What is the cost of living in Lincoln, AL?
According to the most recent data on the cost of living, Lincoln has an overall cost of living index of 93, which is 0.9x lower than the national index of 100.
Compared to Alabama, Lincoln has a cost of living index that's 1.0x higher than Alabama's index of 91.
The standard of living in Lincoln ranks as #69 most affordable out of the 116 places we measured in Alabama. By definition, that implies Lincoln ranks as the #47 most expensive place in the Heart of Dixie.
For more reading on life in Lincoln, check out:
Lincoln Cost Of Living Vs. Alabama
Six factors go into calculating the cost of living index in Lincoln. Here is how it fares on each of the criteria:
The Services index in Lincoln is 96.
The Groceries index in Lincoln is 97.
The Health index in Lincoln is 81.
The Housing index in Lincoln is 94.
The Transportation index in Lincoln is 98.
The Utilities index in Lincoln is 92.
| Living Expense | Lincoln | Alabama | National Average |
|---|---|---|---|
| Overall | 93 | 91 | 100 |
| Services | 96 | 95 | 100 |
| Groceries | 97 | 96 | 100 |
| Health | 81 | 74 | 100 |
| Housing | 94 | 96 | 100 |
| Transportation | 98 | 95 | 100 |
| Utilities | 92 | 95 | 100 |
Lincoln Cost Of Living Compared To Alabama Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Alabama, check out:
Protect your home budget Compare home warranties in Lincoln Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Lincoln, AL Housing Cost Breakdown
Housing swings affordability the most between places in Alabama, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Lincoln is $229,657.
The Median Rent in Lincoln is $919.
The Median Income in Lincoln is $57,145.
The Home Value To Income in Lincoln is 4.0x.
The Rent To Monthly Income in Lincoln is 0.19x.
Lincoln, AL Costs By Category
Detailed Lincoln Services costs vs. Alabama
Detailed Lincoln Groceries costs vs. Alabama
Detailed Lincoln Health costs vs. Alabama
Detailed Lincoln Transportation costs vs. Alabama
Lincoln SnackAbility
Cost Of Living In Cities Around Lincoln
The cost of living varies in the cities and towns around Lincoln. Here's a quick look at the cost of living in the most populous nearby places:
Birmingham, AL has a cost of living index of 90, 1.0x Lincoln.
Gadsden, AL has a cost of living index of 83, 0.9x Lincoln.
Oxford, AL has a cost of living index of 93, 1.0x Lincoln.
| City | Population | Cost Of Living | Vs. Lincoln |
|---|---|---|---|
| Birmingham, AL | 198,173 | 90 | 1.0x |
| Gadsden, AL | 33,374 | 83 | 0.9x |
| Oxford, AL | 22,063 | 93 | 1.0x |
| Anniston, AL | 21,271 | 89 | 1.0x |
| Talladega, AL | 14,760 | 82 | 0.9x |
| Jacksonville, AL | 14,437 | 89 | 1.0x |
| Moody, AL | 13,488 | 94 | 1.0x |
| Irondale, AL | 13,464 | 96 | 1.0x |
| Sylacauga, AL | 12,309 | 86 | 0.9x |
| Saks, AL | 10,681 | 84 | 0.9x |
