What is the cost of living in Willoughby, OH?
According to the most recent data on the cost of living, Willoughby has an overall cost of living index of 94, which is 0.9x lower than the national index of 100.
Compared to Ohio, Willoughby has a cost of living index that's 1.0x higher than Ohio's index of 90.
The standard of living in Willoughby ranks as #180 most affordable out of the 284 places we measured in Ohio. By definition, that implies Willoughby ranks as the #104 most expensive place in the Buckeye State.
For more reading on life in Willoughby, check out:
Willoughby Cost Of Living Vs. Ohio
Six factors go into calculating the cost of living index in Willoughby. Here is how it fares on each of the criteria:
The Services index in Willoughby is 100.
The Groceries index in Willoughby is 95.
The Health index in Willoughby is 89.
The Housing index in Willoughby is 97.
The Transportation index in Willoughby is 97.
The Utilities index in Willoughby is 94.
| Living Expense | Willoughby | Ohio | National Average |
|---|---|---|---|
| Overall | 94 | 90 | 100 |
| Services | 100 | 97 | 100 |
| Groceries | 95 | 97 | 100 |
| Health | 89 | 75 | 100 |
| Housing | 97 | 97 | 100 |
| Transportation | 97 | 95 | 100 |
| Utilities | 94 | 97 | 100 |
Willoughby Cost Of Living Compared To Ohio Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Ohio, check out:
Protect your home budget Compare home warranties in Willoughby Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Willoughby, OH Housing Cost Breakdown
Housing swings affordability the most between places in Ohio, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Willoughby is $239,414.
The Median Rent in Willoughby is $1,171.
The Median Income in Willoughby is $71,309.
The Home Value To Income in Willoughby is 3.4x.
The Rent To Monthly Income in Willoughby is 0.2x.
| Statistic | Willoughby | Ohio | United States |
|---|---|---|---|
| Median Home Value | $239,414 | $242,141 | $332,700 |
| Median Rent | $1,171 | $1,034 | $1,413 |
| Median Income | $71,309 | $71,389 | $80,734 |
| Home Value To Income | 3.4x | 3.4x | 4.1x |
| Rent To Monthly Income | 0.2x | 0.17x | 0.21x |
Willoughby, OH Costs By Category
Detailed Willoughby Services costs vs. Ohio
| Item | Willoughby | Ohio |
|---|---|---|
| Shampoo | $1.45 | $1.28 |
| Movie | $11.6 | $12.13 |
| Bowling | $18.27 | $18 |
| Haircut | $23.67 | $24.26 |
| Beauty Salon | $35.31 | $45.56 |
Detailed Willoughby Groceries costs vs. Ohio
| Item | Willoughby | Ohio |
|---|---|---|
| Ground Beef | $5.46 | $5.84 |
| Fried Chicken | $1.39 | $1.57 |
| Milk | $4.57 | $4.67 |
| Potatoes | $5.38 | $4.93 |
| Pizza | $9.98 | $12.09 |
| Beer | $10.51 | $10.41 |
| Toothpaste | $3.68 | $3.7 |
Detailed Willoughby Health costs vs. Ohio
| Item | Willoughby | Ohio |
|---|---|---|
| Optometrist | $103.58 | $125.68 |
| Doctor | $119.67 | $135.78 |
| Dentist | $109.73 | $113.29 |
Detailed Willoughby Transportation costs vs. Ohio
| Item | Willoughby | Ohio |
|---|---|---|
| Gasoline | $3.41 | $3.46 |
| Tire Balancing | $57.76 | $59.92 |
Detailed Willoughby Utilities costs vs. Ohio
| Item | Willoughby | Ohio |
|---|---|---|
| All Electricity | $205.88 | $193.99 |
| Phone | $186.78 | $192.25 |
Willoughby SnackAbility
Cost Of Living In Cities Around Willoughby
The cost of living varies in the cities and towns around Willoughby. Here's a quick look at the cost of living in the most populous nearby places:
Mentor, OH has a cost of living index of 99, 1.1x Willoughby.
Cleveland Heights, OH has a cost of living index of 90, 1.0x Willoughby.
Shaker Heights, OH has a cost of living index of 103, 1.1x Willoughby.
| City | Population | Cost Of Living | Vs. Willoughby |
|---|---|---|---|
| Mentor, OH | 47,171 | 99 | 1.1x |
| Cleveland Heights, OH | 44,497 | 90 | 1.0x |
| Shaker Heights, OH | 28,922 | 103 | 1.1x |
| Solon, OH | 23,943 | 114 | 1.2x |
| Eastlake, OH | 17,493 | 91 | 1.0x |
| Willowick, OH | 14,162 | 89 | 0.9x |
| Beachwood, OH | 13,865 | 119 | 1.3x |
| Lyndhurst, OH | 13,801 | 98 | 1.0x |
| University Heights, OH | 13,394 | 99 | 1.1x |
| Wickliffe, OH | 12,659 | 91 | 1.0x |
