Tracy, CA Cost Of Living
Cost Of Living In Tracy, CA Summary
Cost of living in Tracy research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Tracy is expensive. An index value below 100 means the city is a relatively cheap place to live.
On a city-by-city basis in California, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:
The cost of living index in Tracy is 152, with 100 being the average.
The cost of living index in Tracy is 1.5x higher than the national average.
Tracy ranks as the #328 cheapest in California out of 634.
Tracy ranks as the #5,746 cheapest out of 6,489 in the US.
The median home value in Tracy is $696,866.
The median income in Tracy is $118,253.
Table Of Contents
Tracy's Overall Cost Of Living
Higher Than The National Average
What is the cost of living in Tracy, CA?
According to the most recent data on the cost of living, Tracy has an overall cost of living index of 152, which is 1.5x higher than the national index of 100.
Compared to California, Tracy has a cost of living index that's 1.1x higher than California's index of 141.
The standard of living in Tracy ranks as #328 most affordable out of the 634 places we measured in California. By definition, that implies Tracy ranks as the #306 most expensive place in the Golden State.
For more reading on life in Tracy, check out:
In California
In America
Tracy Cost Of Living Vs. California
Six factors go into calculating the cost of living index in Tracy. Here is how it fairs on each of the criteria:
The Services index in Tracy is 106.
The Groceries index in Tracy is 105.
The Health index in Tracy is 104.
The Housing index in Tracy is 236.
The Transportation index in Tracy is 121.
The Utilities index in Tracy is 143.
| Living Expense | Tracy | California | National Average | |
|---|---|---|---|---|
| Overall | 152 | 141 | 100 | |
| Services | 106 | 110 | 100 | |
| Groceries | 105 | 112 | 100 | |
| Health | 104 | 110 | 100 | |
| Housing | 236 | 195 | 100 | |
| Transportation | 121 | 125 | 100 | |
| Utilities | 143 | 128 | 100 | |
Tracy, CA Housing Cost Breakdown
Housing swings affordability the most between places in California, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:
The Median Home Value in Tracy is $696,866.
The Median Rent in Tracy is $2,325.
The Median Income in Tracy is $118,253.
The Home Value To Income in Tracy is 5.9x.
The Rent To Monthly Income in Tracy is 0.24x.
| Statistic | Tracy | California | United States |
|---|---|---|---|
| Median Home Value | $696,866 | $763,287 | $303,400 |
| Median Rent | $2,325 | $1,956 | $1,348 |
| Median Income | $118,253 | $96,334 | $78,538 |
| Home Value To Income | 5.9x | 7.9x | 3.9x |
| Rent To Monthly Income | 0.24x | 0.24x | 0.21x |
Median Home Value
Median Rent
Median Income
Tracy, CA Costs By Category
Detailed Tracy Services Costs Vs. California
| Item | Tracy | California |
|---|---|---|
| Shampoo | $1.5 | $1.28 |
| Movie | $13.61 | $12.13 |
| Bowling | $22.34 | $18 |
| Haircut | $23.42 | $24.26 |
| Beauty Salon | $49.62 | $45.56 |
Detailed Tracy Groceries Costs Vs. California
| Item | Tracy | California |
|---|---|---|
| Ground Beef | $6.24 | $5.84 |
| Fried Chicken | $2.1 | $1.57 |
| Milk | $4.83 | $4.67 |
| Potatoes | $4.43 | $4.93 |
| Pizza | $16.78 | $12.09 |
| Beer | $10.08 | $10.41 |
| Toothpaste | $3.64 | $3.7 |
Detailed Tracy Health Costs Vs. California
| Item | Tracy | California |
|---|---|---|
| Optometrist | $138.22 | $125.68 |
| Doctor | $134.39 | $135.78 |
| Dentist | $117.52 | $113.29 |
Detailed Tracy Transportation Costs Vs. California
| Item | Tracy | California |
|---|---|---|
| Gasoline | $4.21 | $3.46 |
| Tire Balancing | $73.1 | $59.92 |
Detailed Tracy Utilities Costs Vs. California
| Item | Tracy | California |
|---|---|---|
| All Electricity | $327.22 | $193.99 |
| Phone | $189.16 | $192.25 |
Tracy SnackAbility
/10
Cost Of Living In Cities Around Tracy
The cost of living varies in the cities and towns around Tracy. Here's a quick look at the cost of living in the most populous nearby places:
Stockton, CA has a cost of living index of 126, 0.8x Tracy.
Manteca, CA has a cost of living index of 141, 0.9x Tracy.
Livermore, CA has a cost of living index of 193, 1.3x Tracy.
| City | Population | Cost Of Living | Vs. Tracy |
|---|---|---|---|
| Stockton, CA | 320,470 | 126 | 0.8x |
| Manteca, CA | 86,521 | 141 | 0.9x |
| Livermore, CA | 85,870 | 193 | 1.3x |
| Lathrop, CA | 32,696 | 142 | 0.9x |
| Mountain House, CA | 25,108 | 178 | 1.2x |
| Ripon, CA | 16,117 | 147 | 1.0x |
| Discovery Bay, CA | 15,243 | 177 | 1.2x |
| Salida, CA | 14,457 | 130 | 0.9x |
| Country Club, CA | 10,017 | 119 | 0.8x |
