Zionsville, IN Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Zionsville, IN Summary

Cost of living in Zionsville research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Zionsville is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Indiana, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Zionsville is 127, with 100 being the average.

  • The cost of living index in Zionsville is 1.3x higher than the national average.

  • Zionsville ranks as the #128 cheapest in Indiana out of 128.

  • Zionsville ranks as the #4,833 cheapest out of 6,489 in the US.

  • The median home value in Zionsville is $668,272.

  • The median income in Zionsville is $159,126.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
127
Zionsville's Overall Cost Of Living
1.3x
Higher Than The National Average

What is the cost of living in Zionsville, IN?

According to the most recent data on the cost of living, Zionsville has an overall cost of living index of 127, which is 1.3x higher than the national index of 100.

Compared to Indiana, Zionsville has a cost of living index that's 1.4x higher than Indiana's index of 92.

The standard of living in Zionsville ranks as #128 most affordable out of the 128 places we measured in Indiana. By definition, that implies Zionsville ranks as the #0 most expensive place in the Hoosier State.

For more reading on life in Zionsville, check out:

128 out of 128
In Indiana
4,833 out of 6,489
In America

Zionsville Cost Of Living Vs. Indiana

Six factors go into calculating the cost of living index in Zionsville. Here is how it fairs on each of the criteria:

  • The Services index in Zionsville is 94.

  • The Groceries index in Zionsville is 101.

  • The Health index in Zionsville is 87.

  • The Housing index in Zionsville is 200.

  • The Transportation index in Zionsville is 95.

  • The Utilities index in Zionsville is 105.

Living Expense Zionsville Indiana National Average
Overall 127 92 100
Services 94 95 100
Groceries 101 97 100
Health 87 94 100
Housing 200 73 100
Transportation 95 94 100
Utilities 105 107 100
For more reading on cost of living around Indiana, check out:
Zionsville Cost of Living Vs. IN

Zionsville, IN Housing Cost Breakdown

Housing swings affordability the most between places in Indiana, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Zionsville is $668,272.

  • The Median Rent in Zionsville is $1,635.

  • The Median Income in Zionsville is $159,126.

  • The Home Value To Income in Zionsville is 4.2x.

  • The Rent To Monthly Income in Zionsville is 0.12x.

Statistic Zionsville Indiana United States
Median Home Value $668,272 $251,301 $303,400
Median Rent $1,635 $1,020 $1,348
Median Income $159,126 $70,051 $78,538
Home Value To Income 4.2x 3.6x 3.9x
Rent To Monthly Income 0.12x 0.17x 0.21x
$668,272
Median Home Value
$1,635
Median Rent
$159,126
Median Income

Zionsville, IN Costs By Category

Detailed Zionsville Services Costs Vs. Indiana

Item Zionsville Indiana
Shampoo $1.33 $1.28
Movie $10.91 $12.13
Bowling $18.7 $18
Haircut $19.53 $24.26
Beauty Salon $39.03 $45.56

Detailed Zionsville Groceries Costs Vs. Indiana

Item Zionsville Indiana
Ground Beef $5.91 $5.84
Fried Chicken $1.61 $1.57
Milk $4.73 $4.67
Potatoes $5.07 $4.93
Pizza $12.39 $12.09
Beer $10.3 $10.41
Toothpaste $3.67 $3.7

Detailed Zionsville Health Costs Vs. Indiana

Item Zionsville Indiana
Optometrist $73.37 $125.68
Doctor $99.19 $135.78
Dentist $109.26 $113.29

Detailed Zionsville Transportation Costs Vs. Indiana

Item Zionsville Indiana
Gasoline $3.39 $3.46
Tire Balancing $54.63 $59.92

Detailed Zionsville Utilities Costs Vs. Indiana

Item Zionsville Indiana
All Electricity $207.03 $193.99
Phone $190.02 $192.25

Zionsville SnackAbility

10
/10
Overall SnackAbility
Jobs
8.5/10
Housing
9
Affordability
8.5
Diversity
5
Safety
9
Amenities
8.5
Education
10
Commute
6

Cost Of Living In Cities Around Zionsville

The cost of living varies in the cities and towns around Zionsville. Here's a quick look at the cost of living in the most populous nearby places:

  • Indianapolis, IN has a cost of living index of 94, 0.7x Zionsville.

  • Carmel, IN has a cost of living index of 119, 0.9x Zionsville.

  • Noblesville, IN has a cost of living index of 104, 0.8x Zionsville.

City Population Cost Of Living Vs. Zionsville
Indianapolis, IN 882,043 94 0.7x
Carmel, IN 100,501 119 0.9x
Noblesville, IN 71,940 104 0.8x
Westfield, IN 51,109 114 0.9x
Lawrence, IN 49,284 96 0.8x
Brownsburg, IN 30,310 101 0.8x
Avon, IN 22,683 102 0.8x
Lebanon, IN 17,575 93 0.7x

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