Utica, MI Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Utica, MI Summary

Cost of living in Utica research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Utica is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Michigan, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Utica is 97, with 100 being the average.

  • The cost of living index in Utica is 1.0x lower than the national average.

  • Utica ranks as the #117 cheapest in Michigan out of 180.

  • Utica ranks as the #2,245 cheapest out of 6,489 in the US.

  • The median home value in Utica is $253,064.

  • The median income in Utica is $55,524.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
97
Utica's Overall Cost Of Living
1.0x
Lower Than The National Average

What is the cost of living in Utica, MI?

According to the most recent data on the cost of living, Utica has an overall cost of living index of 97, which is 1.0x lower than the national index of 100.

Compared to Michigan, Utica has a cost of living index that's 1.1x higher than Michigan's index of 90.

The standard of living in Utica ranks as #117 most affordable out of the 180 places we measured in Michigan. By definition, that implies Utica ranks as the #63 most expensive place in the Wolverine State.

For more reading on life in Utica, check out:

117 out of 180
In Michigan
2,245 out of 6,489
In America

Utica Cost Of Living Vs. Michigan

Six factors go into calculating the cost of living index in Utica. Here is how it fairs on each of the criteria:

  • The Services index in Utica is 103.

  • The Groceries index in Utica is 104.

  • The Health index in Utica is 104.

  • The Housing index in Utica is 86.

  • The Transportation index in Utica is 101.

  • The Utilities index in Utica is 93.

Living Expense Utica Michigan National Average
Overall 97 90 100
Services 103 93 100
Groceries 104 97 100
Health 104 91 100
Housing 86 72 100
Transportation 101 96 100
Utilities 93 99 100
For more reading on cost of living around Michigan, check out:
Utica Cost of Living Vs. MI

Utica, MI Housing Cost Breakdown

Housing swings affordability the most between places in Michigan, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Utica is $253,064.

  • The Median Rent in Utica is $984.

  • The Median Income in Utica is $55,524.

  • The Home Value To Income in Utica is 4.6x.

  • The Rent To Monthly Income in Utica is 0.21x.

Statistic Utica Michigan United States
Median Home Value $253,064 $258,642 $303,400
Median Rent $984 $1,084 $1,348
Median Income $55,524 $71,149 $78,538
Home Value To Income 4.6x 3.6x 3.9x
Rent To Monthly Income 0.21x 0.18x 0.21x
$253,064
Median Home Value
$984
Median Rent
$55,524
Median Income

Utica, MI Costs By Category

Detailed Utica Services Costs Vs. Michigan

Item Utica Michigan
Shampoo $1.13 $1.28
Movie $12.99 $12.13
Bowling $12.33 $18
Haircut $16.8 $24.26
Beauty Salon $24.78 $45.56

Detailed Utica Groceries Costs Vs. Michigan

Item Utica Michigan
Ground Beef $5.75 $5.84
Fried Chicken $1.41 $1.57
Milk $4.78 $4.67
Potatoes $4.8 $4.93
Pizza $8.99 $12.09
Beer $9.04 $10.41
Toothpaste $3.66 $3.7

Detailed Utica Health Costs Vs. Michigan

Item Utica Michigan
Optometrist $85.0 $125.68
Doctor $103.33 $135.78
Dentist $91.0 $113.29

Detailed Utica Transportation Costs Vs. Michigan

Item Utica Michigan
Gasoline $3.35 $3.46
Tire Balancing $56.0 $59.92

Detailed Utica Utilities Costs Vs. Michigan

Item Utica Michigan
All Electricity $219.2 $193.99
Phone $184.44 $192.25

Utica SnackAbility

5
/10
Overall SnackAbility
Jobs
6/10
Housing
7
Affordability
6
Diversity
7
Safety
6
Amenities
8.5
Education
8
Commute
5

Cost Of Living In Cities Around Utica

The cost of living varies in the cities and towns around Utica. Here's a quick look at the cost of living in the most populous nearby places:

  • Warren, MI has a cost of living index of 95, 1.0x Utica.

  • Sterling Heights, MI has a cost of living index of 104, 1.1x Utica.

  • Troy, MI has a cost of living index of 120, 1.2x Utica.

City Population Cost Of Living Vs. Utica
Warren, MI 138,128 95 1.0x
Sterling Heights, MI 133,473 104 1.1x
Troy, MI 87,307 120 1.2x
Rochester Hills, MI 76,086 118 1.2x
Royal Oak, MI 57,880 107 1.1x
Roseville, MI 47,240 93 1.0x
Madison Heights, MI 28,411 97 1.0x
Birmingham, MI 21,612 149 1.5x
Mount Clemens, MI 15,567 89 0.9x
Berkley, MI 15,084 108 1.1x

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