White Oak, TX Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In White Oak, TX Summary

Cost of living in White Oak research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means White Oak is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Texas, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in White Oak is 97, with 100 being the average.

  • The cost of living index in White Oak is 1.0x lower than the national average.

  • White Oak ranks as the #212 cheapest in Texas out of 414.

  • White Oak ranks as the #2,245 cheapest out of 6,489 in the US.

  • The median home value in White Oak is $243,395.

  • The median income in White Oak is $95,193.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
97
White Oak's Overall Cost Of Living
1.0x
Lower Than The National Average

What is the cost of living in White Oak, TX?

According to the most recent data on the cost of living, White Oak has an overall cost of living index of 97, which is 1.0x lower than the national index of 100.

Compared to Texas, White Oak has a cost of living index that's 1.1x higher than Texas's index of 92.

The standard of living in White Oak ranks as #212 most affordable out of the 414 places we measured in Texas. By definition, that implies White Oak ranks as the #202 most expensive place in the Lone Star State.

For more reading on life in White Oak, check out:

212 out of 414
In Texas
2,245 out of 6,489
In America

White Oak Cost Of Living Vs. Texas

Six factors go into calculating the cost of living index in White Oak. Here is how it fairs on each of the criteria:

  • The Services index in White Oak is 99.

  • The Groceries index in White Oak is 97.

  • The Health index in White Oak is 91.

  • The Housing index in White Oak is 100.

  • The Transportation index in White Oak is 93.

  • The Utilities index in White Oak is 115.

Living Expense White Oak Texas National Average
Overall 97 92 100
Services 99 97 100
Groceries 97 97 100
Health 91 93 100
Housing 100 82 100
Transportation 93 94 100
Utilities 115 104 100
For more reading on cost of living around Texas, check out:
White Oak Cost of Living Vs. TX

White Oak, TX Housing Cost Breakdown

Housing swings affordability the most between places in Texas, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in White Oak is $243,395.

  • The Median Rent in White Oak is $1,134.

  • The Median Income in White Oak is $95,193.

  • The Home Value To Income in White Oak is 2.6x.

  • The Rent To Monthly Income in White Oak is 0.14x.

Statistic White Oak Texas United States
Median Home Value $243,395 $298,905 $303,400
Median Rent $1,134 $1,339 $1,348
Median Income $95,193 $76,292 $78,538
Home Value To Income 2.6x 3.9x 3.9x
Rent To Monthly Income 0.14x 0.21x 0.21x
$243,395
Median Home Value
$1,134
Median Rent
$95,193
Median Income

White Oak, TX Costs By Category

Detailed White Oak Services Costs Vs. Texas

Item White Oak Texas
Shampoo $1.13 $1.28
Movie $10.54 $12.13
Bowling $18.5 $18
Haircut $18.67 $24.26
Beauty Salon $37.78 $45.56

Detailed White Oak Groceries Costs Vs. Texas

Item White Oak Texas
Ground Beef $4.69 $5.84
Fried Chicken $1.59 $1.57
Milk $4.57 $4.67
Potatoes $4.55 $4.93
Pizza $11.66 $12.09
Beer $10.28 $10.41
Toothpaste $3.61 $3.7

Detailed White Oak Health Costs Vs. Texas

Item White Oak Texas
Optometrist $98.31 $125.68
Doctor $86.72 $135.78
Dentist $77.67 $113.29

Detailed White Oak Transportation Costs Vs. Texas

Item White Oak Texas
Gasoline $2.94 $3.46
Tire Balancing $63.94 $59.92

Detailed White Oak Utilities Costs Vs. Texas

Item White Oak Texas
All Electricity $200.43 $193.99
Phone $208.71 $192.25

White Oak SnackAbility

6
/10
Overall SnackAbility
Jobs
8.5/10
Housing
8
Affordability
8
Diversity
8
Safety
8
Amenities
7
Education
6
Commute
8

Cost Of Living In Cities Around White Oak

The cost of living varies in the cities and towns around White Oak. Here's a quick look at the cost of living in the most populous nearby places:

  • Tyler, TX has a cost of living index of 96, 1.0x White Oak.

  • Longview, TX has a cost of living index of 95, 1.0x White Oak.

  • Marshall, TX has a cost of living index of 88, 0.9x White Oak.

City Population Cost Of Living Vs. White Oak
Tyler, TX 107,718 96 1.0x
Longview, TX 82,765 95 1.0x
Marshall, TX 23,646 88 0.9x
Mount Pleasant, TX 16,061 88 0.9x
Jacksonville, TX 14,186 87 0.9x
Kilgore, TX 13,444 92 0.9x
Henderson, TX 13,348 91 0.9x
Liberty, TX 8,491 95 1.0x
Gladewater, TX 6,297 88 0.9x

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