Oxford, OH Cost Of Living

Demographics | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Oxford, OH Summary

Cost of living in Oxford research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Oxford is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Ohio, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Oxford is 95, with 100 being the average.

  • The cost of living index in Oxford is 0.9x lower than the national average.

  • Oxford ranks as the #175 cheapest in Ohio out of 289.

  • Oxford ranks as the #1,954 cheapest out of 6,489 in the US.

  • The median home value in Oxford is $330,578.

  • The median income in Oxford is $42,147.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
95
Oxford's Overall Cost Of Living
0.9x
Lower Than The National Average

What is the cost of living in Oxford, OH?

According to the most recent data on the cost of living, Oxford has an overall cost of living index of 95, which is 0.9x lower than the national index of 100.

Compared to Ohio, Oxford has a cost of living index that's 1.0x higher than Ohio's index of 93.

The standard of living in Oxford ranks as #175 most affordable out of the 289 places we measured in Ohio. By definition, that implies Oxford ranks as the #114 most expensive place in the Buckeye State.

For more reading on life in Oxford, check out:

175 out of 289
In Ohio
1,954 out of 6,489
In America

Oxford Cost Of Living Vs. Ohio

Six factors go into calculating the cost of living index in Oxford. Here is how it fairs on each of the criteria:

  • The Services index in Oxford is 87.

  • The Groceries index in Oxford is 98.

  • The Health index in Oxford is 80.

  • The Housing index in Oxford is 101.

  • The Transportation index in Oxford is 94.

  • The Utilities index in Oxford is 101.

Living Expense Oxford Ohio National Average
Overall 95 93 100
Services 87 101 100
Groceries 98 103 100
Health 80 97 100
Housing 101 74 100
Transportation 94 102 100
Utilities 101 100 100
For more reading on cost of living around Ohio, check out:
Oxford Cost of Living Vs. OH

Oxford, OH Housing Cost Breakdown

Housing swings affordability the most between places in Ohio, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Oxford is $330,578.

  • The Median Rent in Oxford is $989.

  • The Median Income in Oxford is $42,147.

  • The Home Value To Income in Oxford is 7.8x.

  • The Rent To Monthly Income in Oxford is 0.28x.

Statistic Oxford Ohio United States
Median Home Value $330,578 $240,287 $303,400
Median Rent $989 $988 $1,348
Median Income $42,147 $69,680 $78,538
Home Value To Income 7.8x 3.4x 3.9x
Rent To Monthly Income 0.28x 0.17x 0.21x
$330,578
Median Home Value
$989
Median Rent
$42,147
Median Income

Oxford, OH Costs By Category

Detailed Oxford Services Costs Vs. Ohio

Item Oxford Ohio
Shampoo $1.4 $1.28
Movie $6.66 $12.13
Bowling $11.0 $18
Haircut $20.0 $24.26
Beauty Salon $24.17 $45.56

Detailed Oxford Groceries Costs Vs. Ohio

Item Oxford Ohio
Ground Beef $5.57 $5.84
Fried Chicken $1.45 $1.57
Milk $4.6 $4.67
Potatoes $4.99 $4.93
Pizza $12.47 $12.09
Beer $10.17 $10.41
Toothpaste $3.77 $3.7

Detailed Oxford Health Costs Vs. Ohio

Item Oxford Ohio
Optometrist $62.0 $125.68
Doctor $102.21 $135.78
Dentist $91.0 $113.29

Detailed Oxford Transportation Costs Vs. Ohio

Item Oxford Ohio
Gasoline $3.41 $3.46
Tire Balancing $54.17 $59.92

Detailed Oxford Utilities Costs Vs. Ohio

Item Oxford Ohio
All Electricity $195.81 $193.99
Phone $190.02 $192.25

Oxford SnackAbility

7
/10
Overall SnackAbility
Jobs
4/10
Housing
8
Affordability
4
Diversity
8
Safety
N/A
Amenities
9
Education
9
Commute
9

Cost Of Living In Cities Around Oxford

The cost of living varies in the cities and towns around Oxford. Here's a quick look at the cost of living in the most populous nearby places:

  • Hamilton, OH has a cost of living index of 93, 1.0x Oxford.

  • Fairfield, OH has a cost of living index of 100, 1.1x Oxford.

  • Forest Park, OH has a cost of living index of 96, 1.0x Oxford.

City Population Cost Of Living Vs. Oxford
Hamilton, OH 63,124 93 1.0x
Fairfield, OH 44,597 100 1.1x
Forest Park, OH 19,994 96 1.0x
Harrison, OH 13,460 99 1.0x
Trenton, OH 13,304 98 1.0x
Northbrook, OH 10,741 89 0.9x
Beckett Ridge, OH 9,451 112 1.2x
Eaton, OH 8,353 84 0.9x
Northgate, OH 6,585 93 1.0x

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