Centereach, NY Cost Of Living

Demographics | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Centereach, NY Summary

Cost of living in Centereach research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Centereach is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in New York, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Centereach is 138, with 100 being the average.

  • The cost of living index in Centereach is 1.4x higher than the national average.

  • Centereach ranks as the #172 cheapest in New York out of 341.

  • Centereach ranks as the #5,329 cheapest out of 6,489 in the US.

  • The median home value in Centereach is $634,083.

  • The median income in Centereach is $127,106.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
138
Centereach's Overall Cost Of Living
1.4x
Higher Than The National Average

What is the cost of living in Centereach, NY?

According to the most recent data on the cost of living, Centereach has an overall cost of living index of 138, which is 1.4x higher than the national index of 100.

Compared to New York, Centereach has a cost of living index that's 1.2x higher than New York's index of 119.

The standard of living in Centereach ranks as #172 most affordable out of the 341 places we measured in New York. By definition, that implies Centereach ranks as the #169 most expensive place in the Empire State.

For more reading on life in Centereach, check out:

172 out of 341
In New York
5,329 out of 6,489
In America

Centereach Cost Of Living Vs. New York

Six factors go into calculating the cost of living index in Centereach. Here is how it fairs on each of the criteria:

  • The Services index in Centereach is 112.

  • The Groceries index in Centereach is 103.

  • The Health index in Centereach is 110.

  • The Housing index in Centereach is 199.

  • The Transportation index in Centereach is 104.

  • The Utilities index in Centereach is 132.

Living Expense Centereach New York National Average
Overall 138 119 100
Services 112 110 100
Groceries 103 103 100
Health 110 101 100
Housing 199 145 100
Transportation 104 105 100
Utilities 132 99 100
For more reading on cost of living around New York, check out:
Centereach Cost of Living Vs. NY

Centereach, NY Housing Cost Breakdown

Housing swings affordability the most between places in New York, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Centereach is $634,083.

  • The Median Rent in Centereach is $2,398.

  • The Median Income in Centereach is $127,106.

  • The Home Value To Income in Centereach is 5.0x.

  • The Rent To Monthly Income in Centereach is 0.23x.

Statistic Centereach New York United States
Median Home Value $634,083 $508,764 $303,400
Median Rent $2,398 $1,576 $1,348
Median Income $127,106 $84,578 $78,538
Home Value To Income 5.0x 6.0x 3.9x
Rent To Monthly Income 0.23x 0.22x 0.21x
$634,083
Median Home Value
$2,398
Median Rent
$127,106
Median Income

Centereach, NY Costs By Category

Detailed Centereach Services Costs Vs. New York

Item Centereach New York
Shampoo $1.5 $1.28
Movie $13.76 $12.13
Bowling $19.63 $18
Haircut $32.33 $24.26
Beauty Salon $48.56 $45.56

Detailed Centereach Groceries Costs Vs. New York

Item Centereach New York
Ground Beef $6.34 $5.84
Fried Chicken $1.61 $1.57
Milk $4.73 $4.67
Potatoes $5.03 $4.93
Pizza $10.07 $12.09
Beer $10.62 $10.41
Toothpaste $3.66 $3.7

Detailed Centereach Health Costs Vs. New York

Item Centereach New York
Optometrist $140.1 $125.68
Doctor $143.23 $135.78
Dentist $123.0 $113.29

Detailed Centereach Transportation Costs Vs. New York

Item Centereach New York
Gasoline $3.33 $3.46
Tire Balancing $57.68 $59.92

Detailed Centereach Utilities Costs Vs. New York

Item Centereach New York
All Electricity $281.67 $193.99
Phone $185.16 $192.25

Centereach SnackAbility

6
/10
Overall SnackAbility
Jobs
8/10
Housing
9
Affordability
6
Diversity
8.5
Safety
N/A
Amenities
9
Education
8
Commute
4

Cost Of Living In Cities Around Centereach

The cost of living varies in the cities and towns around Centereach. Here's a quick look at the cost of living in the most populous nearby places:

  • Coram, NY has a cost of living index of 133, 1.0x Centereach.

  • Commack, NY has a cost of living index of 154, 1.1x Centereach.

  • West Islip, NY has a cost of living index of 151, 1.1x Centereach.

City Population Cost Of Living Vs. Centereach
Coram, NY 41,527 133 1.0x
Commack, NY 36,353 154 1.1x
West Islip, NY 26,559 151 1.1x
Smithtown, NY 24,940 157 1.1x
Selden, NY 21,707 137 1.0x
Huntington, NY 20,117 169 1.2x
Lake Ronkonkoma, NY 18,289 138 1.0x
Farmingville, NY 16,605 139 1.0x
East Islip, NY 13,687 148 1.1x
St. James, NY 13,680 151 1.1x

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