Kearney, MO Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Kearney, MO Summary

Cost of living in Kearney research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Kearney is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Missouri, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Kearney is 101, with 100 being the average.

  • The cost of living index in Kearney is 1.0x higher than the national average.

  • Kearney ranks as the #109 cheapest in Missouri out of 142.

  • Kearney ranks as the #2,735 cheapest out of 6,489 in the US.

  • The median home value in Kearney is $389,423.

  • The median income in Kearney is $102,523.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
101
Kearney's Overall Cost Of Living
1.0x
Higher Than The National Average

What is the cost of living in Kearney, MO?

According to the most recent data on the cost of living, Kearney has an overall cost of living index of 101, which is 1.0x higher than the national index of 100.

Compared to Missouri, Kearney has a cost of living index that's 1.1x higher than Missouri's index of 88.

The standard of living in Kearney ranks as #109 most affordable out of the 142 places we measured in Missouri. By definition, that implies Kearney ranks as the #33 most expensive place in the Show Me State.

For more reading on life in Kearney, check out:

109 out of 142
In Missouri
2,735 out of 6,489
In America

Kearney Cost Of Living Vs. Missouri

Six factors go into calculating the cost of living index in Kearney. Here is how it fairs on each of the criteria:

  • The Services index in Kearney is 93.

  • The Groceries index in Kearney is 98.

  • The Health index in Kearney is 86.

  • The Housing index in Kearney is 112.

  • The Transportation index in Kearney is 91.

  • The Utilities index in Kearney is 111.

Living Expense Kearney Missouri National Average
Overall 101 88 100
Services 93 93 100
Groceries 98 96 100
Health 86 91 100
Housing 112 78 100
Transportation 91 90 100
Utilities 111 99 100
For more reading on cost of living around Missouri, check out:
Kearney Cost of Living Vs. MO

Kearney, MO Housing Cost Breakdown

Housing swings affordability the most between places in Missouri, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Kearney is $389,423.

  • The Median Rent in Kearney is $1,000.

  • The Median Income in Kearney is $102,523.

  • The Home Value To Income in Kearney is 3.8x.

  • The Rent To Monthly Income in Kearney is 0.12x.

Statistic Kearney Missouri United States
Median Home Value $389,423 $257,929 $303,400
Median Rent $1,000 $996 $1,348
Median Income $102,523 $68,920 $78,538
Home Value To Income 3.8x 3.7x 3.9x
Rent To Monthly Income 0.12x 0.17x 0.21x
$389,423
Median Home Value
$1,000
Median Rent
$102,523
Median Income

Kearney, MO Costs By Category

Detailed Kearney Services Costs Vs. Missouri

Item Kearney Missouri
Shampoo $1.42 $1.28
Movie $12.03 $12.13
Bowling $15.57 $18
Haircut $20.3 $24.26
Beauty Salon $33.43 $45.56

Detailed Kearney Groceries Costs Vs. Missouri

Item Kearney Missouri
Ground Beef $6.31 $5.84
Fried Chicken $1.4 $1.57
Milk $4.62 $4.67
Potatoes $5.24 $4.93
Pizza $11.48 $12.09
Beer $9.39 $10.41
Toothpaste $3.7 $3.7

Detailed Kearney Health Costs Vs. Missouri

Item Kearney Missouri
Optometrist $96.5 $125.68
Doctor $90.2 $135.78
Dentist $100.33 $113.29

Detailed Kearney Transportation Costs Vs. Missouri

Item Kearney Missouri
Gasoline $3.17 $3.46
Tire Balancing $49.17 $59.92

Detailed Kearney Utilities Costs Vs. Missouri

Item Kearney Missouri
All Electricity $217.1 $193.99
Phone $199.94 $192.25

Kearney SnackAbility

6
/10
Overall SnackAbility
Jobs
9/10
Housing
8
Affordability
8.5
Diversity
6
Safety
8.5
Amenities
7
Education
8.5
Commute
6

Cost Of Living In Cities Around Kearney

The cost of living varies in the cities and towns around Kearney. Here's a quick look at the cost of living in the most populous nearby places:

  • Independence, MO has a cost of living index of 86, 0.9x Kearney.

  • Liberty, MO has a cost of living index of 97, 1.0x Kearney.

  • Gladstone, MO has a cost of living index of 91, 0.9x Kearney.

City Population Cost Of Living Vs. Kearney
Independence, MO 121,944 86 0.9x
Liberty, MO 30,446 97 1.0x
Gladstone, MO 27,069 91 0.9x
Smithville, MO 10,552 96 1.0x
Excelsior Springs, MO 10,502 90 0.9x

Articles About Missouri

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