Cost of living in Pearl River research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Pearl River is expensive. An index value below 100 means the city is a relatively cheap place to live.
On a city-by-city basis in New York, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:
The cost of living index in Pearl River is 148, with 100 being the average.
The cost of living index in Pearl River is 1.5x higher than the national average.
Pearl River ranks as the #219 cheapest in New York out of 341.
Pearl River ranks as the #5,642 cheapest out of 6,489 in the US.
The median home value in Pearl River is $701,472.
The median income in Pearl River is $146,574.
According to the most recent data on the cost of living, Pearl River has an overall cost of living index of 148, which is 1.5x higher than the national index of 100.
Compared to New York, Pearl River has a cost of living index that's 1.2x higher than New York's index of 119.
The standard of living in Pearl River ranks as #219 most affordable out of the 341 places we measured in New York. By definition, that implies Pearl River ranks as the #122 most expensive place in the Empire State.
For more reading on life in Pearl River, check out:
Six factors go into calculating the cost of living index in Pearl River. Here is how it fairs on each of the criteria:
The Services index in Pearl River is 112.
The Groceries index in Pearl River is 103.
The Health index in Pearl River is 109.
The Housing index in Pearl River is 227.
The Transportation index in Pearl River is 102.
The Utilities index in Pearl River is 132.
| Living Expense | Pearl River | New York | National Average | |
|---|---|---|---|---|
| Overall | 148 | 119 | 100 | |
| Services | 112 | 110 | 100 | |
| Groceries | 103 | 103 | 100 | |
| Health | 109 | 101 | 100 | |
| Housing | 227 | 145 | 100 | |
| Transportation | 102 | 105 | 100 | |
| Utilities | 132 | 99 | 100 | |
Housing swings affordability the most between places in New York, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:
The Median Home Value in Pearl River is $701,472.
The Median Rent in Pearl River is $2,058.
The Median Income in Pearl River is $146,574.
The Home Value To Income in Pearl River is 4.8x.
The Rent To Monthly Income in Pearl River is 0.17x.
| Statistic | Pearl River | New York | United States |
|---|---|---|---|
| Median Home Value | $701,472 | $508,764 | $303,400 |
| Median Rent | $2,058 | $1,576 | $1,348 |
| Median Income | $146,574 | $84,578 | $78,538 |
| Home Value To Income | 4.8x | 6.0x | 3.9x |
| Rent To Monthly Income | 0.17x | 0.22x | 0.21x |
| Item | Pearl River | New York |
|---|---|---|
| Shampoo | $1.5 | $1.28 |
| Movie | $13.76 | $12.13 |
| Bowling | $19.63 | $18 |
| Haircut | $32.33 | $24.26 |
| Beauty Salon | $48.56 | $45.56 |
| Item | Pearl River | New York |
|---|---|---|
| Ground Beef | $6.34 | $5.84 |
| Fried Chicken | $1.61 | $1.57 |
| Milk | $4.73 | $4.67 |
| Potatoes | $5.03 | $4.93 |
| Pizza | $10.07 | $12.09 |
| Beer | $10.62 | $10.41 |
| Toothpaste | $3.66 | $3.7 |
| Item | Pearl River | New York |
|---|---|---|
| Optometrist | $140.1 | $125.68 |
| Doctor | $143.23 | $135.78 |
| Dentist | $123.0 | $113.29 |
| Item | Pearl River | New York |
|---|---|---|
| Gasoline | $3.33 | $3.46 |
| Tire Balancing | $57.68 | $59.92 |
| Item | Pearl River | New York |
|---|---|---|
| All Electricity | $281.67 | $193.99 |
| Phone | $185.16 | $192.25 |
The cost of living varies in the cities and towns around Pearl River. Here's a quick look at the cost of living in the most populous nearby places:
Eastchester, NY has a cost of living index of 167, 1.1x Pearl River.
Nanuet, NY has a cost of living index of 145, 1.0x Pearl River.
Mamaroneck, NY has a cost of living index of 166, 1.1x Pearl River.
| City | Population | Cost Of Living | Vs. Pearl River |
|---|---|---|---|
| Eastchester, NY | 20,519 | 167 | 1.1x |
| Nanuet, NY | 20,089 | 145 | 1.0x |
| Mamaroneck, NY | 19,840 | 166 | 1.1x |
| Chestnut Ridge, NY | 10,464 | 149 | 1.0x |
| Park Ridge, NJ | 9,218 | 167 | 1.1x |
| Montvale, NJ | 8,625 | 171 | 1.2x |
| Pleasantville, NY | 7,395 | 176 | 1.2x |
| Briarcliff Manor, NY | 7,333 | 178 | 1.2x |
| Tappan, NY | 6,704 | 161 | 1.1x |
| Larchmont, NY | 6,542 | 231 | 1.6x |