Cost of living in Oxford research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Oxford is expensive. An index value below 100 means the city is a relatively cheap place to live.
On a city-by-city basis in Pennsylvania, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:
The cost of living index in Oxford is 109, with 100 being the average.
The cost of living index in Oxford is 1.1x higher than the national average.
Oxford ranks as the #191 cheapest in Pennsylvania out of 255.
Oxford ranks as the #3,556 cheapest out of 6,489 in the US.
The median home value in Oxford is $455,434.
The median income in Oxford is $61,470.
According to the most recent data on the cost of living, Oxford has an overall cost of living index of 109, which is 1.1x higher than the national index of 100.
Compared to Pennsylvania, Oxford has a cost of living index that's 1.1x higher than Pennsylvania's index of 100.
The standard of living in Oxford ranks as #191 most affordable out of the 255 places we measured in Pennsylvania. By definition, that implies Oxford ranks as the #64 most expensive place in the Keystone State.
For more reading on life in Oxford, check out:
Six factors go into calculating the cost of living index in Oxford. Here is how it fairs on each of the criteria:
The Services index in Oxford is 107.
The Groceries index in Oxford is 107.
The Health index in Oxford is 105.
The Housing index in Oxford is 119.
The Transportation index in Oxford is 106.
The Utilities index in Oxford is 91.
| Living Expense | Oxford | Pennsylvania | National Average | |
|---|---|---|---|---|
| Overall | 109 | 100 | 100 | |
| Services | 107 | 101 | 100 | |
| Groceries | 107 | 101 | 100 | |
| Health | 105 | 95 | 100 | |
| Housing | 119 | 93 | 100 | |
| Transportation | 106 | 108 | 100 | |
| Utilities | 91 | 108 | 100 | |
Housing swings affordability the most between places in Pennsylvania, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:
The Median Home Value in Oxford is $455,434.
The Median Rent in Oxford is $1,208.
The Median Income in Oxford is $61,470.
The Home Value To Income in Oxford is 7.4x.
The Rent To Monthly Income in Oxford is 0.24x.
| Statistic | Oxford | Pennsylvania | United States |
|---|---|---|---|
| Median Home Value | $455,434 | $281,782 | $303,400 |
| Median Rent | $1,208 | $1,162 | $1,348 |
| Median Income | $61,470 | $76,081 | $78,538 |
| Home Value To Income | 7.4x | 3.7x | 3.9x |
| Rent To Monthly Income | 0.24x | 0.18x | 0.21x |
| Item | Oxford | Pennsylvania |
|---|---|---|
| Shampoo | $1.41 | $1.28 |
| Movie | $12.71 | $12.13 |
| Bowling | $19.5 | $18 |
| Haircut | $30.14 | $24.26 |
| Beauty Salon | $47.42 | $45.56 |
| Item | Oxford | Pennsylvania |
|---|---|---|
| Ground Beef | $5.73 | $5.84 |
| Fried Chicken | $1.52 | $1.57 |
| Milk | $4.81 | $4.67 |
| Potatoes | $5.4 | $4.93 |
| Pizza | $11.33 | $12.09 |
| Beer | $11.96 | $10.41 |
| Toothpaste | $3.61 | $3.7 |
| Item | Oxford | Pennsylvania |
|---|---|---|
| Optometrist | $113.67 | $125.68 |
| Doctor | $149.53 | $135.78 |
| Dentist | $132.28 | $113.29 |
| Item | Oxford | Pennsylvania |
|---|---|---|
| Gasoline | $3.5 | $3.46 |
| Tire Balancing | $74.86 | $59.92 |
| Item | Oxford | Pennsylvania |
|---|---|---|
| All Electricity | $173.73 | $193.99 |
| Phone | $182.79 | $192.25 |
The cost of living varies in the cities and towns around Oxford. Here's a quick look at the cost of living in the most populous nearby places:
Bear, DE has a cost of living index of 110, 1.0x Oxford.
Glasgow, DE has a cost of living index of 118, 1.1x Oxford.
Havre de Grace, MD has a cost of living index of 117, 1.1x Oxford.
| City | Population | Cost Of Living | Vs. Oxford |
|---|---|---|---|
| Bear, DE | 22,604 | 110 | 1.0x |
| Glasgow, DE | 16,095 | 118 | 1.1x |
| Havre de Grace, MD | 14,857 | 117 | 1.1x |
| Hockessin, DE | 13,608 | 145 | 1.3x |
| Coatesville, PA | 13,323 | 100 | 0.9x |
| Pike Creek Valley, DE | 11,992 | 116 | 1.1x |
| North Star, DE | 8,178 | 138 | 1.3x |
| Pike Creek, DE | 7,185 | 129 | 1.2x |
| Kennett Square, PA | 6,096 | 114 | 1.0x |