What is the cost of living in Oneonta, AL?
According to the most recent data on the cost of living, Oneonta has an overall cost of living index of 89, which is 0.9x lower than the national index of 100.
Compared to Alabama, Oneonta has a cost of living index that's 1.0x lower than Alabama's index of 91.
The standard of living in Oneonta ranks as #41 most affordable out of the 116 places we measured in Alabama. By definition, that implies Oneonta ranks as the #75 most expensive place in the Heart of Dixie.
For more reading on life in Oneonta, check out:
Oneonta Cost Of Living Vs. Alabama
Six factors go into calculating the cost of living index in Oneonta. Here is how it fares on each of the criteria:
The Services index in Oneonta is 93.
The Groceries index in Oneonta is 96.
The Health index in Oneonta is 84.
The Housing index in Oneonta is 91.
The Transportation index in Oneonta is 98.
The Utilities index in Oneonta is 95.
| Living Expense | Oneonta | Alabama | National Average |
|---|---|---|---|
| Overall | 89 | 91 | 100 |
| Services | 93 | 95 | 100 |
| Groceries | 96 | 96 | 100 |
| Health | 84 | 74 | 100 |
| Housing | 91 | 96 | 100 |
| Transportation | 98 | 95 | 100 |
| Utilities | 95 | 95 | 100 |
Oneonta Cost Of Living Compared To Alabama Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Alabama, check out:
Protect your home budget Compare home warranties in Oneonta Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Oneonta, AL Housing Cost Breakdown
Housing swings affordability the most between places in Alabama, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Oneonta is $213,539.
The Median Rent in Oneonta is $638.
The Median Income in Oneonta is $53,980.
The Home Value To Income in Oneonta is 4.0x.
The Rent To Monthly Income in Oneonta is 0.14x.
Oneonta, AL Costs By Category
Detailed Oneonta Services costs vs. Alabama
Detailed Oneonta Groceries costs vs. Alabama
Detailed Oneonta Health costs vs. Alabama
Detailed Oneonta Transportation costs vs. Alabama
Oneonta SnackAbility
Cost Of Living In Cities Around Oneonta
The cost of living varies in the cities and towns around Oneonta. Here's a quick look at the cost of living in the most populous nearby places:
Birmingham, AL has a cost of living index of 90, 1.0x Oneonta.
Gadsden, AL has a cost of living index of 83, 0.9x Oneonta.
Bessemer, AL has a cost of living index of 86, 1.0x Oneonta.
| City | Population | Cost Of Living | Vs. Oneonta |
|---|---|---|---|
| Birmingham, AL | 198,173 | 90 | 1.0x |
| Gadsden, AL | 33,374 | 83 | 0.9x |
| Bessemer, AL | 25,400 | 86 | 1.0x |
| Anniston, AL | 21,271 | 89 | 1.0x |
| Cullman, AL | 19,319 | 90 | 1.0x |
| Talladega, AL | 14,760 | 82 | 0.9x |
| Jasper, AL | 14,442 | 91 | 1.0x |
| Jacksonville, AL | 14,437 | 89 | 1.0x |
| Saks, AL | 10,681 | 84 | 0.9x |
| Fairfield, AL | 9,728 | 85 | 1.0x |








