The 10 Best Places To Retire In Iowa For 2026

The best places to retire in Iowa are Carroll and Newton for 2026 based on Saturday Night Science.

There is more to Iowa than farmers, Hawkeyes fans, and Des Moines. There are many awesome places in the great Midwest for those looking to retire.

Take a look below at our list of the best places to retire in Iowa for 2026. This report is our eleventh time ranking the best places to retire in the Hawkeye State.

To determine Iowa’s best places to retire, we looked at the latest FBI and Census reports on crime, demographics, affordable housing, distance to the closest international airport, and amenities for 35 cities with over 10,000 residents. The numbers don’t lie.

We discovered that the best places to retire in Iowa are also some of the state’s safest. Secondly, many of the top ten have great rates if you choose to rent. And the ultimate reason to move to one of Iowa’s best places to retire is that they house some of the nicest people.

1

No. 1 best place to retire in Iowa

Carroll, IA

10,208 peopleSnackAbility 8.5/10
8.5/10
Carroll, IA
Source: Wikipedia User David Wilson from Oak Park, Illinois, USA | CC BY 2.0
$722 median rent · $69,706 median income · #1 cheapest rent in Iowa
Map of Carroll within Iowa Located in Carroll County, Iowa
Median income -7% vs IA
$69,706
IA $75k
Median home value -14% vs IA
$200,081
IA $232k

Carroll is a city in and the county seat of Carroll County, Iowa, United States, located along the Middle Raccoon River. The population was 10,103 in the 2010 census, down from three people in the 10,106 population in the 2000 census.

2

No. 2 best place to retire in Iowa

Newton, IA

15,700 peopleSnackAbility 6/10
6/10
Newton, IA
Source: Public domain
$819 median rent · $57,771 median income · #5 cheapest rent in Iowa
Map of Newton within Iowa Located in Jasper County, Iowa
Median income -23% vs IA
$57,771
IA $75k
Median home value -13% vs IA
$200,884
IA $232k

Newton is the county seat and most populous city in Jasper County, Iowa, United States. Located 30 miles east of Des Moines, Newton is in Central Iowa. As of the 2010 Census, the city population was 15,254. It is the home of Iowa Speedway, Maytag Dairy Farms, and the Iowa Sculpture Festival.

3

No. 3 best place to retire in Iowa

Oskaloosa, IA

11,504 peopleSnackAbility 6/10up 1
6/10
Oskaloosa, IA
Source: Public domain
$831 median rent · $64,004 median income · #7 cheapest rent in Iowa
Map of Oskaloosa within Iowa Located in Mahaska County, Iowa
Median income -15% vs IA
$64,004
IA $75k
Median home value -19% vs IA
$186,483
IA $232k

Oskaloosa is a city in and the county seat of Mahaska County, Iowa, United States. In the late nineteenth and early twentieth century, it was a national center of bituminous coal mining. The population was 11,463 in the 2010 census, an increase from 10,938 in the 2000 census.

4

No. 4 best place to retire in Iowa

Norwalk, IA

14,183 peopleSnackAbility 6/10up 2
6/10
Norwalk, IA
Source: Flickr User Capncavedan | CC BY 2.0
$838 median rent · $102,722 median income · #8 cheapest rent in Iowa
Map of Norwalk within Iowa Located in Warren County, Iowa
Median income +37% vs IA
$102,722
IA $75k
Median home value +44% vs IA
$332,836
IA $232k

Norwalk is a city in Warren County, with some small portions extending into Polk County, in the U.S. state of Iowa. The population was 8,945 at the 2010 census. The city is part of the Des Moines-West Des Moines Metropolitan Statistical Area and is located just south of the Des Moines International Airport.

5

No. 5 best place to retire in Iowa

Clinton, IA

24,322 peopleSnackAbility 5/10
5/10
Clinton, IA
Source: Wikipedia User Michael J. Kearney | CC BY-SA 2.5
$791 median rent · $60,230 median income · #3 cheapest rent in Iowa
Map of Clinton within Iowa Located in Clinton County, Iowa
Median income -20% vs IA
$60,230
IA $75k
Median home value -45% vs IA
$127,331
IA $232k

Clinton is a city in and the county seat of Clinton County, Iowa, United States. The population was 26,885 as of 2010. Clinton, along with DeWitt, Iowa, was named in honor of the sixth governor of New York, DeWitt Clinton. Clinton is the principal city of the Clinton Micropolitan Statistical Area, which is coterminous with Clinton County. Clinton was incorporated on January 26, 1857.

6

No. 6 best place to retire in Iowa

Fort Madison, IA

10,133 peopleSnackAbility 5/10down 3
5/10
Fort Madison, IA
Source: Public domain
$826 median rent · $50,705 median income · #6 cheapest rent in Iowa
Map of Fort Madison within Iowa Located in Lee County, Iowa
Median income -32% vs IA
$50,705
IA $75k
Median home value -53% vs IA
$109,640
IA $232k

Fort Madison is a city and a county seat of Lee County, Iowa, United States along with Keokuk. Of Iowa’s 99 counties, Lee County is the only one with two county seats. The population was 11,051 at the 2010 census. Located along the Mississippi River in the state’s southeast corner, it lies between small bluffs along one of the widest portions of the river.

7

No. 7 best place to retire in Iowa

Bettendorf, IA

39,647 peopleSnackAbility 9/10
9/10
Bettendorf, IA
Source: Public domain
$1,187 median rent · $100,495 median income · #28 cheapest rent in Iowa
Map of Bettendorf within Iowa Located in Scott County, Iowa
Median income +34% vs IA
$100,495
IA $75k
Median home value +42% vs IA
$328,096
IA $232k

Bettendorf is a city in Scott County, Iowa, United States. Bettendorf is the fifteenth largest city in the U.S. state of Iowa and the fourth largest city in the “Quad Cities”. It is part of the Davenport-Moline-Rock Island, IA-IL Metropolitan Statistical Area. The population was 33,217 at the 2010 census, and was estimated to be 35,505 by July 2015. Bettendorf is one of the Quad Cities, along with neighboring Davenport and the Illinois cities of Moline, East Moline and Rock Island. The Quad Cities has a population estimate of 382,630. In 2011, Bettendorf was named U.S. 95th Best Town by CNNMoney.

8

No. 8 best place to retire in Iowa

Spencer, IA

11,400 peopleSnackAbility 8/10
8/10
Spencer, IA
Source: Flickr User Nels_P_Olsen | CC BY-SA 2.0
$805 median rent · $59,667 median income · #4 cheapest rent in Iowa
Map of Spencer within Iowa Located in Clay County, Iowa
Median income -21% vs IA
$59,667
IA $75k
Median home value -17% vs IA
$193,031
IA $232k

Spencer is a city in the state of Iowa, and the county seat of Clay County. It is located at the confluence of the Little Sioux and Ocheyedan rivers. The population was 11,233 in the 2010 census, a decline from 11,317 in the 2000 census. Spencer has a notable Clay County Fair, held annually in September, which averages more than 300,000 visitors each year.

9

No. 9 best place to retire in Iowa

Burlington, IA

23,728 peopleSnackAbility 6/10
6/10
Burlington, IA
Source: Wikipedia User Loco Steve (original), Yassie (derivative work) | CC BY 4.0
$924 median rent · $59,000 median income · #13 cheapest rent in Iowa
Map of Burlington within Iowa Located in Des Moines County, Iowa
Median income -21% vs IA
$59,000
IA $75k
Median home value -46% vs IA
$123,915
IA $232k

Burlington is a city and the county seat of Des Moines County, Iowa, United States. The population was 25,663 in the 2010 census, a decline from the 26,839 population in the 2000 census. Burlington is the center of a micropolitan area including West Burlington, Iowa, and Middletown, Iowa, and Gulfport, Illinois. Burlington is the home of Snake Alley, once labelled the crookedest alley in the world.

10

No. 10 best place to retire in Iowa

Marion, IA

41,896 peopleSnackAbility 9/10
9/10
Marion, IA
Source: Wikipedia User RifeIdeas | CC BY-SA 3.0
$961 median rent · $86,743 median income · #16 cheapest rent in Iowa
Map of Marion within Iowa Located in Linn County, Iowa
Median income +16% vs IA
$86,743
IA $75k
Median home value +17% vs IA
$271,355
IA $232k

Marion is a city in Linn County, Iowa, United States. The population was 26,294 at the 2000 census and was 34,768 at the 2010 census, an increase of 32.2%. The city is located next to Cedar Rapids and part of the Cedar Rapids Metropolitan Statistical Area.

The receipts

Compare the top ten

Pick a metric. The bars rescale. The red line is Iowa’s statewide median.

City Median income vs IA
1 Carroll $69,706 -7%
2 Newton $57,771 -23%
3 Oskaloosa $64,004 -15%
4 Norwalk $102,722 +37%
5 Clinton $60,230 -20%
6 Fort Madison $50,705 -32%
7 Bettendorf $100,495 +34%
8 Spencer $59,667 -21%
9 Burlington $59,000 -21%
10 Marion $86,743 +16%

Iowa statewide median: $75,059

City Median home value vs IA
1 Carroll $200,081 -14%
2 Newton $200,884 -13%
3 Oskaloosa $186,483 -19%
4 Norwalk $332,836 +44%
5 Clinton $127,331 -45%
6 Fort Madison $109,640 -53%
7 Bettendorf $328,096 +42%
8 Spencer $193,031 -17%
9 Burlington $123,915 -46%
10 Marion $271,355 +17%

Iowa statewide median: $231,585

City Median rent vs IA
1 Carroll $722
2 Newton $819
3 Oskaloosa $831
4 Norwalk $838
5 Clinton $791
6 Fort Madison $826
7 Bettendorf $1,187
8 Spencer $805
9 Burlington $924
10 Marion $961
City Population vs IA
1 Carroll 10,208
2 Newton 15,700
3 Oskaloosa 11,504
4 Norwalk 14,183
5 Clinton 24,322
6 Fort Madison 10,133
7 Bettendorf 39,647
8 Spencer 11,400
9 Burlington 23,728
10 Marion 41,896

On the map

Where to retire in Iowa

Saturday Night Science

Methodology: How We Determined The Best Places To Retire In the Hawkeye State for 2026

To create our ranking of the best places in Iowa to retire, we used Saturday Night Science. We analyzed Census data to find all places in the Hawkeye State — 1002 cities and towns.

We then narrowed it down to places with at least 10,000 people that weren’t townships. This left us with 35 places from across the state.

For these 35, we looked at the following criteria taken from the Census, the FBI’s Crime Report, National Weather Service, and OpenFlights:

  • Low cost of living as measured by rent
  • Low crime
  • Things to do (Museums, Colleges, and Libraries in town)
  • Nice weather
  • Distance to the closest international airport
  • Other retirees (High median age)

We then ranked each of these places for each criterion from one to 35, with the lowest number being the best.

Finally, we took the average rank across these criteria. The place, in this case Carroll, with the lowest average rank, was crowned the best of the best, a place for you to start your second career.

The report has been updated for 2026. This list reflects our eleventh time ranking the best places to retire in Iowa.

The full plate

Best Places To Retire In Iowa

Click any column to sort. Search by city name.

RankCityRetire ScorePopulationMedian IncomeAverage Home PricesMedian Rent
1Carroll8.2010,208$69,706$200,081$722
2Newton9.5015,700$57,771$200,884$819
3Oskaloosa10.5011,504$64,004$186,483$831
4Norwalk10.9014,183$102,722$332,836$838
5Clinton11.6024,322$60,230$127,331$791
6Fort Madison12.2010,133$50,705$109,640$826
7Bettendorf13.6039,647$100,495$328,096$1,187
8Spencer14.2011,400$59,667$193,031$805
9Burlington14.6023,728$59,000$123,915$924
10Marion15.6041,896$86,743$271,355$961
11Urbandale16.4046,595$112,795$349,851$1,211
12Muscatine16.6023,489$58,117$184,866$974
13Pella16.6010,720$84,111$351,502$1,046
14Indianola16.9016,044$75,453$309,171$986
15Le Mars17.6010,640$74,701$275,107$929
16Dubuque17.9059,174$65,845$245,147$948
17Johnston17.9024,384$106,551$394,441$1,338
18Fort Dodge18.1024,827$60,649$129,004$785
19Clive18.1019,012$132,121$425,730$1,073
20Marshalltown19.0027,626$69,068$173,581$891
21Davenport19.20100,913$66,200$187,412$978
22Ottumwa20.2025,430$61,103$121,425$921
23Waterloo20.5067,008$57,480$143,280$923
24Waverly20.9010,494$80,284$271,473$1,057
25Storm Lake21.2011,428$62,765$177,022$898
26Cedar Rapids21.40137,264$70,424$204,112$967
27Waukee22.0029,236$101,029$338,881$1,383
28Ames22.5067,669$60,991$274,367$1,023
29Des Moines22.70212,421$65,932$208,166$1,090
30West Des Moines22.8071,083$86,594$320,156$1,237
31Altoona23.7021,495$86,114$317,902$1,235
32Ankeny24.0072,615$108,198$338,168$1,319
33Council Bluffs24.0062,586$64,578$223,906$1,030
34Coralville24.3023,234$69,144$256,223$1,057
35North Liberty24.6021,125$102,102$307,636$1,246

Source: U.S. Census ACS 2020-2024, FBI UCR, OpenFlights. 35 cities with more than 10,000 residents.

Summary

Summary: Maybe You’re Not Ready To Retire In Iowa Yet…

So there you have it, the best place to retire in Iowa goes to Carroll.

The best places to retire in Iowa are Carroll, Newton, Oskaloosa, Norwalk, Clinton, Fort Madison, Bettendorf, Spencer, Burlington, and Marion.

If you’re not ready to hang up your office apparel yet, then these places might be up your alley.

Chris Kolmar
About the author

Chris Kolmar has been in the real estate business for almost ten years now. He originally worked for Movoto Real Estate as the director of marketing before founding HomeSnacks.

He believes the key to finding the right place to live comes down to looking at the data, reading about things to do, and, most importantly, checking it out yourself before you move.

If you've been looking for a place to live in the past several years, you've probably stumbled upon his writing already.

You can find out more about him on LinkedIn or his website.

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