Cullman, AL Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Cullman, AL Summary

Cost of living in Cullman research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Cullman is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Alabama, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Cullman is 89, with 100 being the average.

  • The cost of living index in Cullman is 0.9x lower than the national average.

  • Cullman ranks as the #41 cheapest in Alabama out of 119.

  • Cullman ranks as the #1,060 cheapest out of 6,489 in the US.

  • The median home value in Cullman is $258,823.

  • The median income in Cullman is $63,704.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
89
Cullman's Overall Cost Of Living
0.9x
Lower Than The National Average

What is the cost of living in Cullman, AL?

According to the most recent data on the cost of living, Cullman has an overall cost of living index of 89, which is 0.9x lower than the national index of 100.

Compared to Alabama, Cullman has a cost of living index that's 1.0x lower than Alabama's index of 90.

The standard of living in Cullman ranks as #41 most affordable out of the 119 places we measured in Alabama. By definition, that implies Cullman ranks as the #78 most expensive place in the Heart of Dixie.

For more reading on life in Cullman, check out:

41 out of 119
In Alabama
1,060 out of 6,489
In America

Cullman Cost Of Living Vs. Alabama

Six factors go into calculating the cost of living index in Cullman. Here is how it fairs on each of the criteria:

  • The Services index in Cullman is 95.

  • The Groceries index in Cullman is 97.

  • The Health index in Cullman is 82.

  • The Housing index in Cullman is 79.

  • The Transportation index in Cullman is 89.

  • The Utilities index in Cullman is 100.

Living Expense Cullman Alabama National Average
Overall 89 90 100
Services 95 97 100
Groceries 97 98 100
Health 82 86 100
Housing 79 74 100
Transportation 89 93 100
Utilities 100 102 100
For more reading on cost of living around Alabama, check out:
Cullman Cost of Living Vs. AL

Cullman, AL Housing Cost Breakdown

Housing swings affordability the most between places in Alabama, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Cullman is $258,823.

  • The Median Rent in Cullman is $921.

  • The Median Income in Cullman is $63,704.

  • The Home Value To Income in Cullman is 4.1x.

  • The Rent To Monthly Income in Cullman is 0.17x.

Statistic Cullman Alabama United States
Median Home Value $258,823 $232,780 $303,400
Median Rent $921 $963 $1,348
Median Income $63,704 $62,027 $78,538
Home Value To Income 4.1x 3.8x 3.9x
Rent To Monthly Income 0.17x 0.19x 0.21x
$258,823
Median Home Value
$921
Median Rent
$63,704
Median Income

Cullman, AL Costs By Category

Detailed Cullman Services Costs Vs. Alabama

Item Cullman Alabama
Shampoo $1.11 $1.28
Movie $11.52 $12.13
Bowling $18.22 $18
Haircut $16.56 $24.26
Beauty Salon $43.94 $45.56

Detailed Cullman Groceries Costs Vs. Alabama

Item Cullman Alabama
Ground Beef $5.55 $5.84
Fried Chicken $1.41 $1.57
Milk $4.52 $4.67
Potatoes $5.42 $4.93
Pizza $11.35 $12.09
Beer $10.33 $10.41
Toothpaste $3.76 $3.7

Detailed Cullman Health Costs Vs. Alabama

Item Cullman Alabama
Optometrist $86.78 $125.68
Doctor $88.83 $135.78
Dentist $91.06 $113.29

Detailed Cullman Transportation Costs Vs. Alabama

Item Cullman Alabama
Gasoline $3.08 $3.46
Tire Balancing $51.25 $59.92

Detailed Cullman Utilities Costs Vs. Alabama

Item Cullman Alabama
All Electricity $172.88 $193.99
Phone $213.41 $192.25

Cullman SnackAbility

6
/10
Overall SnackAbility
Jobs
8/10
Housing
6
Affordability
8
Diversity
6
Safety
N/A
Amenities
8
Education
7
Commute
9

Cost Of Living In Cities Around Cullman

The cost of living varies in the cities and towns around Cullman. Here's a quick look at the cost of living in the most populous nearby places:

  • Huntsville, AL has a cost of living index of 99, 1.1x Cullman.

  • Birmingham, AL has a cost of living index of 90, 1.0x Cullman.

  • Decatur, AL has a cost of living index of 90, 1.0x Cullman.

City Population Cost Of Living Vs. Cullman
Huntsville, AL 218,814 99 1.1x
Birmingham, AL 199,322 90 1.0x
Decatur, AL 57,760 90 1.0x
Gadsden, AL 33,617 84 0.9x
Athens, AL 27,474 91 1.0x
Jasper, AL 14,480 95 1.1x
Irondale, AL 13,462 96 1.1x
Moody, AL 13,378 95 1.1x
Leeds, AL 12,221 95 1.1x
Fairfield, AL 9,846 89 1.0x

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