Havre de Grace, MD Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Havre de Grace, MD Summary

Cost of living in Havre de Grace research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Havre de Grace is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Maryland, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Havre de Grace is 117, with 100 being the average.

  • The cost of living index in Havre de Grace is 1.2x higher than the national average.

  • Havre de Grace ranks as the #49 cheapest in Maryland out of 194.

  • Havre de Grace ranks as the #4,212 cheapest out of 6,489 in the US.

  • The median home value in Havre de Grace is $399,115.

  • The median income in Havre de Grace is $106,798.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
117
Havre de Grace's Overall Cost Of Living
1.2x
Higher Than The National Average

What is the cost of living in Havre de Grace, MD?

According to the most recent data on the cost of living, Havre de Grace has an overall cost of living index of 117, which is 1.2x higher than the national index of 100.

Compared to Maryland, Havre de Grace has a cost of living index that's 1.0x lower than Maryland's index of 121.

The standard of living in Havre de Grace ranks as #49 most affordable out of the 194 places we measured in Maryland. By definition, that implies Havre de Grace ranks as the #145 most expensive place in the Old Line State.

For more reading on life in Havre de Grace, check out:

49 out of 194
In Maryland
4,212 out of 6,489
In America

Havre de Grace Cost Of Living Vs. Maryland

Six factors go into calculating the cost of living index in Havre de Grace. Here is how it fairs on each of the criteria:

  • The Services index in Havre de Grace is 101.

  • The Groceries index in Havre de Grace is 107.

  • The Health index in Havre de Grace is 99.

  • The Housing index in Havre de Grace is 142.

  • The Transportation index in Havre de Grace is 101.

  • The Utilities index in Havre de Grace is 112.

Living Expense Havre de Grace Maryland National Average
Overall 117 121 100
Services 101 105 100
Groceries 107 107 100
Health 99 96 100
Housing 142 150 100
Transportation 101 99 100
Utilities 112 113 100
For more reading on cost of living around Maryland, check out:
Havre de Grace Cost of Living Vs. MD

Havre de Grace, MD Housing Cost Breakdown

Housing swings affordability the most between places in Maryland, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Havre de Grace is $399,115.

  • The Median Rent in Havre de Grace is $1,314.

  • The Median Income in Havre de Grace is $106,798.

  • The Home Value To Income in Havre de Grace is 3.7x.

  • The Rent To Monthly Income in Havre de Grace is 0.15x.

Statistic Havre de Grace Maryland United States
Median Home Value $399,115 $427,628 $303,400
Median Rent $1,314 $1,662 $1,348
Median Income $106,798 $101,652 $78,538
Home Value To Income 3.7x 4.2x 3.9x
Rent To Monthly Income 0.15x 0.2x 0.21x
$399,115
Median Home Value
$1,314
Median Rent
$106,798
Median Income

Havre de Grace, MD Costs By Category

Detailed Havre de Grace Services Costs Vs. Maryland

Item Havre de Grace Maryland
Shampoo $1.44 $1.28
Movie $13.69 $12.13
Bowling $23.03 $18
Haircut $28.33 $24.26
Beauty Salon $58.17 $45.56

Detailed Havre de Grace Groceries Costs Vs. Maryland

Item Havre de Grace Maryland
Ground Beef $6.23 $5.84
Fried Chicken $1.39 $1.57
Milk $4.73 $4.67
Potatoes $5.46 $4.93
Pizza $13.24 $12.09
Beer $10.36 $10.41
Toothpaste $3.69 $3.7

Detailed Havre de Grace Health Costs Vs. Maryland

Item Havre de Grace Maryland
Optometrist $114.22 $125.68
Doctor $133.22 $135.78
Dentist $117.22 $113.29

Detailed Havre de Grace Transportation Costs Vs. Maryland

Item Havre de Grace Maryland
Gasoline $3.46 $3.46
Tire Balancing $62.66 $59.92

Detailed Havre de Grace Utilities Costs Vs. Maryland

Item Havre de Grace Maryland
All Electricity $223.91 $193.99
Phone $199.62 $192.25

Havre De Grace SnackAbility

6
/10
Overall SnackAbility
Jobs
8/10
Housing
8.5
Affordability
8
Diversity
8.5
Safety
N/A
Amenities
8.5
Education
8
Commute
5

Cost Of Living In Cities Around Havre de Grace

The cost of living varies in the cities and towns around Havre de Grace. Here's a quick look at the cost of living in the most populous nearby places:

  • Bel Air South, MD has a cost of living index of 119, 1.0x Havre de Grace.

  • Bel Air North, MD has a cost of living index of 128, 1.1x Havre de Grace.

  • Aberdeen, MD has a cost of living index of 106, 0.9x Havre de Grace.

City Population Cost Of Living Vs. Havre de Grace
Bel Air South, MD 57,702 119 1.0x
Bel Air North, MD 31,599 128 1.1x
Aberdeen, MD 16,831 106 0.9x
Glasgow, DE 16,095 118 1.0x
Joppatowne, MD 13,397 113 1.0x
Fallston, MD 9,954 132 1.1x
Riverside, MD 6,149 109 0.9x
Oxford, PA 5,763 109 0.9x

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