Beltsville, MD Cost Of Living

Demographics | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Beltsville, MD Summary

Cost of living in Beltsville research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Beltsville is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Maryland, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Beltsville is 130, with 100 being the average.

  • The cost of living index in Beltsville is 1.3x higher than the national average.

  • Beltsville ranks as the #111 cheapest in Maryland out of 194.

  • Beltsville ranks as the #4,989 cheapest out of 6,489 in the US.

  • The median home value in Beltsville is $458,578.

  • The median income in Beltsville is $97,115.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
130
Beltsville's Overall Cost Of Living
1.3x
Higher Than The National Average

What is the cost of living in Beltsville, MD?

According to the most recent data on the cost of living, Beltsville has an overall cost of living index of 130, which is 1.3x higher than the national index of 100.

Compared to Maryland, Beltsville has a cost of living index that's 1.1x higher than Maryland's index of 121.

The standard of living in Beltsville ranks as #111 most affordable out of the 194 places we measured in Maryland. By definition, that implies Beltsville ranks as the #83 most expensive place in the Old Line State.

For more reading on life in Beltsville, check out:

111 out of 194
In Maryland
4,989 out of 6,489
In America

Beltsville Cost Of Living Vs. Maryland

Six factors go into calculating the cost of living index in Beltsville. Here is how it fairs on each of the criteria:

  • The Services index in Beltsville is 115.

  • The Groceries index in Beltsville is 106.

  • The Health index in Beltsville is 111.

  • The Housing index in Beltsville is 180.

  • The Transportation index in Beltsville is 104.

  • The Utilities index in Beltsville is 112.

Living Expense Beltsville Maryland National Average
Overall 130 121 100
Services 115 105 100
Groceries 106 107 100
Health 111 96 100
Housing 180 150 100
Transportation 104 99 100
Utilities 112 113 100
For more reading on cost of living around Maryland, check out:
Beltsville Cost of Living Vs. MD

Beltsville, MD Housing Cost Breakdown

Housing swings affordability the most between places in Maryland, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Beltsville is $458,578.

  • The Median Rent in Beltsville is $1,989.

  • The Median Income in Beltsville is $97,115.

  • The Home Value To Income in Beltsville is 4.7x.

  • The Rent To Monthly Income in Beltsville is 0.25x.

Statistic Beltsville Maryland United States
Median Home Value $458,578 $427,628 $303,400
Median Rent $1,989 $1,662 $1,348
Median Income $97,115 $101,652 $78,538
Home Value To Income 4.7x 4.2x 3.9x
Rent To Monthly Income 0.25x 0.2x 0.21x
$458,578
Median Home Value
$1,989
Median Rent
$97,115
Median Income

Beltsville, MD Costs By Category

Detailed Beltsville Services Costs Vs. Maryland

Item Beltsville Maryland
Shampoo $1.63 $1.28
Movie $15.72 $12.13
Bowling $24.56 $18
Haircut $41.31 $24.26
Beauty Salon $73.33 $45.56

Detailed Beltsville Groceries Costs Vs. Maryland

Item Beltsville Maryland
Ground Beef $5.72 $5.84
Fried Chicken $1.31 $1.57
Milk $4.83 $4.67
Potatoes $5.15 $4.93
Pizza $12.83 $12.09
Beer $11.41 $10.41
Toothpaste $3.7 $3.7

Detailed Beltsville Health Costs Vs. Maryland

Item Beltsville Maryland
Optometrist $112.83 $125.68
Doctor $156.21 $135.78
Dentist $135.09 $113.29

Detailed Beltsville Transportation Costs Vs. Maryland

Item Beltsville Maryland
Gasoline $3.37 $3.46
Tire Balancing $75.27 $59.92

Detailed Beltsville Utilities Costs Vs. Maryland

Item Beltsville Maryland
All Electricity $227.7 $193.99
Phone $190.71 $192.25

Beltsville SnackAbility

7
/10
Overall SnackAbility
Jobs
8/10
Housing
9
Affordability
4
Diversity
10
Safety
N/A
Amenities
8.5
Education
8
Commute
4

Cost Of Living In Cities Around Beltsville

The cost of living varies in the cities and towns around Beltsville. Here's a quick look at the cost of living in the most populous nearby places:

  • Olney, MD has a cost of living index of 153, 1.2x Beltsville.

  • College Park, MD has a cost of living index of 131, 1.0x Beltsville.

  • South Laurel, MD has a cost of living index of 134, 1.0x Beltsville.

City Population Cost Of Living Vs. Beltsville
Olney, MD 36,000 153 1.2x
College Park, MD 34,397 131 1.0x
South Laurel, MD 27,736 134 1.0x
Ilchester, MD 27,552 136 1.0x
Fairland, MD 26,183 133 1.0x
North Laurel, MD 25,201 132 1.0x
Greenbelt, MD 24,572 120 0.9x
North Potomac, MD 23,994 172 1.3x
Calverton, MD 17,721 132 1.0x
Adelphi, MD 17,210 127 1.0x

Articles About Maryland

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