Pearl River, NY Cost Of Living

Demographics | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Pearl River, NY Summary

Cost of living in Pearl River research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Pearl River is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in New York, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Pearl River is 148, with 100 being the average.

  • The cost of living index in Pearl River is 1.5x higher than the national average.

  • Pearl River ranks as the #219 cheapest in New York out of 341.

  • Pearl River ranks as the #5,642 cheapest out of 6,489 in the US.

  • The median home value in Pearl River is $701,472.

  • The median income in Pearl River is $146,574.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
148
Pearl River's Overall Cost Of Living
1.5x
Higher Than The National Average

What is the cost of living in Pearl River, NY?

According to the most recent data on the cost of living, Pearl River has an overall cost of living index of 148, which is 1.5x higher than the national index of 100.

Compared to New York, Pearl River has a cost of living index that's 1.2x higher than New York's index of 119.

The standard of living in Pearl River ranks as #219 most affordable out of the 341 places we measured in New York. By definition, that implies Pearl River ranks as the #122 most expensive place in the Empire State.

For more reading on life in Pearl River, check out:

219 out of 341
In New York
5,642 out of 6,489
In America

Pearl River Cost Of Living Vs. New York

Six factors go into calculating the cost of living index in Pearl River. Here is how it fairs on each of the criteria:

  • The Services index in Pearl River is 112.

  • The Groceries index in Pearl River is 103.

  • The Health index in Pearl River is 109.

  • The Housing index in Pearl River is 227.

  • The Transportation index in Pearl River is 102.

  • The Utilities index in Pearl River is 132.

Living Expense Pearl River New York National Average
Overall 148 119 100
Services 112 110 100
Groceries 103 103 100
Health 109 101 100
Housing 227 145 100
Transportation 102 105 100
Utilities 132 99 100
For more reading on cost of living around New York, check out:
Pearl River Cost of Living Vs. NY

Pearl River, NY Housing Cost Breakdown

Housing swings affordability the most between places in New York, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Pearl River is $701,472.

  • The Median Rent in Pearl River is $2,058.

  • The Median Income in Pearl River is $146,574.

  • The Home Value To Income in Pearl River is 4.8x.

  • The Rent To Monthly Income in Pearl River is 0.17x.

Statistic Pearl River New York United States
Median Home Value $701,472 $508,764 $303,400
Median Rent $2,058 $1,576 $1,348
Median Income $146,574 $84,578 $78,538
Home Value To Income 4.8x 6.0x 3.9x
Rent To Monthly Income 0.17x 0.22x 0.21x
$701,472
Median Home Value
$2,058
Median Rent
$146,574
Median Income

Pearl River, NY Costs By Category

Detailed Pearl River Services Costs Vs. New York

Item Pearl River New York
Shampoo $1.5 $1.28
Movie $13.76 $12.13
Bowling $19.63 $18
Haircut $32.33 $24.26
Beauty Salon $48.56 $45.56

Detailed Pearl River Groceries Costs Vs. New York

Item Pearl River New York
Ground Beef $6.34 $5.84
Fried Chicken $1.61 $1.57
Milk $4.73 $4.67
Potatoes $5.03 $4.93
Pizza $10.07 $12.09
Beer $10.62 $10.41
Toothpaste $3.66 $3.7

Detailed Pearl River Health Costs Vs. New York

Item Pearl River New York
Optometrist $140.1 $125.68
Doctor $143.23 $135.78
Dentist $123.0 $113.29

Detailed Pearl River Transportation Costs Vs. New York

Item Pearl River New York
Gasoline $3.33 $3.46
Tire Balancing $57.68 $59.92

Detailed Pearl River Utilities Costs Vs. New York

Item Pearl River New York
All Electricity $281.67 $193.99
Phone $185.16 $192.25

Pearl River SnackAbility

6
/10
Overall SnackAbility
Jobs
9/10
Housing
9
Affordability
8
Diversity
8
Safety
N/A
Amenities
8.5
Education
8
Commute
4

Cost Of Living In Cities Around Pearl River

The cost of living varies in the cities and towns around Pearl River. Here's a quick look at the cost of living in the most populous nearby places:

  • Eastchester, NY has a cost of living index of 167, 1.1x Pearl River.

  • Nanuet, NY has a cost of living index of 145, 1.0x Pearl River.

  • Mamaroneck, NY has a cost of living index of 166, 1.1x Pearl River.

City Population Cost Of Living Vs. Pearl River
Eastchester, NY 20,519 167 1.1x
Nanuet, NY 20,089 145 1.0x
Mamaroneck, NY 19,840 166 1.1x
Chestnut Ridge, NY 10,464 149 1.0x
Park Ridge, NJ 9,218 167 1.1x
Montvale, NJ 8,625 171 1.2x
Pleasantville, NY 7,395 176 1.2x
Briarcliff Manor, NY 7,333 178 1.2x
Tappan, NY 6,704 161 1.1x
Larchmont, NY 6,542 231 1.6x

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