What is the cost of living in Jacksonville, FL?
According to the most recent data on the cost of living, Jacksonville has an overall cost of living index of 109, which is 1.1x higher than the national index of 100.
Compared to Florida, Jacksonville has a cost of living index that's 1.0x higher than Florida's index of 104.
The standard of living in Jacksonville ranks as #211 most affordable out of the 462 places we measured in Florida. By definition, that implies Jacksonville ranks as the #251 most expensive place in the Sunshine State.
For more reading on life in Jacksonville, check out:
Jacksonville Cost Of Living Vs. Florida
Six factors go into calculating the cost of living index in Jacksonville. Here is how it fares on each of the criteria:
The Services index in Jacksonville is 102.
The Groceries index in Jacksonville is 109.
The Health index in Jacksonville is 109.
The Housing index in Jacksonville is 108.
The Transportation index in Jacksonville is 118.
The Utilities index in Jacksonville is 112.
| Living Expense | Jacksonville | Florida | National Average |
|---|---|---|---|
| Overall | 109 | 104 | 100 |
| Services | 102 | 101 | 100 |
| Groceries | 109 | 105 | 100 |
| Health | 109 | 99 | 100 |
| Housing | 108 | 104 | 100 |
| Transportation | 118 | 109 | 100 |
| Utilities | 112 | 105 | 100 |
Jacksonville Cost Of Living Compared To Florida Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Florida, check out:
Protect your home budget Compare home warranties in Jacksonville Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Jacksonville, FL Housing Cost Breakdown
Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Jacksonville is $282,894.
The Median Rent in Jacksonville is $1,465.
The Median Income in Jacksonville is $69,872.
The Home Value To Income in Jacksonville is 4.0x.
The Rent To Monthly Income in Jacksonville is 0.25x.
| Statistic | Jacksonville | Florida | United States |
|---|---|---|---|
| Median Home Value | $282,894 | $375,661 | $332,700 |
| Median Rent | $1,465 | $1,669 | $1,413 |
| Median Income | $69,872 | $74,568 | $80,734 |
| Home Value To Income | 4.0x | 5.0x | 4.1x |
| Rent To Monthly Income | 0.25x | 0.27x | 0.21x |
Jacksonville, FL Costs By Category
Detailed Jacksonville Services costs vs. Florida
| Item | Jacksonville | Florida |
|---|---|---|
| Shampoo | $1.43 | $1.28 |
| Movie | $12.86 | $12.13 |
| Bowling | $20.93 | $18 |
| Haircut | $20.91 | $24.26 |
| Beauty Salon | $70.33 | $45.56 |
Detailed Jacksonville Groceries costs vs. Florida
| Item | Jacksonville | Florida |
|---|---|---|
| Ground Beef | $5.34 | $5.84 |
| Fried Chicken | $1.47 | $1.57 |
| Milk | $4.57 | $4.67 |
| Potatoes | $5.44 | $4.93 |
| Pizza | $10.39 | $12.09 |
| Beer | $11.31 | $10.41 |
| Toothpaste | $3.69 | $3.7 |
Detailed Jacksonville Health costs vs. Florida
| Item | Jacksonville | Florida |
|---|---|---|
| Optometrist | $86.6 | $125.68 |
| Doctor | $100.93 | $135.78 |
| Dentist | $102.03 | $113.29 |
Detailed Jacksonville Transportation costs vs. Florida
| Item | Jacksonville | Florida |
|---|---|---|
| Gasoline | $3.44 | $3.46 |
| Tire Balancing | $34.43 | $59.92 |
Detailed Jacksonville Utilities costs vs. Florida
| Item | Jacksonville | Florida |
|---|---|---|
| All Electricity | $193.67 | $193.99 |
| Phone | $194.82 | $192.25 |
Jacksonville SnackAbility
Cost Of Living In Cities Around Jacksonville
The cost of living varies in the cities and towns around Jacksonville. Here's a quick look at the cost of living in the most populous nearby places:
Fruit Cove, FL has a cost of living index of 130, 1.2x Jacksonville.
Lakeside, FL has a cost of living index of 102, 0.9x Jacksonville.
Oakleaf Plantation, FL has a cost of living index of 115, 1.1x Jacksonville.
| City | Population | Cost Of Living | Vs. Jacksonville |
|---|---|---|---|
| Fruit Cove, FL | 35,877 | 130 | 1.2x |
| Lakeside, FL | 32,105 | 102 | 0.9x |
| Oakleaf Plantation, FL | 32,070 | 115 | 1.1x |
| Fleming Island, FL | 29,766 | 117 | 1.1x |
| Jacksonville Beach, FL | 23,654 | 133 | 1.2x |
| Palm Valley, FL | 19,796 | 139 | 1.3x |
| Bellair-Meadowbrook Terrace, FL | 14,755 | 98 | 0.9x |
| Atlantic Beach, FL | 13,363 | 136 | 1.2x |
| Orange Park, FL | 9,055 | 108 | 1.0x |
| Neptune Beach, FL | 7,168 | 136 | 1.2x |
