Cookeville, TN Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Cookeville, TN Summary

Cost of living in Cookeville research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Cookeville is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Tennessee, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Cookeville is 91, with 100 being the average.

  • The cost of living index in Cookeville is 0.9x lower than the national average.

  • Cookeville ranks as the #54 cheapest in Tennessee out of 109.

  • Cookeville ranks as the #1,347 cheapest out of 6,489 in the US.

  • The median home value in Cookeville is $314,565.

  • The median income in Cookeville is $48,501.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
91
Cookeville's Overall Cost Of Living
0.9x
Lower Than The National Average

What is the cost of living in Cookeville, TN?

According to the most recent data on the cost of living, Cookeville has an overall cost of living index of 91, which is 0.9x lower than the national index of 100.

Compared to Tennessee, Cookeville has a cost of living index that's 1.0x higher than Tennessee's index of 90.

The standard of living in Cookeville ranks as #54 most affordable out of the 109 places we measured in Tennessee. By definition, that implies Cookeville ranks as the #55 most expensive place in the Volunteer State.

For more reading on life in Cookeville, check out:

54 out of 109
In Tennessee
1,347 out of 6,489
In America

Cookeville Cost Of Living Vs. Tennessee

Six factors go into calculating the cost of living index in Cookeville. Here is how it fairs on each of the criteria:

  • The Services index in Cookeville is 97.

  • The Groceries index in Cookeville is 96.

  • The Health index in Cookeville is 82.

  • The Housing index in Cookeville is 89.

  • The Transportation index in Cookeville is 91.

  • The Utilities index in Cookeville is 90.

Living Expense Cookeville Tennessee National Average
Overall 91 90 100
Services 97 93 100
Groceries 96 99 100
Health 82 87 100
Housing 89 81 100
Transportation 91 89 100
Utilities 90 95 100
For more reading on cost of living around Tennessee, check out:
Cookeville Cost of Living Vs. TN

Cookeville, TN Housing Cost Breakdown

Housing swings affordability the most between places in Tennessee, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Cookeville is $314,565.

  • The Median Rent in Cookeville is $885.

  • The Median Income in Cookeville is $48,501.

  • The Home Value To Income in Cookeville is 6.5x.

  • The Rent To Monthly Income in Cookeville is 0.22x.

Statistic Cookeville Tennessee United States
Median Home Value $314,565 $330,598 $303,400
Median Rent $885 $1,122 $1,348
Median Income $48,501 $67,097 $78,538
Home Value To Income 6.5x 4.9x 3.9x
Rent To Monthly Income 0.22x 0.2x 0.21x
$314,565
Median Home Value
$885
Median Rent
$48,501
Median Income

Cookeville, TN Costs By Category

Detailed Cookeville Services Costs Vs. Tennessee

Item Cookeville Tennessee
Shampoo $1.08 $1.28
Movie $11.36 $12.13
Bowling $16.0 $18
Haircut $16.67 $24.26
Beauty Salon $35.81 $45.56

Detailed Cookeville Groceries Costs Vs. Tennessee

Item Cookeville Tennessee
Ground Beef $6.08 $5.84
Fried Chicken $1.44 $1.57
Milk $4.58 $4.67
Potatoes $5.16 $4.93
Pizza $10.76 $12.09
Beer $9.98 $10.41
Toothpaste $3.68 $3.7

Detailed Cookeville Health Costs Vs. Tennessee

Item Cookeville Tennessee
Optometrist $91.33 $125.68
Doctor $106.94 $135.78
Dentist $90.5 $113.29

Detailed Cookeville Transportation Costs Vs. Tennessee

Item Cookeville Tennessee
Gasoline $3.19 $3.46
Tire Balancing $50.61 $59.92

Detailed Cookeville Utilities Costs Vs. Tennessee

Item Cookeville Tennessee
All Electricity $155.43 $193.99
Phone $192.18 $192.25

Cookeville SnackAbility

5
/10
Overall SnackAbility
Jobs
4/10
Housing
6
Affordability
5
Diversity
7
Safety
N/A
Amenities
8
Education
8
Commute
8.5

Cost Of Living In Cities Around Cookeville

The cost of living varies in the cities and towns around Cookeville. Here's a quick look at the cost of living in the most populous nearby places:

  • Spring, TX has a cost of living index of 100, 1.1x Cookeville.

  • Lebanon, TN has a cost of living index of 104, 1.1x Cookeville.

  • McMinnville, TN has a cost of living index of 83, 0.9x Cookeville.

City Population Cost Of Living Vs. Cookeville
Spring, TX 67,103 100 1.1x
Lebanon, TN 41,951 104 1.1x
McMinnville, TN 13,765 83 0.9x
Crossville, TN 12,265 93 1.0x
Fairfield Glade, TN 9,149 99 1.1x

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