The 10 Poorest Cities In Kentucky For 2026

The poorest places in Kentucky are Morehead and Middlesborough for 2026 based on Saturday Night Science.

Like all states, Kentucky has certain places that are going on hard times. These Kentucky places have an above-average percentage of people living in poverty, out of work, or not making as much as they should be.

Even as the economy continues to improve, it’s worthwhile to look at the places in each state struggling to make ends meet. So we set our sites on locating the poorest places in Kentucky.

To do so, we used Saturday Night Science to analyze the newest Census data from the American Community Survey for the 80 cities in Kentucky with more than 5,000 people.

1

No. 1 poorest place in Kentucky

Morehead, KY

6,870 peopleSnackAbility 6/10up 1
6/10
Morehead, KY
Source: Wikipedia User W.marsh | GFDL
$36,741 median income · 38.0% poverty · #3 lowest income in Kentucky
Map of Morehead within Kentucky Located in Rowan County, Kentucky
Median income -42% vs KY
$36,741
KY $64k
Poverty rate +136% vs KY
38.0%
KY 16.1%
Unemployment +10% vs KY
5.4%
KY 4.9%

Morehead, unfortunately, ranks as the poorest place in Kentucky thanks to combination of low pay and and a lack of jobs.

The city of 6,870 people averages the 3rd lowest median household income in Kentucky and the highest poverty rate. At the very least, the cost of living ranks in the bottom 15% of place in the state, so things like housing are relatively affordable.

2

No. 2 poorest place in Kentucky

Middlesborough, KY

9,123 peopleSnackAbility 4/10up 3
4/10
Middlesborough, KY
Source: Public domain
$31,106 median income · 31.0% poverty · #1 lowest income in Kentucky
Map of Middlesborough within Kentucky Located in Bell County, Kentucky
Median income -51% vs KY
$31,106
KY $64k
Poverty rate +93% vs KY
31.0%
KY 16.1%
Unemployment +73% vs KY
8.5%
KY 4.9%

The second poorest city in Kentucky is Middlesborough.

The city ranks as having the 3rd highest incidence of poverty and lowest median household income. However, the unemployment rate ‘only’ ranks as the 6th highest in the Bluegrass State.

3

No. 3 poorest place in Kentucky

Williamsburg, KY

5,270 peopleSnackAbility 5/10
5/10
Williamsburg, KY
Source: Public domain
$38,147 median income · 30.9% poverty · #4 lowest income in Kentucky
Located in Whitley County, Kentucky
Median income -40% vs KY
$38,147
KY $64k
Poverty rate +92% vs KY
30.9%
KY 16.1%
Unemployment -20% vs KY
3.9%
KY 4.9%

Placing as the third poorest city, Williamsburg’s median income ranks as the 4th lowest.

And that’s a sign that there’s a relatively substantial jump in the quality of the economy from second to third place on our list. The poverty rate is 30.9% and ranks near the bottom of places in the state.

But what makes up for the relatively low incomes of the city is its low cost of living. The income you do make here goes further than in most parts of the Bluegrass State.

4

No. 4 poorest place in Kentucky

Somerset, KY

12,216 peopleSnackAbility 4/10
4/10
Somerset, KY
Source: Public domain
$34,704 median income · 27.2% poverty · #2 lowest income in Kentucky
Map of Somerset within Kentucky Located in Pulaski County, Kentucky
Median income -46% vs KY
$34,704
KY $64k
Poverty rate +69% vs KY
27.2%
KY 16.1%
Unemployment +78% vs KY
8.7%
KY 4.9%

Somerset ranks as the fourth poorest place in Kentucky.

The town ranks as having the 2nd lowest median household income and the 8th highest incidence of poverty in the state.

That being said, there’s still a ton of cultural diversity in the city as it hosts many events throughout the year.

5

No. 5 poorest place in Kentucky

Pikeville, KY

7,490 peopleSnackAbility 5/10up 4
5/10
Pikeville, KY
Source: Public domain
$39,955 median income · 27.1% poverty · #6 lowest income in Kentucky
Map of Pikeville within Kentucky Located in Pike County, Kentucky
Median income -37% vs KY
$39,955
KY $64k
Poverty rate +68% vs KY
27.1%
KY 16.1%
Unemployment -35% vs KY
3.2%
KY 4.9%

The fifth poorest city in Kentucky is Pikeville.

The city ranks as having the 6th lowest median income in the state. However, an extremely low cost of living prevents a good number of folks from living in poverty as the poverty rate only ranks as the 9th highest in Kentucky.

Still not the best news for Pikeville.

6

No. 6 poorest place in Kentucky

Mayfield, KY

9,868 peopleSnackAbility 3/10up 2
3/10
Mayfield, KY
Source: Flickr User pasa47 | CC BY 2.0
$40,965 median income · 26.9% poverty · #7 lowest income in Kentucky
Map of Mayfield within Kentucky Located in Graves County, Kentucky
Median income -36% vs KY
$40,965
KY $64k
Poverty rate +67% vs KY
26.9%
KY 16.1%
Unemployment -31% vs KY
3.4%
KY 4.9%

Mayfield ranks as the sixth poorest place in the Bluegrass State.

It ranks as having the 10th highest incidence of poverty and the 6highest unemployment rate.

7

No. 7 poorest place in Kentucky

Monticello, KY

5,753 peopleSnackAbility 4/10down 6
4/10
Monticello, KY
Source: Wikipedia User W.marsh | GFDL
$44,952 median income · 30.4% poverty · #11 lowest income in Kentucky
Map of Monticello within Kentucky Located in Wayne County, Kentucky
Median income -29% vs KY
$44,952
KY $64k
Poverty rate +89% vs KY
30.4%
KY 16.1%
Unemployment -59% vs KY
2.0%
KY 4.9%

Monticello places as the seventh poorest city in Kentucky.

The city of over 5,753 ranks as having the 6th highest incidence of poverty in the state. However, it has a very low cost of living which helps to pay the bills each month.

8

No. 8 poorest place in Kentucky

Maysville, KY

8,737 peopleSnackAbility 4/10up 3
4/10
Maysville, KY
Source: Wikipedia User Nealparr at English Wikipedia | GFDL
$39,013 median income · 24.3% poverty · #5 lowest income in Kentucky
Map of Maysville within Kentucky Located in Mason County, Kentucky
Median income -39% vs KY
$39,013
KY $64k
Poverty rate +51% vs KY
24.3%
KY 16.1%
Unemployment -10% vs KY
4.4%
KY 4.9%

Maysville ranks as the eighth poorest city in Kentucky.

The big issue for the town is the unemployment rate which ranks as one of the highest in the state.

9

No. 9 poorest place in Kentucky

London, KY

7,561 peopleSnackAbility 5/10down 2
5/10
London, KY
Source: Wikipedia User w.marsh | CC BY 2.0
$47,591 median income · 30.2% poverty · #15 lowest income in Kentucky
Map of London within Kentucky Located in Laurel County, Kentucky
Median income -25% vs KY
$47,591
KY $64k
Poverty rate +88% vs KY
30.2%
KY 16.1%
Unemployment -29% vs KY
3.5%
KY 4.9%

London couldn’t stay out of the top ten poorest places in Kentucky; it ranks number 9.

While the median income is the 15th lowest, there are a substantial number of people that live below the poverty line. Overall, London ranks as having the 7th most people living in poverty of all the places we analyzed in Kentucky.

10

No. 10 poorest place in Kentucky

Leitchfield, KY

6,819 peopleSnackAbility 6/10up 4
6/10
Leitchfield, KY
Source: Public domain
$44,347 median income · 24.3% poverty · #10 lowest income in Kentucky
Map of Leitchfield within Kentucky Located in Grayson County, Kentucky
Median income -30% vs KY
$44,347
KY $64k
Poverty rate +51% vs KY
24.3%
KY 16.1%
Unemployment +108% vs KY
10.2%
KY 4.9%

And rounding out the top ten poorest cities in Kentucky is Leitchfield.

The city of 6,819 people ranks in the bottom 20% for both median income and poverty rate in the Bluegrass State.

The receipts

Compare the top ten

Pick a metric. The bars rescale. The red line is Kentucky’s statewide median.

City Median income vs KY
1 Morehead $36,741 -42%
2 Middlesborough $31,106 -51%
3 Williamsburg $38,147 -40%
4 Somerset $34,704 -46%
5 Pikeville $39,955 -37%
6 Mayfield $40,965 -36%
7 Monticello $44,952 -29%
8 Maysville $39,013 -39%
9 London $47,591 -25%
10 Leitchfield $44,347 -30%

Kentucky statewide median: $63,726

City Poverty rate vs KY
1 Morehead 38.0% +136%
2 Middlesborough 31.0% +93%
3 Williamsburg 30.9% +92%
4 Somerset 27.2% +69%
5 Pikeville 27.1% +68%
6 Mayfield 26.9% +67%
7 Monticello 30.4% +89%
8 Maysville 24.3% +51%
9 London 30.2% +88%
10 Leitchfield 24.3% +51%

Kentucky statewide median: 16.1%

City Unemployment vs KY
1 Morehead 5.4% +10%
2 Middlesborough 8.5% +73%
3 Williamsburg 3.9% -20%
4 Somerset 8.7% +78%
5 Pikeville 3.2% -35%
6 Mayfield 3.4% -31%
7 Monticello 2.0% -59%
8 Maysville 4.4% -10%
9 London 3.5% -29%
10 Leitchfield 10.2% +108%

Kentucky statewide median: 4.9%

City Population vs KY
1 Morehead 6,870
2 Middlesborough 9,123
3 Williamsburg 5,270
4 Somerset 12,216
5 Pikeville 7,490
6 Mayfield 9,868
7 Monticello 5,753
8 Maysville 8,737
9 London 7,561
10 Leitchfield 6,819
The fine print The median Kentucky home is 43 years old Furnaces, water heaters, and roofs don’t care what you paid at closing. See what a warranty would cover before something expensive breaks. Compare home warranties →

On the map

Where poverty hits hardest in Kentucky

Saturday Night Science

How we determined the poorest places in Kentucky for 2026

The first thing that comes to most people’s minds when they think about determining the poorest places is to simply the poverty rate. That is, the number of people living below a federally established level of income for a household of a certain size.

However, we don’t think that one statistic wholly encompasses what it means to be one of the “poorest places”. So we used Saturday Night Science to look at this set of criteria from the newly released 2020-2024 American Community Survey:

  • Poverty Level
  • Median Household Income

After we collected the data for all 80 places with more than 5,000 people in Kentucky, we ranked each place from 1 to 80 for each of the criteria, with 1 being the poorest.

We then averaged all the rankings for a place into a “Poor Score” with the place having the lowest overall Poor Score, Morehead, crowned the “Poorest Place In Kentucky For 2026”. The median Kentucky home is 43 years old — old enough that it pays to compare home warranty plans before something expensive breaks.

The full plate

Detailed list of the poorest places to live in Kentucky

Click any column to sort. Search by city name.

RankCityPoor ScorePopulationMedian incomePovertyUnemployment
1Morehead2.006,870$36,74138.0%5.4%
2Middlesborough2.009,123$31,10631.0%8.5%
3Williamsburg4.005,270$38,14730.9%3.9%
4Somerset5.0012,216$34,70427.2%8.7%
5Pikeville7.507,490$39,95527.1%3.2%
6Mayfield8.509,868$40,96526.9%3.4%
7Monticello8.505,753$44,95230.4%2.0%
8Maysville10.508,737$39,01324.3%4.4%
9London11.007,561$47,59130.2%3.5%
10Leitchfield12.506,819$44,34724.3%10.2%
11Lebanon12.506,430$45,47925.6%3.7%
12Murray13.0018,080$44,09124.1%5.8%
13Hazard14.005,008$51,01631.5%7.1%
14Glasgow15.5015,197$43,07421.9%4.3%
15Bowling Green16.0075,388$48,87325.6%4.9%
16Central City18.505,707$50,88525.6%9.4%
17Corbin19.008,246$51,06526.0%7.2%
18Campbellsville19.5011,622$49,64423.4%7.4%
19Cynthiana20.006,458$54,64730.5%1.3%
20Oak Grove20.007,962$49,35423.1%9.5%
21Russellville20.007,316$45,48420.7%6.4%
22Paducah22.0026,845$49,91522.3%4.0%
23Hopkinsville24.5030,906$49,13919.3%6.2%
24Henderson24.5027,852$48,18618.7%2.4%
25Ashland25.5021,295$52,71522.4%7.7%
26Madisonville26.0019,515$53,86023.3%6.9%
27Richmond26.5037,111$50,87019.5%6.7%
28Princeton30.006,241$47,41115.8%4.5%
29Highland Heights30.006,444$53,27519.9%3.0%
30Frankfort31.0028,503$53,07319.1%7.8%
31Danville32.5017,327$52,64617.4%6.6%
32Harrodsburg34.009,313$48,38114.5%6.1%
33Owensboro35.0060,302$56,35718.9%5.3%
34Winchester35.5019,213$54,37817.3%3.6%
35Covington35.5041,110$61,16620.8%5.7%
36Newport35.5013,967$60,85320.8%7.2%
37Shively36.0015,638$50,22114.7%6.9%
38Flatwoods38.007,269$59,97218.4%6.4%
39Berea38.0015,786$59,49517.9%4.2%
40Mount Sterling38.507,551$55,82716.9%3.7%
41Paris38.5010,160$55,83916.9%3.6%
42Franklin39.0010,360$59,05217.1%6.2%
43Bardstown39.0013,804$51,38114.7%4.0%
44Shepherdsville40.5014,533$71,47621.5%4.2%
45Radcliff41.0022,864$58,55915.9%9.3%
46Elizabethtown41.5032,576$60,76017.0%5.2%
47Versailles44.5010,492$62,36816.4%3.0%
48Elsmere45.009,205$60,50315.6%5.1%
49Dayton46.505,743$65,99215.9%5.0%
50Louisville/Jefferson County metro government (balance)48.00631,818$66,84915.8%5.5%
51Lexington-Fayette urban county51.00323,725$69,47914.9%4.9%
52Nicholasville53.5032,197$68,50313.1%3.6%
53Lawrenceburg54.0011,943$66,48612.0%1.8%
54Hillview56.008,797$68,11111.2%3.8%
55Shelbyville56.0017,668$75,61014.5%3.5%
56Lyndon56.5011,030$65,6799.2%4.6%
57Erlanger57.0019,875$75,84013.7%4.3%
58Bellevue57.505,636$71,16611.4%2.2%
59Wilmore59.006,057$77,66512.5%2.5%
60Walton59.005,730$77,91713.0%3.2%
61Florence59.5032,803$71,0039.5%3.1%
62Vine Grove59.506,830$72,56011.1%3.5%
63Cold Spring61.006,341$75,0009.9%2.0%
64Georgetown61.0039,117$80,08812.1%4.2%
65Taylor Mill66.506,937$88,54610.9%2.1%
66Middletown67.009,763$82,5379.1%4.7%
67Douglass Hills69.005,474$78,4826.4%8.3%
68Fort Mitchell69.008,713$86,3108.1%2.4%
69Jeffersontown69.5029,199$81,5066.5%2.8%
70St. Matthews69.5017,577$82,4127.2%3.8%
71La Grange70.0010,311$88,4648.0%4.2%
72Independence70.5029,392$102,3618.8%4.3%
73Alexandria72.0010,562$102,2397.7%3.2%
74Crestwood73.006,356$108,0468.1%2.7%
75Mount Washington74.0018,480$96,2395.3%4.6%
76Fort Thomas75.0017,169$104,3506.1%3.5%
77Fort Wright77.505,887$105,0243.0%3.4%
78Villa Hills77.507,480$107,8593.7%3.6%
79Edgewood78.008,447$119,0283.8%2.4%
80Union80.007,642$136,7122.9%1.5%

Source: U.S. Census ACS 2020-2024. 80 cities with more than 5,000 residents.

Summary

The poorest cities in Kentucky for 2026

Like we said earlier, when we set out to identify the poorest places in Kentucky, we weren’t sure what we’d encounter, but it ended up being some of the best places to live in Kentucky.

When you look at the data, the cities and places mentioned above meet the criteria for being at the very bottom of the income ladder for everyone that lives there. Not sold on Kentucky? Take the two-minute Find Your Place quiz and see which state actually fits you.

Keep reading

More rankings worth a look

Chris Kolmar
About the author

Chris Kolmar has been in the real estate business for almost ten years now. He originally worked for Movoto Real Estate as the director of marketing before founding HomeSnacks.

He believes the key to finding the right place to live comes down to looking at the data, reading about things to do, and, most importantly, checking it out yourself before you move.

If you've been looking for a place to live in the past several years, you've probably stumbled upon his writing already.

You can find out more about him on LinkedIn or his website.

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