Cottleville, MO Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Cottleville, MO Summary

Cost of living in Cottleville research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Cottleville is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Missouri, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Cottleville is 120, with 100 being the average.

  • The cost of living index in Cottleville is 1.2x higher than the national average.

  • Cottleville ranks as the #131 cheapest in Missouri out of 142.

  • Cottleville ranks as the #4,411 cheapest out of 6,489 in the US.

  • The median home value in Cottleville is $471,874.

  • The median income in Cottleville is $114,420.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
120
Cottleville's Overall Cost Of Living
1.2x
Higher Than The National Average

What is the cost of living in Cottleville, MO?

According to the most recent data on the cost of living, Cottleville has an overall cost of living index of 120, which is 1.2x higher than the national index of 100.

Compared to Missouri, Cottleville has a cost of living index that's 1.4x higher than Missouri's index of 88.

The standard of living in Cottleville ranks as #131 most affordable out of the 142 places we measured in Missouri. By definition, that implies Cottleville ranks as the #11 most expensive place in the Show Me State.

For more reading on life in Cottleville, check out:

131 out of 142
In Missouri
4,411 out of 6,489
In America

Cottleville Cost Of Living Vs. Missouri

Six factors go into calculating the cost of living index in Cottleville. Here is how it fairs on each of the criteria:

  • The Services index in Cottleville is 94.

  • The Groceries index in Cottleville is 96.

  • The Health index in Cottleville is 88.

  • The Housing index in Cottleville is 173.

  • The Transportation index in Cottleville is 94.

  • The Utilities index in Cottleville is 102.

Living Expense Cottleville Missouri National Average
Overall 120 88 100
Services 94 93 100
Groceries 96 96 100
Health 88 91 100
Housing 173 78 100
Transportation 94 90 100
Utilities 102 99 100
For more reading on cost of living around Missouri, check out:
Cottleville Cost of Living Vs. MO

Cottleville, MO Housing Cost Breakdown

Housing swings affordability the most between places in Missouri, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Cottleville is $471,874.

  • The Median Rent in Cottleville is $1,693.

  • The Median Income in Cottleville is $114,420.

  • The Home Value To Income in Cottleville is 4.1x.

  • The Rent To Monthly Income in Cottleville is 0.18x.

Statistic Cottleville Missouri United States
Median Home Value $471,874 $257,929 $303,400
Median Rent $1,693 $996 $1,348
Median Income $114,420 $68,920 $78,538
Home Value To Income 4.1x 3.7x 3.9x
Rent To Monthly Income 0.18x 0.17x 0.21x
$471,874
Median Home Value
$1,693
Median Rent
$114,420
Median Income

Cottleville, MO Costs By Category

Detailed Cottleville Services Costs Vs. Missouri

Item Cottleville Missouri
Shampoo $1.11 $1.28
Movie $11.28 $12.13
Bowling $16.92 $18
Haircut $21.19 $24.26
Beauty Salon $40.57 $45.56

Detailed Cottleville Groceries Costs Vs. Missouri

Item Cottleville Missouri
Ground Beef $6.4 $5.84
Fried Chicken $1.36 $1.57
Milk $4.5 $4.67
Potatoes $5.28 $4.93
Pizza $10.84 $12.09
Beer $9.47 $10.41
Toothpaste $3.75 $3.7

Detailed Cottleville Health Costs Vs. Missouri

Item Cottleville Missouri
Optometrist $125.72 $125.68
Doctor $124.51 $135.78
Dentist $100.78 $113.29

Detailed Cottleville Transportation Costs Vs. Missouri

Item Cottleville Missouri
Gasoline $3.2 $3.46
Tire Balancing $50.0 $59.92

Detailed Cottleville Utilities Costs Vs. Missouri

Item Cottleville Missouri
All Electricity $133.84 $193.99
Phone $188.69 $192.25

Cottleville SnackAbility

9.5
/10
Overall SnackAbility
Jobs
9/10
Housing
9
Affordability
8.5
Diversity
4
Safety
9
Amenities
6
Education
9.5
Commute
6

Cost Of Living In Cities Around Cottleville

The cost of living varies in the cities and towns around Cottleville. Here's a quick look at the cost of living in the most populous nearby places:

  • O'Fallon, MO has a cost of living index of 105, 0.9x Cottleville.

  • St. Charles, MO has a cost of living index of 101, 0.8x Cottleville.

  • St. Peters, MO has a cost of living index of 96, 0.8x Cottleville.

City Population Cost Of Living Vs. Cottleville
O'Fallon, MO 92,697 105 0.9x
St. Charles, MO 71,048 101 0.8x
St. Peters, MO 58,200 96 0.8x
Chesterfield, MO 49,591 121 1.0x
Wildwood, MO 35,168 124 1.0x
Ballwin, MO 30,835 109 0.9x
Kirkwood, MO 29,302 117 1.0x
Webster Groves, MO 23,771 112 0.9x
Lake St. Louis, MO 17,538 109 0.9x
Dardenne Prairie, MO 13,137 113 0.9x

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