St. Clair, MI Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In St. Clair, MI Summary

Cost of living in St. Clair research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means St. Clair is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Michigan, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in St. Clair is 99, with 100 being the average.

  • The cost of living index in St. Clair is 1.0x lower than the national average.

  • St. Clair ranks as the #134 cheapest in Michigan out of 180.

  • St. Clair ranks as the #2,497 cheapest out of 6,489 in the US.

  • The median home value in St. Clair is $308,419.

  • The median income in St. Clair is $68,482.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
99
St. Clair's Overall Cost Of Living
1.0x
Lower Than The National Average

What is the cost of living in St. Clair, MI?

According to the most recent data on the cost of living, St. Clair has an overall cost of living index of 99, which is 1.0x lower than the national index of 100.

Compared to Michigan, St. Clair has a cost of living index that's 1.1x higher than Michigan's index of 90.

The standard of living in St. Clair ranks as #134 most affordable out of the 180 places we measured in Michigan. By definition, that implies St. Clair ranks as the #46 most expensive place in the Wolverine State.

For more reading on life in St. Clair, check out:

134 out of 180
In Michigan
2,497 out of 6,489
In America

St. Clair Cost Of Living Vs. Michigan

Six factors go into calculating the cost of living index in St. Clair. Here is how it fairs on each of the criteria:

  • The Services index in St. Clair is 103.

  • The Groceries index in St. Clair is 103.

  • The Health index in St. Clair is 103.

  • The Housing index in St. Clair is 90.

  • The Transportation index in St. Clair is 101.

  • The Utilities index in St. Clair is 96.

Living Expense St. Clair Michigan National Average
Overall 99 90 100
Services 103 93 100
Groceries 103 97 100
Health 103 91 100
Housing 90 72 100
Transportation 101 96 100
Utilities 96 99 100
For more reading on cost of living around Michigan, check out:
St. Clair Cost of Living Vs. MI

St. Clair, MI Housing Cost Breakdown

Housing swings affordability the most between places in Michigan, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in St. Clair is $308,419.

  • The Median Rent in St. Clair is $1,033.

  • The Median Income in St. Clair is $68,482.

  • The Home Value To Income in St. Clair is 4.5x.

  • The Rent To Monthly Income in St. Clair is 0.18x.

Statistic St. Clair Michigan United States
Median Home Value $308,419 $258,642 $303,400
Median Rent $1,033 $1,084 $1,348
Median Income $68,482 $71,149 $78,538
Home Value To Income 4.5x 3.6x 3.9x
Rent To Monthly Income 0.18x 0.18x 0.21x
$308,419
Median Home Value
$1,033
Median Rent
$68,482
Median Income

St. Clair, MI Costs By Category

Detailed St. Clair Services Costs Vs. Michigan

Item St. Clair Michigan
Shampoo $1.13 $1.28
Movie $12.99 $12.13
Bowling $12.33 $18
Haircut $16.8 $24.26
Beauty Salon $24.78 $45.56

Detailed St. Clair Groceries Costs Vs. Michigan

Item St. Clair Michigan
Ground Beef $5.75 $5.84
Fried Chicken $1.41 $1.57
Milk $4.78 $4.67
Potatoes $4.8 $4.93
Pizza $8.99 $12.09
Beer $9.04 $10.41
Toothpaste $3.66 $3.7

Detailed St. Clair Health Costs Vs. Michigan

Item St. Clair Michigan
Optometrist $85.0 $125.68
Doctor $103.33 $135.78
Dentist $91.0 $113.29

Detailed St. Clair Transportation Costs Vs. Michigan

Item St. Clair Michigan
Gasoline $3.35 $3.46
Tire Balancing $56.0 $59.92

Detailed St. Clair Utilities Costs Vs. Michigan

Item St. Clair Michigan
All Electricity $219.2 $193.99
Phone $184.44 $192.25

St. Clair SnackAbility

8.5
/10
Overall SnackAbility
Jobs
8/10
Housing
8
Affordability
9
Diversity
5
Safety
8.5
Amenities
8
Education
8
Commute
5

Cost Of Living In Cities Around St. Clair

The cost of living varies in the cities and towns around St. Clair. Here's a quick look at the cost of living in the most populous nearby places:

  • Troy, MI has a cost of living index of 120, 1.2x St. Clair.

  • Rochester Hills, MI has a cost of living index of 118, 1.2x St. Clair.

  • Royal Oak, MI has a cost of living index of 107, 1.1x St. Clair.

City Population Cost Of Living Vs. St. Clair
Troy, MI 87,307 120 1.2x
Rochester Hills, MI 76,086 118 1.2x
Royal Oak, MI 57,880 107 1.1x
Port Huron, MI 28,724 88 0.9x
Birmingham, MI 21,612 149 1.5x
Berkley, MI 15,084 108 1.1x
Rochester, MI 12,939 125 1.3x
New Baltimore, MI 12,060 107 1.1x
Grosse Pointe Park, MI 11,394 122 1.2x
Clawson, MI 11,314 99 1.0x

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