What is the cost of living in Gloucester City, NJ?
According to the most recent data on the cost of living, Gloucester City has an overall cost of living index of 103, which is 1.0x higher than the national index of 100.
Compared to New Jersey, Gloucester City has a cost of living index that's 0.8x lower than New Jersey's index of 125.
The standard of living in Gloucester City ranks as #17 most affordable out of the 262 places we measured in New Jersey. By definition, that implies Gloucester City ranks as the #245 most expensive place in the Garden State.
For more reading on life in Gloucester City, check out:
Gloucester City Cost Of Living Vs. New Jersey
Six factors go into calculating the cost of living index in Gloucester City. Here is how it fares on each of the criteria:
The Services index in Gloucester City is 106.
The Groceries index in Gloucester City is 113.
The Health index in Gloucester City is 88.
The Housing index in Gloucester City is 111.
The Transportation index in Gloucester City is 111.
The Utilities index in Gloucester City is 112.
| Living Expense | Gloucester City | New Jersey | National Average |
|---|---|---|---|
| Overall | 103 | 125 | 100 |
| Services | 106 | 107 | 100 |
| Groceries | 113 | 113 | 100 |
| Health | 88 | 155 | 100 |
| Housing | 111 | 116 | 100 |
| Transportation | 111 | 112 | 100 |
| Utilities | 112 | 113 | 100 |
Gloucester City Cost Of Living Compared To New Jersey Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around New Jersey, check out:
Protect your home budget Compare home warranties in Gloucester City Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Gloucester City, NJ Housing Cost Breakdown
Housing swings affordability the most between places in New Jersey, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Gloucester City is $237,280.
The Median Rent in Gloucester City is $1,484.
The Median Income in Gloucester City is $64,938.
The Home Value To Income in Gloucester City is 3.7x.
The Rent To Monthly Income in Gloucester City is 0.27x.
| Statistic | Gloucester City | New Jersey | United States |
|---|---|---|---|
| Median Home Value | $237,280 | $569,411 | $332,700 |
| Median Rent | $1,484 | $1,720 | $1,413 |
| Median Income | $64,938 | $103,556 | $80,734 |
| Home Value To Income | 3.7x | 5.5x | 4.1x |
| Rent To Monthly Income | 0.27x | 0.2x | 0.21x |
Gloucester City, NJ Costs By Category
Detailed Gloucester City Services costs vs. New Jersey
| Item | Gloucester City | New Jersey |
|---|---|---|
| Shampoo | $1.52 | $1.28 |
| Movie | $13.75 | $12.13 |
| Bowling | $19.47 | $18 |
| Haircut | $23.54 | $24.26 |
| Beauty Salon | $66.27 | $45.56 |
Detailed Gloucester City Groceries costs vs. New Jersey
| Item | Gloucester City | New Jersey |
|---|---|---|
| Ground Beef | $5.76 | $5.84 |
| Fried Chicken | $1.46 | $1.57 |
| Milk | $4.67 | $4.67 |
| Potatoes | $5.37 | $4.93 |
| Pizza | $11.73 | $12.09 |
| Beer | $11.99 | $10.41 |
| Toothpaste | $3.65 | $3.7 |
Detailed Gloucester City Health costs vs. New Jersey
| Item | Gloucester City | New Jersey |
|---|---|---|
| Optometrist | $123.5 | $125.68 |
| Doctor | $132.56 | $135.78 |
| Dentist | $103.31 | $113.29 |
Detailed Gloucester City Transportation costs vs. New Jersey
| Item | Gloucester City | New Jersey |
|---|---|---|
| Gasoline | $3.53 | $3.46 |
| Tire Balancing | $70.89 | $59.92 |
Detailed Gloucester City Utilities costs vs. New Jersey
| Item | Gloucester City | New Jersey |
|---|---|---|
| All Electricity | $222.45 | $193.99 |
| Phone | $198.27 | $192.25 |
