Jacksonville, IL Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Jacksonville, IL Summary

Cost of living in Jacksonville research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Jacksonville is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Illinois, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Jacksonville is 85, with 100 being the average.

  • The cost of living index in Jacksonville is 0.8x lower than the national average.

  • Jacksonville ranks as the #46 cheapest in Illinois out of 336.

  • Jacksonville ranks as the #511 cheapest out of 6,489 in the US.

  • The median home value in Jacksonville is $136,417.

  • The median income in Jacksonville is $62,615.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
85
Jacksonville's Overall Cost Of Living
0.8x
Lower Than The National Average

What is the cost of living in Jacksonville, IL?

According to the most recent data on the cost of living, Jacksonville has an overall cost of living index of 85, which is 0.8x lower than the national index of 100.

Compared to Illinois, Jacksonville has a cost of living index that's 0.9x lower than Illinois's index of 97.

The standard of living in Jacksonville ranks as #46 most affordable out of the 336 places we measured in Illinois. By definition, that implies Jacksonville ranks as the #290 most expensive place in the Prairie State.

For more reading on life in Jacksonville, check out:

46 out of 336
In Illinois
511 out of 6,489
In America

Jacksonville Cost Of Living Vs. Illinois

Six factors go into calculating the cost of living index in Jacksonville. Here is how it fairs on each of the criteria:

  • The Services index in Jacksonville is 87.

  • The Groceries index in Jacksonville is 98.

  • The Health index in Jacksonville is 94.

  • The Housing index in Jacksonville is 61.

  • The Transportation index in Jacksonville is 108.

  • The Utilities index in Jacksonville is 96.

Living Expense Jacksonville Illinois National Average
Overall 85 97 100
Services 87 95 100
Groceries 98 99 100
Health 94 93 100
Housing 61 95 100
Transportation 108 102 100
Utilities 96 91 100
For more reading on cost of living around Illinois, check out:
Jacksonville Cost of Living Vs. IL

Jacksonville, IL Housing Cost Breakdown

Housing swings affordability the most between places in Illinois, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Jacksonville is $136,417.

  • The Median Rent in Jacksonville is $703.

  • The Median Income in Jacksonville is $62,615.

  • The Home Value To Income in Jacksonville is 2.2x.

  • The Rent To Monthly Income in Jacksonville is 0.13x.

Statistic Jacksonville Illinois United States
Median Home Value $136,417 $283,508 $303,400
Median Rent $703 $1,227 $1,348
Median Income $62,615 $81,702 $78,538
Home Value To Income 2.2x 3.5x 3.9x
Rent To Monthly Income 0.13x 0.18x 0.21x
$136,417
Median Home Value
$703
Median Rent
$62,615
Median Income

Jacksonville, IL Costs By Category

Detailed Jacksonville Services Costs Vs. Illinois

Item Jacksonville Illinois
Shampoo $1.2 $1.28
Movie $10.96 $12.13
Bowling $20.0 $18
Haircut $15.0 $24.26
Beauty Salon $30.0 $45.56

Detailed Jacksonville Groceries Costs Vs. Illinois

Item Jacksonville Illinois
Ground Beef $5.77 $5.84
Fried Chicken $1.35 $1.57
Milk $4.63 $4.67
Potatoes $5.1 $4.93
Pizza $14.32 $12.09
Beer $9.43 $10.41
Toothpaste $3.76 $3.7

Detailed Jacksonville Health Costs Vs. Illinois

Item Jacksonville Illinois
Optometrist $120.83 $125.68
Doctor $121.67 $135.78
Dentist $100.0 $113.29

Detailed Jacksonville Transportation Costs Vs. Illinois

Item Jacksonville Illinois
Gasoline $3.6 $3.46
Tire Balancing $72.5 $59.92

Detailed Jacksonville Utilities Costs Vs. Illinois

Item Jacksonville Illinois
All Electricity $181.08 $193.99
Phone $195.03 $192.25

Jacksonville SnackAbility

5
/10
Overall SnackAbility
Jobs
5/10
Housing
5
Affordability
8.5
Diversity
8
Safety
8
Amenities
8.5
Education
6
Commute
9

Cost Of Living In Cities Around Jacksonville

The cost of living varies in the cities and towns around Jacksonville. Here's a quick look at the cost of living in the most populous nearby places:

  • Springfield, IL has a cost of living index of 87, 1.0x Jacksonville.

  • Chatham, IL has a cost of living index of 98, 1.2x Jacksonville.

  • Middletown, KY has a cost of living index of 105, 1.2x Jacksonville.

City Population Cost Of Living Vs. Jacksonville
Springfield, IL 113,714 87 1.0x
Chatham, IL 14,740 98 1.2x
Middletown, KY 9,622 105 1.2x
Jerseyville, IL 7,432 84 1.0x
Litchfield, IL 6,814 79 0.9x
Beardstown, IL 6,047 78 0.9x
Carlinville, IL 5,574 86 1.0x

Articles About Illinois

Enjoy The Snack?