Jacksonville, FL Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Jacksonville, FL Summary

Cost of living in Jacksonville research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Jacksonville is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Florida, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Jacksonville is 99, with 100 being the average.

  • The cost of living index in Jacksonville is 1.0x lower than the national average.

  • Jacksonville ranks as the #138 cheapest in Florida out of 459.

  • Jacksonville ranks as the #2,497 cheapest out of 6,489 in the US.

  • The median home value in Jacksonville is $284,261.

  • The median income in Jacksonville is $66,981.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
99
Jacksonville's Overall Cost Of Living
1.0x
Lower Than The National Average

What is the cost of living in Jacksonville, FL?

According to the most recent data on the cost of living, Jacksonville has an overall cost of living index of 99, which is 1.0x lower than the national index of 100.

Compared to Florida, Jacksonville has a cost of living index that's 1.0x higher than Florida's index of 97.

The standard of living in Jacksonville ranks as #138 most affordable out of the 459 places we measured in Florida. By definition, that implies Jacksonville ranks as the #321 most expensive place in the Sunshine State.

For more reading on life in Jacksonville, check out:

138 out of 459
In Florida
2,497 out of 6,489
In America

Jacksonville Cost Of Living Vs. Florida

Six factors go into calculating the cost of living index in Jacksonville. Here is how it fairs on each of the criteria:

  • The Services index in Jacksonville is 93.

  • The Groceries index in Jacksonville is 99.

  • The Health index in Jacksonville is 87.

  • The Housing index in Jacksonville is 107.

  • The Transportation index in Jacksonville is 86.

  • The Utilities index in Jacksonville is 103.

Living Expense Jacksonville Florida National Average
Overall 99 97 100
Services 93 96 100
Groceries 99 99 100
Health 87 98 100
Housing 107 96 100
Transportation 86 97 100
Utilities 103 95 100
For more reading on cost of living around Florida, check out:
Jacksonville Cost of Living Vs. FL

Jacksonville, FL Housing Cost Breakdown

Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Jacksonville is $284,261.

  • The Median Rent in Jacksonville is $1,375.

  • The Median Income in Jacksonville is $66,981.

  • The Home Value To Income in Jacksonville is 4.2x.

  • The Rent To Monthly Income in Jacksonville is 0.25x.

Statistic Jacksonville Florida United States
Median Home Value $284,261 $377,066 $303,400
Median Rent $1,375 $1,564 $1,348
Median Income $66,981 $71,711 $78,538
Home Value To Income 4.2x 5.3x 3.9x
Rent To Monthly Income 0.25x 0.26x 0.21x
$284,261
Median Home Value
$1,375
Median Rent
$66,981
Median Income

Jacksonville, FL Costs By Category

Detailed Jacksonville Services Costs Vs. Florida

Item Jacksonville Florida
Shampoo $1.43 $1.28
Movie $12.86 $12.13
Bowling $20.93 $18
Haircut $20.91 $24.26
Beauty Salon $70.33 $45.56

Detailed Jacksonville Groceries Costs Vs. Florida

Item Jacksonville Florida
Ground Beef $5.34 $5.84
Fried Chicken $1.47 $1.57
Milk $4.57 $4.67
Potatoes $5.44 $4.93
Pizza $10.39 $12.09
Beer $11.31 $10.41
Toothpaste $3.69 $3.7

Detailed Jacksonville Health Costs Vs. Florida

Item Jacksonville Florida
Optometrist $86.6 $125.68
Doctor $100.93 $135.78
Dentist $102.03 $113.29

Detailed Jacksonville Transportation Costs Vs. Florida

Item Jacksonville Florida
Gasoline $3.44 $3.46
Tire Balancing $34.43 $59.92

Detailed Jacksonville Utilities Costs Vs. Florida

Item Jacksonville Florida
All Electricity $193.67 $193.99
Phone $194.82 $192.25

Jacksonville SnackAbility

5
/10
Overall SnackAbility
Jobs
7/10
Housing
8
Affordability
5
Diversity
9.5
Safety
4
Amenities
8.5
Education
8
Commute
7

Cost Of Living In Cities Around Jacksonville

The cost of living varies in the cities and towns around Jacksonville. Here's a quick look at the cost of living in the most populous nearby places:

  • Fruit Cove, FL has a cost of living index of 123, 1.2x Jacksonville.

  • Lakeside, FL has a cost of living index of 96, 1.0x Jacksonville.

  • Oakleaf Plantation, FL has a cost of living index of 110, 1.1x Jacksonville.

City Population Cost Of Living Vs. Jacksonville
Fruit Cove, FL 35,609 123 1.2x
Lakeside, FL 31,548 96 1.0x
Oakleaf Plantation, FL 30,737 110 1.1x
Fleming Island, FL 29,351 110 1.1x
Jacksonville Beach, FL 23,601 125 1.3x
Palm Valley, FL 19,775 137 1.4x
Bellair-Meadowbrook Terrace, FL 13,887 94 0.9x
Atlantic Beach, FL 13,353 126 1.3x
Orange Park, FL 9,062 100 1.0x
Neptune Beach, FL 7,199 127 1.3x

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