Belton, TX Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Belton, TX Summary

Cost of living in Belton research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Belton is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Texas, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Belton is 95, with 100 being the average.

  • The cost of living index in Belton is 0.9x lower than the national average.

  • Belton ranks as the #190 cheapest in Texas out of 414.

  • Belton ranks as the #1,954 cheapest out of 6,489 in the US.

  • The median home value in Belton is $317,183.

  • The median income in Belton is $63,544.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
95
Belton's Overall Cost Of Living
0.9x
Lower Than The National Average

What is the cost of living in Belton, TX?

According to the most recent data on the cost of living, Belton has an overall cost of living index of 95, which is 0.9x lower than the national index of 100.

Compared to Texas, Belton has a cost of living index that's 1.0x higher than Texas's index of 92.

The standard of living in Belton ranks as #190 most affordable out of the 414 places we measured in Texas. By definition, that implies Belton ranks as the #224 most expensive place in the Lone Star State.

For more reading on life in Belton, check out:

190 out of 414
In Texas
1,954 out of 6,489
In America

Belton Cost Of Living Vs. Texas

Six factors go into calculating the cost of living index in Belton. Here is how it fairs on each of the criteria:

  • The Services index in Belton is 90.

  • The Groceries index in Belton is 92.

  • The Health index in Belton is 107.

  • The Housing index in Belton is 94.

  • The Transportation index in Belton is 92.

  • The Utilities index in Belton is 109.

Living Expense Belton Texas National Average
Overall 95 92 100
Services 90 97 100
Groceries 92 97 100
Health 107 93 100
Housing 94 82 100
Transportation 92 94 100
Utilities 109 104 100
For more reading on cost of living around Texas, check out:
Belton Cost of Living Vs. TX

Belton, TX Housing Cost Breakdown

Housing swings affordability the most between places in Texas, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Belton is $317,183.

  • The Median Rent in Belton is $1,237.

  • The Median Income in Belton is $63,544.

  • The Home Value To Income in Belton is 5.0x.

  • The Rent To Monthly Income in Belton is 0.23x.

Statistic Belton Texas United States
Median Home Value $317,183 $298,905 $303,400
Median Rent $1,237 $1,339 $1,348
Median Income $63,544 $76,292 $78,538
Home Value To Income 5.0x 3.9x 3.9x
Rent To Monthly Income 0.23x 0.21x 0.21x
$317,183
Median Home Value
$1,237
Median Rent
$63,544
Median Income

Belton, TX Costs By Category

Detailed Belton Services Costs Vs. Texas

Item Belton Texas
Shampoo $1.35 $1.28
Movie $10.03 $12.13
Bowling $20.06 $18
Haircut $21.28 $24.26
Beauty Salon $50.28 $45.56

Detailed Belton Groceries Costs Vs. Texas

Item Belton Texas
Ground Beef $5.71 $5.84
Fried Chicken $1.32 $1.57
Milk $4.56 $4.67
Potatoes $3.98 $4.93
Pizza $10.63 $12.09
Beer $9.91 $10.41
Toothpaste $3.57 $3.7

Detailed Belton Health Costs Vs. Texas

Item Belton Texas
Optometrist $129.92 $125.68
Doctor $106.41 $135.78
Dentist $105.82 $113.29

Detailed Belton Transportation Costs Vs. Texas

Item Belton Texas
Gasoline $3.18 $3.46
Tire Balancing $52.82 $59.92

Detailed Belton Utilities Costs Vs. Texas

Item Belton Texas
All Electricity $152.98 $193.99
Phone $207.96 $192.25

Belton SnackAbility

7
/10
Overall SnackAbility
Jobs
7/10
Housing
8
Affordability
6
Diversity
9.5
Safety
6
Amenities
8
Education
6
Commute
9

Cost Of Living In Cities Around Belton

The cost of living varies in the cities and towns around Belton. Here's a quick look at the cost of living in the most populous nearby places:

  • Killeen, TX has a cost of living index of 90, 0.9x Belton.

  • Round Rock, TX has a cost of living index of 109, 1.1x Belton.

  • Temple, TX has a cost of living index of 90, 0.9x Belton.

City Population Cost Of Living Vs. Belton
Killeen, TX 156,144 90 0.9x
Round Rock, TX 124,288 109 1.1x
Temple, TX 86,358 90 0.9x
Georgetown, TX 78,803 113 1.2x
Cedar Park, TX 77,474 115 1.2x
Leander, TX 67,880 112 1.2x
Pflugerville, TX 65,162 109 1.1x
Harker Heights, TX 33,595 95 1.0x
Hutto, TX 32,188 106 1.1x
Brushy Creek, TX 20,953 119 1.3x

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