santa Paula, CA | 31,202 | 144 | 0.9x |
| Port Hueneme, CA | 21,691 | 147 | 1.0x |
| Ojai, CA | 7,576 | 182 | 1.2x |
| Mira Monte, CA | 7,301 | 167 | 1.1x |
| El Rio, CA | 6,343 | 155 | 1.0x |
| Oak View, CA | 5,984 | 164 | 1.1x |