St. Joseph, MN Cost Of Living
Cost Of Living In St. Joseph, MN Summary
Cost of living in St. Joseph research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means St. Joseph is expensive. An index value below 100 means the city is a relatively cheap place to live.
On a city-by-city basis in Minnesota, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:
The cost of living index in St. Joseph is 101, with 100 being the average.
The cost of living index in St. Joseph is 1.0x higher than the national average.
St. Joseph ranks as the #51 cheapest in Minnesota out of 148.
St. Joseph ranks as the #2,735 cheapest out of 6,489 in the US.
The median home value in St. Joseph is $337,836.
The median income in St. Joseph is $75,217.
Table Of Contents
St. Joseph's Overall Cost Of Living
Higher Than The National Average
What is the cost of living in St. Joseph, MN?
According to the most recent data on the cost of living, St. Joseph has an overall cost of living index of 101, which is 1.0x higher than the national index of 100.
Compared to Minnesota, St. Joseph has a cost of living index that's 1.0x higher than Minnesota's index of 97.
The standard of living in St. Joseph ranks as #51 most affordable out of the 148 places we measured in Minnesota. By definition, that implies St. Joseph ranks as the #97 most expensive place in the North Star State.
For more reading on life in St. Joseph, check out:
In Minnesota
In America
St. Joseph Cost Of Living Vs. Minnesota
Six factors go into calculating the cost of living index in St. Joseph. Here is how it fairs on each of the criteria:
The Services index in St. Joseph is 109.
The Groceries index in St. Joseph is 98.
The Health index in St. Joseph is 125.
The Housing index in St. Joseph is 91.
The Transportation index in St. Joseph is 101.
The Utilities index in St. Joseph is 91.
| Living Expense | St. Joseph | Minnesota | National Average | |
|---|---|---|---|---|
| Overall | 101 | 97 | 100 | |
| Services | 109 | 101 | 100 | |
| Groceries | 98 | 99 | 100 | |
| Health | 125 | 110 | 100 | |
| Housing | 91 | 100 | 100 | |
| Transportation | 101 | 95 | 100 | |
| Utilities | 91 | 94 | 100 | |
St. Joseph, MN Housing Cost Breakdown
Housing swings affordability the most between places in Minnesota, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:
The Median Home Value in St. Joseph is $337,836.
The Median Rent in St. Joseph is $1,139.
The Median Income in St. Joseph is $75,217.
The Home Value To Income in St. Joseph is 4.5x.
The Rent To Monthly Income in St. Joseph is 0.18x.
| Statistic | St. Joseph | Minnesota | United States |
|---|---|---|---|
| Median Home Value | $337,836 | $344,484 | $303,400 |
| Median Rent | $1,139 | $1,235 | $1,348 |
| Median Income | $75,217 | $87,556 | $78,538 |
| Home Value To Income | 4.5x | 3.9x | 3.9x |
| Rent To Monthly Income | 0.18x | 0.17x | 0.21x |
Median Home Value
Median Rent
Median Income
St. Joseph, MN Costs By Category
Detailed St. Joseph Services Costs Vs. Minnesota
| Item | St. Joseph | Minnesota |
|---|---|---|
| Shampoo | $1.52 | $1.28 |
| Movie | $11.24 | $12.13 |
| Bowling | $26.39 | $18 |
| Haircut | $27.97 | $24.26 |
| Beauty Salon | $37.17 | $45.56 |
Detailed St. Joseph Groceries Costs Vs. Minnesota
| Item | St. Joseph | Minnesota |
|---|---|---|
| Ground Beef | $5.75 | $5.84 |
| Fried Chicken | $1.35 | $1.57 |
| Milk | $4.58 | $4.67 |
| Potatoes | $4.86 | $4.93 |
| Pizza | $13.07 | $12.09 |
| Beer | $9.52 | $10.41 |
| Toothpaste | $3.62 | $3.7 |
Detailed St. Joseph Health Costs Vs. Minnesota
| Item | St. Joseph | Minnesota |
|---|---|---|
| Optometrist | $109.94 | $125.68 |
| Doctor | $162.98 | $135.78 |
| Dentist | $96.9 | $113.29 |
Detailed St. Joseph Transportation Costs Vs. Minnesota
| Item | St. Joseph | Minnesota |
|---|---|---|
| Gasoline | $3.31 | $3.46 |
| Tire Balancing | $61.97 | $59.92 |
Detailed St. Joseph Utilities Costs Vs. Minnesota
| Item | St. Joseph | Minnesota |
|---|---|---|
| All Electricity | $175.69 | $193.99 |
| Phone | $188.55 | $192.25 |
St. Joseph SnackAbility
/10
Cost Of Living In Cities Around St. Joseph
The cost of living varies in the cities and towns around St. Joseph. Here's a quick look at the cost of living in the most populous nearby places:
St. Cloud, MN has a cost of living index of 98, 1.0x St. Joseph.
Ramsey, MN has a cost of living index of 113, 1.1x St. Joseph.
Otsego, MN has a cost of living index of 114, 1.1x St. Joseph.
| City | Population | Cost Of Living | Vs. St. Joseph |
|---|---|---|---|
| St. Cloud, MN | 69,926 | 98 | 1.0x |
| Ramsey, MN | 28,070 | 113 | 1.1x |
| Otsego, MN | 21,358 | 114 | 1.1x |
| Sartell, MN | 19,620 | 108 | 1.1x |
| St. Michael, MN | 19,267 | 110 | 1.1x |
| Buffalo, MN | 16,388 | 107 | 1.1x |
| Sauk Rapids, MN | 13,851 | 101 | 1.0x |
| Rogers, MN | 13,405 | 122 | 1.2x |
| Waite Park, MN | 8,341 | 100 | 1.0x |
| Albertville, MN | 8,066 | 103 | 1.0x |
