The Lone Star State is a massive place that can accommodate all walks of life. But we’ve done the research to discover which cities are the most expensive to live in Texas for 2025.
Just where are these deep pockets of extreme wealth in Texas? By and large, the places you’ll see on this list are in the southern region of the state, with many cities no farther than an hour outside of Houston or San Antonio.
If you put a premium on live music, then you won’t mind paying extra to live in Austin, the city with the most live music venues per capita in the country. If you’re looking for the priciest suburb of Dallas, Addison is the spot for you.
How did we come up with this list of pricey places? We looked at the cost of living from the Census to compare home prices and rents across Texas. We found that you need to earn at least $113,157/year to live in the upper echelon of Texan society.
Table Of Contents: Top Ten | Methodology | Summary | Table
The 10 Most Expensive Places To Live In Texas For 2025
What’s the most expensive place to live in Texas? Well, HomeSnacks crunched the numbers and discovered that Highland Park is the most expensive place to live in Texas.
Raymondville (the cheapest place to live in Texas) can show these guys how to live on a budget in the coming years. Read on for how these places had costs rise faster than inflation.
And if you already knew these places were expensive, check out some more reading about Texas and the most expensive cities in the country:
The 10 Most Expensive Places To Live In Texas For 2025
/10
Population: 8,774
Cost Of Living Index: 237
Median Income: $250,001
Average Home Price: $1,887,300
Home Price To Income Ratio: 7.5x
More on Highland Park: Data
The overall cost of living in Highland Park is 237. The median income in Highland Park comes in at $250,001 and the average home value is $1,887,300 for 2025.
/10
Population: 25,104
Cost Of Living Index: 215
Median Income: $250,001
Average Home Price: $1,766,700
Home Price To Income Ratio: 7.1x
More on University Park: Data
The overall cost of living in University Park is 215. The median income in University Park comes in at $250,001 and the average home value is $1,766,700 for 2025.
/10
Population: 14,907
Cost Of Living Index: 193
Median Income: $250,001
Average Home Price: $1,406,600
Home Price To Income Ratio: 5.6x
More on West University Place: Data
The overall cost of living in West University Place is 193. The median income in West University Place comes in at $250,001 and the average home value is $1,406,600 for 2025.
/10
Population: 17,116
Cost Of Living Index: 171
Median Income: $236,311
Average Home Price: $978,300
Home Price To Income Ratio: 4.1x
More on Bellaire: Data
The overall cost of living in Bellaire is 171. The median income in Bellaire comes in at $236,311 and the average home value is $978,300 for 2025.
5. Parker
/10
Population: 5,776
Cost Of Living Index: 161
Median Income: $216,179
Average Home Price: $852,000
Home Price To Income Ratio: 3.9x
More on Parker:
The overall cost of living in Parker is 161. The median income in Parker comes in at $216,179 and the average home value is $852,000 for 2025.
/10
Population: 5,050
Cost Of Living Index: 153
Median Income: $217,800
Average Home Price: $762,200
Home Price To Income Ratio: 3.5x
More on Terrell Hills: Data
The overall cost of living in Terrell Hills is 153. The median income in Terrell Hills comes in at $217,800 and the average home value is $762,200 for 2025.
/10
Population: 8,040
Cost Of Living Index: 152
Median Income: $178,403
Average Home Price: $861,500
Home Price To Income Ratio: 4.8x
More on Lucas: Data
The overall cost of living in Lucas is 152. The median income in Lucas comes in at $178,403 and the average home value is $861,500 for 2025.
/10
Population: 31,044
Cost Of Living Index: 148
Median Income: $250,001
Average Home Price: $957,500
Home Price To Income Ratio: 3.8x
More on Southlake: Data
The overall cost of living in Southlake is 148. The median income in Southlake comes in at $250,001 and the average home value is $957,500 for 2025.
/10
Population: 10,218
Cost Of Living Index: 148
Median Income: $216,160
Average Home Price: $681,500
Home Price To Income Ratio: 3.2x
More on Heath: Data
The overall cost of living in Heath is 148. The median income in Heath comes in at $216,160 and the average home value is $681,500 for 2025.
10. Bee Cave
/10
Population: 8,861
Cost Of Living Index: 139
Median Income: $113,157
Average Home Price: $699,100
Home Price To Income Ratio: 6.2x
More on Bee Cave:
The overall cost of living in Bee Cave is 139. The median income in Bee Cave comes in at $113,157 and the average home value is $699,100 for 2025.
Methodology: How We Determined The Most Expensive Places To Live In The Lone Star State For 2025
The two most important things to think about when it comes to being able to afford a city in Texas are:
- How much money do I make?
- How much do I have to spend to live there?
You need to understand your costs in the context of how much money you make.
For example, if the median household earns $100,000 and spends $40,000 on housing, it’s actually cheaper to live there than a place with a median income of $50,000 and housing costs of $21,000. You might spend more on housing, but you have more money overall to play with.
With that example in mind, we derived several statistics from the latest Census American Community Survey 2019-2023 around incomes and costs. They are:
- Overall Cost Of Living Index
- Median Home Price / Median Income (lower is better)
- Median Income / Median Rent (Higher is better)
- Median Home Price
You can then compare these metrics in each of the places in Texas to figure out which is the most expensive.
You are left with a “Cost of Living Index” by taking the average rank of each of these metrics for each city.
So we used that cost of living index to rank all of the 352 places in Texas that have more than 5,000 people.
The place with the highest cost of living in Texas according to the data is Highland Park. We updated this article for 2025. This article is our tenth time ranking the most expensive places to live in Texas.
Summary: Taking A Chunk Out Of Your Paycheck In Texas For 2025
Well, there you have it, the places in Texas that have the highest cost of living, with Highland Park ranking as the most expensive city in the Lone Star State.
The most expensive cities in Texas are Highland Park, University Park, West University Place, Bellaire, Parker, Terrell Hills, Lucas, Southlake, Heath, and Bee Cave.
Here’s a look at the most affordable cities in Texas according to the data:
- Raymondville
- San Benito
- Mercedes
For more Texas reading, check out:
- Best Places To Live In Texas
- Cheapest Places To Live In Texas
- Most Dangerous Places In Texas
- Best Places To Raise A Family In Texas
- Safest Places In Texas
- Worst Places To Live In Texas
Most Expensive Cities In Texas
| Rank | City | Cost Of Living | Population | Median Income | Average Home Price | Home/Income Ratio |
|---|---|---|---|---|---|---|
| 1 | Highland Park | 237 | 8,774 | $250,001 | $1,887,300 | 7.5x |
| 2 | University Park | 215 | 25,104 | $250,001 | $1,766,700 | 7.1x |
| 3 | West University Place | 193 | 14,907 | $250,001 | $1,406,600 | 5.6x |
| 4 | Bellaire | 171 | 17,116 | $236,311 | $978,300 | 4.1x |
| 5 | Parker | 161 | 5,776 | $216,179 | $852,000 | 3.9x |
| 6 | Terrell Hills | 153 | 5,050 | $217,800 | $762,200 | 3.5x |
| 7 | Lucas | 152 | 8,040 | $178,403 | $861,500 | 4.8x |
| 8 | Southlake | 148 | 31,044 | $250,001 | $957,500 | 3.8x |
| 9 | Heath | 148 | 10,218 | $216,160 | $681,500 | 3.2x |
| 10 | Bee Cave | 139 | 8,861 | $113,157 | $699,100 | 6.2x |
| 11 | Alamo Heights | 137 | 7,443 | $182,819 | $766,000 | 4.2x |
| 12 | Prosper | 135 | 34,567 | $187,603 | $694,600 | 3.7x |
| 13 | Murphy | 134 | 21,001 | $165,109 | $508,500 | 3.1x |
| 14 | Highland Village | 133 | 16,004 | $164,459 | $493,400 | 3.0x |
| 15 | Colleyville | 132 | 25,906 | $203,566 | $718,900 | 3.5x |
| 16 | Sunnyvale | 131 | 8,069 | $157,500 | $540,500 | 3.4x |
| 17 | Frisco | 128 | 210,238 | $146,158 | $595,400 | 4.1x |
| 18 | Addison | 127 | 17,128 | $82,858 | $466,000 | 5.6x |
| 19 | Fairview | 127 | 10,570 | $107,308 | $544,800 | 5.1x |
| 20 | Fair Oaks Ranch | 125 | 10,630 | $168,309 | $612,700 | 3.6x |
| 21 | Lakeway | 123 | 19,130 | $164,978 | $695,400 | 4.2x |
| 22 | Melissa | 123 | 17,497 | $137,875 | $430,300 | 3.1x |
| 23 | Allen | 121 | 107,684 | $129,130 | $429,900 | 3.3x |
| 24 | Fulshear | 121 | 26,986 | $178,398 | $546,200 | 3.1x |
| 25 | Fate | 121 | 20,757 | $129,500 | $361,100 | 2.8x |
| 26 | Flower Mound | 120 | 77,886 | $157,737 | $514,100 | 3.3x |
| 27 | Plano | 119 | 287,339 | $108,649 | $440,600 | 4.1x |
| 28 | Coppell | 119 | 42,029 | $139,227 | $525,300 | 3.8x |
| 29 | Rockwall | 117 | 49,605 | $114,926 | $382,400 | 3.3x |
| 30 | Trophy Club | 117 | 13,454 | $193,026 | $617,000 | 3.2x |
| 31 | McKinney | 116 | 202,314 | $120,273 | $439,500 | 3.7x |
| 32 | Little Elm | 116 | 51,426 | $116,036 | $390,300 | 3.4x |
| 33 | Celina | 116 | 27,141 | $155,875 | $458,000 | 2.9x |
| 34 | Corinth | 116 | 22,868 | $118,949 | $351,200 | 3.0x |
| 35 | Providence Village | 116 | 8,116 | $105,469 | $321,300 | 3.0x |
| 36 | Northlake | 116 | 7,138 | $119,803 | $482,700 | 4.0x |
| 37 | Carrollton | 114 | 132,741 | $99,115 | $353,600 | 3.6x |
| 38 | Richardson | 114 | 118,269 | $96,257 | $405,600 | 4.2x |
| 39 | Sugar Land | 114 | 109,735 | $137,511 | $406,600 | 3.0x |
| 40 | Keller | 114 | 45,598 | $172,654 | $557,700 | 3.2x |
| 41 | Sachse | 113 | 29,075 | $130,839 | $366,100 | 2.8x |
| 42 | Wylie | 112 | 58,991 | $113,661 | $350,100 | 3.1x |
| 43 | Anna | 112 | 20,975 | $99,375 | $312,700 | 3.1x |
| 44 | Bulverde | 112 | 6,164 | $108,413 | $380,100 | 3.5x |
| 45 | Lewisville | 110 | 128,313 | $85,002 | $350,200 | 4.1x |
| 46 | Krum | 110 | 5,896 | $111,316 | $286,300 | 2.6x |
| 47 | The Colony | 109 | 44,916 | $111,090 | $355,100 | 3.2x |
| 48 | Lake Dallas | 109 | 7,761 | $74,241 | $245,100 | 3.3x |
| 49 | Aubrey | 108 | 6,637 | $100,596 | $338,900 | 3.4x |
| 50 | Austin | 107 | 967,862 | $91,461 | $512,700 | 5.6x |
| 51 | Denton | 107 | 146,987 | $73,719 | $325,700 | 4.4x |
| 52 | Grapevine | 107 | 50,875 | $111,438 | $470,400 | 4.2x |
| 53 | Cibolo | 107 | 33,829 | $125,230 | $324,600 | 2.6x |
| 54 | Royse City | 107 | 17,357 | $116,424 | $288,400 | 2.5x |
| 55 | Helotes | 107 | 9,372 | $129,884 | $382,400 | 2.9x |
| 56 | Roanoke | 106 | 9,947 | $100,986 | $454,500 | 4.5x |
| 57 | Sanger | 106 | 9,302 | $88,987 | $284,500 | 3.2x |
| 58 | Garland | 105 | 245,298 | $74,717 | $248,900 | 3.3x |
| 59 | Friendswood | 105 | 40,827 | $125,052 | $399,500 | 3.2x |
| 60 | Fredericksburg | 105 | 11,254 | $57,474 | $442,800 | 7.7x |
| 61 | Mansfield | 104 | 75,398 | $116,590 | $380,000 | 3.3x |
| 62 | Princeton | 104 | 20,966 | $96,766 | $310,700 | 3.2x |
| 63 | Pearland | 103 | 125,983 | $112,470 | $330,900 | 2.9x |
| 64 | Farmers Branch | 103 | 36,254 | $87,702 | $322,000 | 3.7x |
| 65 | College Station | 102 | 122,280 | $51,776 | $326,500 | 6.3x |
| 66 | Cedar Hill | 102 | 48,547 | $90,608 | $273,200 | 3.0x |
| 67 | Boerne | 102 | 19,509 | $86,838 | $437,100 | 5.0x |
| 68 | Mont Belvieu | 102 | 8,416 | $127,902 | $365,200 | 2.9x |
| 69 | Sherman | 101 | 45,036 | $60,935 | $219,300 | 3.6x |
| 70 | Schertz | 101 | 43,128 | $96,633 | $292,100 | 3.0x |
| 71 | Forney | 101 | 28,222 | $103,360 | $323,500 | 3.1x |
| 72 | Red Oak | 101 | 15,909 | $104,125 | $318,200 | 3.1x |
| 73 | Seabrook | 101 | 13,617 | $109,489 | $332,000 | 3.0x |
| 74 | Tomball | 101 | 13,032 | $71,426 | $306,400 | 4.3x |
| 75 | Jersey Village | 101 | 7,817 | $93,983 | $326,700 | 3.5x |
| 76 | Irving | 100 | 255,036 | $79,641 | $287,300 | 3.6x |
| 77 | Midland | 100 | 133,998 | $91,169 | $298,600 | 3.3x |
| 78 | League City | 100 | 114,885 | $119,870 | $334,000 | 2.8x |
| 79 | Cedar Park | 100 | 77,474 | $123,972 | $474,800 | 3.8x |
| 80 | Leander | 100 | 67,880 | $140,180 | $470,700 | 3.4x |
| 81 | Midlothian | 100 | 37,256 | $122,643 | $369,400 | 3.0x |
| 82 | Buda | 100 | 15,487 | $111,179 | $410,100 | 3.7x |
| 83 | Selma | 100 | 11,302 | $97,153 | $288,700 | 3.0x |
| 84 | Windcrest | 100 | 5,815 | $95,329 | $276,900 | 2.9x |
| 85 | Grand Prairie | 99 | 198,564 | $78,889 | $272,200 | 3.5x |
| 86 | Missouri City | 99 | 75,234 | $96,746 | $281,600 | 2.9x |
| 87 | Waxahachie | 99 | 43,591 | $82,449 | $307,900 | 3.7x |
| 88 | Glenn Heights | 99 | 17,175 | $79,739 | $252,200 | 3.2x |
| 89 | Manvel | 99 | 12,873 | $113,938 | $321,600 | 2.8x |
| 90 | Nassau Bay | 99 | 5,211 | $78,057 | $339,400 | 4.3x |
| 91 | New Braunfels | 98 | 98,700 | $88,257 | $315,100 | 3.6x |
| 92 | North Richland Hills | 98 | 70,338 | $93,434 | $324,800 | 3.5x |
| 93 | DeSoto | 98 | 55,896 | $83,256 | $282,600 | 3.4x |
| 94 | Kyle | 98 | 52,439 | $89,645 | $302,200 | 3.4x |
| 95 | Granbury | 98 | 11,665 | $68,839 | $278,700 | 4.0x |
| 96 | Woodway | 98 | 9,483 | $115,729 | $336,100 | 2.9x |
| 97 | Kennedale | 98 | 8,954 | $117,853 | $356,300 | 3.0x |
| 98 | Whitehouse | 98 | 8,794 | $72,500 | $216,000 | 3.0x |
| 99 | Dallas | 97 | 1,299,553 | $67,760 | $295,300 | 4.4x |
| 100 | Pflugerville | 97 | 65,162 | $112,656 | $354,900 | 3.2x |