Rutherford, NJ Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Rutherford, NJ Summary

Cost of living in Rutherford research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Rutherford is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in New Jersey, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Rutherford is 144, with 100 being the average.

  • The cost of living index in Rutherford is 1.4x higher than the national average.

  • Rutherford ranks as the #190 cheapest in New Jersey out of 260.

  • Rutherford ranks as the #5,533 cheapest out of 6,489 in the US.

  • The median home value in Rutherford is $735,821.

  • The median income in Rutherford is $136,069.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
144
Rutherford's Overall Cost Of Living
1.4x
Higher Than The National Average

What is the cost of living in Rutherford, NJ?

According to the most recent data on the cost of living, Rutherford has an overall cost of living index of 144, which is 1.4x higher than the national index of 100.

Compared to New Jersey, Rutherford has a cost of living index that's 1.2x higher than New Jersey's index of 122.

The standard of living in Rutherford ranks as #190 most affordable out of the 260 places we measured in New Jersey. By definition, that implies Rutherford ranks as the #70 most expensive place in the Garden State.

For more reading on life in Rutherford, check out:

190 out of 260
In New Jersey
5,533 out of 6,489
In America

Rutherford Cost Of Living Vs. New Jersey

Six factors go into calculating the cost of living index in Rutherford. Here is how it fairs on each of the criteria:

  • The Services index in Rutherford is 106.

  • The Groceries index in Rutherford is 104.

  • The Health index in Rutherford is 97.

  • The Housing index in Rutherford is 225.

  • The Transportation index in Rutherford is 110.

  • The Utilities index in Rutherford is 109.

Living Expense Rutherford New Jersey National Average
Overall 144 122 100
Services 106 108 100
Groceries 104 104 100
Health 97 99 100
Housing 225 159 100
Transportation 110 101 100
Utilities 109 107 100
For more reading on cost of living around New Jersey, check out:
Rutherford Cost of Living Vs. NJ

Rutherford, NJ Housing Cost Breakdown

Housing swings affordability the most between places in New Jersey, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Rutherford is $735,821.

  • The Median Rent in Rutherford is $1,859.

  • The Median Income in Rutherford is $136,069.

  • The Home Value To Income in Rutherford is 5.4x.

  • The Rent To Monthly Income in Rutherford is 0.16x.

Statistic Rutherford New Jersey United States
Median Home Value $735,821 $564,432 $303,400
Median Rent $1,859 $1,653 $1,348
Median Income $136,069 $101,050 $78,538
Home Value To Income 5.4x 5.6x 3.9x
Rent To Monthly Income 0.16x 0.2x 0.21x
$735,821
Median Home Value
$1,859
Median Rent
$136,069
Median Income

Rutherford, NJ Costs By Category

Detailed Rutherford Services Costs Vs. New Jersey

Item Rutherford New Jersey
Shampoo $1.48 $1.28
Movie $15.78 $12.13
Bowling $21.0 $18
Haircut $25.62 $24.26
Beauty Salon $41.67 $45.56

Detailed Rutherford Groceries Costs Vs. New Jersey

Item Rutherford New Jersey
Ground Beef $5.65 $5.84
Fried Chicken $1.39 $1.57
Milk $4.71 $4.67
Potatoes $5.37 $4.93
Pizza $11.49 $12.09
Beer $11.33 $10.41
Toothpaste $3.72 $3.7

Detailed Rutherford Health Costs Vs. New Jersey

Item Rutherford New Jersey
Optometrist $157.11 $125.68
Doctor $115.59 $135.78
Dentist $124.27 $113.29

Detailed Rutherford Transportation Costs Vs. New Jersey

Item Rutherford New Jersey
Gasoline $3.41 $3.46
Tire Balancing $82.67 $59.92

Detailed Rutherford Utilities Costs Vs. New Jersey

Item Rutherford New Jersey
All Electricity $236.04 $193.99
Phone $186.61 $192.25

Rutherford SnackAbility

9.5
/10
Overall SnackAbility
Jobs
8.5/10
Housing
9
Affordability
7
Diversity
9.5
Safety
8.5
Amenities
9.5
Education
9
Commute
4

Cost Of Living In Cities Around Rutherford

The cost of living varies in the cities and towns around Rutherford. Here's a quick look at the cost of living in the most populous nearby places:

  • Passaic, NJ has a cost of living index of 126, 0.9x Rutherford.

  • Secaucus, NJ has a cost of living index of 155, 1.1x Rutherford.

  • Eastchester, NY has a cost of living index of 167, 1.2x Rutherford.

City Population Cost Of Living Vs. Rutherford
Passaic, NJ 69,651 126 0.9x
Secaucus, NJ 21,437 155 1.1x
Eastchester, NY 20,519 167 1.2x
North Arlington, NJ 16,368 128 0.9x
Hasbrouck Heights, NJ 12,067 138 1.0x
Wallington, NJ 11,825 133 0.9x
Dobbs Ferry, NY 11,397 173 1.2x
East Rutherford, NJ 10,154 131 0.9x
Wood-Ridge, NJ 10,094 140 1.0x
Hastings-on-Hudson, NY 8,449 172 1.2x

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