What is the cost of living in Cullman, AL?
According to the most recent data on the cost of living, Cullman has an overall cost of living index of 90, which is 0.9x lower than the national index of 100.
Compared to Alabama, Cullman has a cost of living index that's 1.0x lower than Alabama's index of 91.
The standard of living in Cullman ranks as #50 most affordable out of the 116 places we measured in Alabama. By definition, that implies Cullman ranks as the #66 most expensive place in the Heart of Dixie.
For more reading on life in Cullman, check out:
Cullman Cost Of Living Vs. Alabama
Six factors go into calculating the cost of living index in Cullman. Here is how it fares on each of the criteria:
The Services index in Cullman is 96.
The Groceries index in Cullman is 100.
The Health index in Cullman is 82.
The Housing index in Cullman is 95.
The Transportation index in Cullman is 100.
The Utilities index in Cullman is 93.
| Living Expense | Cullman | Alabama | National Average |
|---|---|---|---|
| Overall | 90 | 91 | 100 |
| Services | 96 | 95 | 100 |
| Groceries | 100 | 96 | 100 |
| Health | 82 | 74 | 100 |
| Housing | 95 | 96 | 100 |
| Transportation | 100 | 95 | 100 |
| Utilities | 93 | 95 | 100 |
Cullman Cost Of Living Compared To Alabama Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Alabama, check out:
Protect your home budget Compare home warranties in Cullman Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Cullman, AL Housing Cost Breakdown
Housing swings affordability the most between places in Alabama, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Cullman is $261,636.
The Median Rent in Cullman is $925.
The Median Income in Cullman is $61,224.
The Home Value To Income in Cullman is 4.3x.
The Rent To Monthly Income in Cullman is 0.18x.
Cullman, AL Costs By Category
Detailed Cullman Services costs vs. Alabama
Detailed Cullman Groceries costs vs. Alabama
Detailed Cullman Health costs vs. Alabama
Detailed Cullman Transportation costs vs. Alabama
Cullman SnackAbility
Cost Of Living In Cities Around Cullman
The cost of living varies in the cities and towns around Cullman. Here's a quick look at the cost of living in the most populous nearby places:
Huntsville, AL has a cost of living index of 96, 1.1x Cullman.
Birmingham, AL has a cost of living index of 90, 1.0x Cullman.
Decatur, AL has a cost of living index of 87, 1.0x Cullman.
| City | Population | Cost Of Living | Vs. Cullman |
|---|---|---|---|
| Huntsville, AL | 222,791 | 96 | 1.1x |
| Birmingham, AL | 198,173 | 90 | 1.0x |
| Decatur, AL | 57,361 | 87 | 1.0x |
| Gadsden, AL | 33,374 | 83 | 0.9x |
| Athens, AL | 29,002 | 95 | 1.1x |
| Jasper, AL | 14,442 | 91 | 1.0x |
| Moody, AL | 13,488 | 94 | 1.0x |
| Irondale, AL | 13,464 | 96 | 1.1x |
| Leeds, AL | 12,028 | 95 | 1.1x |
| Fairfield, AL | 9,728 | 85 | 0.9x |
