The 10 Best Places To Live In Florida For 2026

The best places to live in Florida for 2026 are Key Biscayne, Longboat Key, and Neptune Beach. Find out where your city or town ranks.

Between the beautiful sunny weather and pristine beaches, it’s no secret that life in Florida is pretty sweet.

Florida’s awesome, but where are the best places to live in Florida?

If you start off in Miami and drive north up the coast, you’ll find great places to live. The Gulf Coast also has several representatives south of Tampa.

Most of this list consists of coastal and island cities, but it takes more than some soft sand and crystal-clear water to make a city great. So we used Saturday Night Science to analyze Census, FBI, and ZIllow data on crime, economic factors, and the cost of living to find the best places to live in Florida.

1

No. 1 best place to live in Florida

Key Biscayne, FL

14,791 peopleSnackAbility 10/10
10/10
Key Biscayne, FL
Source: Public domain
$181,505 median income · $1,658,764 median home · #1 best place in Florida
Map of Key Biscayne within Florida Located in Miami-Dade County, Florida
Median income +143% vs FL
$181,505
FL $75k
Median home value +342% vs FL
$1,658,764
FL $376k
Unemployment -42% vs FL
2.8%
FL 4.8%

Key Biscayne, an island town located just south of Miami. In opposition to the image of Florida as a retiree-state, Key Biscayne’s median age is a low 42, so it’s fair to say that this is one of the hippest places you’ll see on this list. Living in Key Biscayne, you also get access to all the best that Miami has to offer, without the high crime. That’s because Key Biscayne has the 26th lowest crime rate in Florida, about 70% lower than the national average. Another perk of Key Biscayne over Miami is the weather; being an island, Key Biscayne has cooler summers and lower precipitation than The Magic City.

Word to the wise: you may want to have a lucrative job lined up before making the move to Key Biscayne, because the median home price here is $1,658,764, the 3rd most expensive in Florida. The good news is that the median household income in Key Biscayne is $181,505/year, the 3rd highest in the state, so residents don’t have too much trouble making mortgage payments. You also may want to start reading more books if you want to fit in here, because around 35% of Key Biscayne’s population has a master’s degree or higher.

If you decide to settle down here, you’ll probably spend a good amount of time at Bill Baggs Florida State Park on the south end or Crandon Park in the north. That way, you’ll never get bored of going to the same beach every day. Key Biscayne bills itself as an “Island Paradise” and, looking at the data, we’re inclined to agree!

2

No. 2 best place to live in Florida

Longboat Key, FL

7,539 peopleSnackAbility 10/10
10/10
Longboat Key, FL
Source: Wikipedia User Ebyabe | GFDL
$158,030 median income · $964,716 median home · #2 best place in Florida
Map of Longboat Key within Florida Located in Sarasota County, Florida
Median income +112% vs FL
$158,030
FL $75k
Median home value +157% vs FL
$964,716
FL $376k
Unemployment -62% vs FL
1.8%
FL 4.8%

We’ll wrap up our list of best places to live in Florida with Longboat Key, an island town an hour south of St. Petersburg. Longboat Key has the oldest populous on this list, with a median age of over 70. These septuagenarian residents really know their stuff though, because over 30% of the population have at least a master’s degree.

That older population helps explain why Longboat Key has the 4th highest rate of insured residents in Florida. And since old folks don’t often go in for violence, Longboat Key’s title as the 1st least violent place in Florida also makes sense.

Both unemployment and poverty rates in Longboat Key are among the top ten lowest statewide, so Longboat Key’s economy is about as good as it gets. You can reward yourself for choosing such an awesome place to live by visiting one of many beaches Longboat Key has to offer.

3

No. 3 best place to live in Florida

Neptune Beach, FL

7,168 peopleSnackAbility 9/10up 2
9/10
Neptune Beach, FL
Source: Wikipedia User Michael Rivera | CC BY-SA 4.0
$119,294 median income · $772,433 median home · #3 best place in Florida
Map of Neptune Beach within Florida Located in Duval County, Florida
Median income +60% vs FL
$119,294
FL $75k
Median home value +106% vs FL
$772,433
FL $376k
Unemployment -56% vs FL
2.1%
FL 4.8%

Neptune Beach, known for its close-knit community and scenic beaches, holds the 3 position for best places to live in Florida. Located in Duval County, it offers a suburban lifestyle with a population of 7,168 and a highly educated demographic, with 62% of adults graduating college.

Incorporated in 1931, the city enjoys easy access to Jacksonville but maintains a peaceful residential atmosphere. It has a low unemployment rate of 13 and a strong local economy, with a high median income at 119,294. The competitive real estate market is evident with its $772,433 median home value, making Neptune Beach a sought-after location in Florida.

4

No. 4 best place to live in Florida

Naples, FL

19,704 peopleSnackAbility 9.5/10
9.5/10
Naples, FL
Source: Wikipedia User Marc Ryckaert (MJJR) | CC BY 2.5
$153,182 median income · $551,996 median home · #4 best place in Florida
Map of Naples within Florida Located in Collier County, Florida
Median income +105% vs FL
$153,182
FL $75k
Median home value +47% vs FL
$551,996
FL $376k
Unemployment -52% vs FL
2.3%
FL 4.8%

A city of 19,704 people, Naples is the 111th biggest city to make the cut for best places to live in Florida. Because of its proximity to the Everglades, Naples is a popular destination for ecotourists. Those looking for a tamer experience will prefer Naples’ world-class Botanical Gardens or hanging out at the pier.

If you decide to settle down in Naples, homes here are the 4most expensive in the state, but you’ll also get the 7th highest income statewide ($153,182/year). As for actually getting to and from work, Naples has one of the lowest commute times on this list of just 22 minutes. On top of that, GreatSchools gave Naples’ public schools a 9/10 rating, so you can be confident that you’re giving your children a top-notch educational experience.

5

No. 5 best place to live in Florida

Indian Harbour Beach, FL

9,025 peopleSnackAbility 8.5/10up 12
8.5/10
Indian Harbour Beach, FL
Source: Chuck Palmer User Chuck Palmer | Copyright Chuck Palmer
$97,254 median income · $457,548 median home · #5 best place in Florida
Map of Indian Harbour Beach within Florida Located in Brevard County, Florida
Median income +30% vs FL
$97,254
FL $75k
Median home value +22% vs FL
$457,548
FL $376k
Unemployment -62% vs FL
1.8%
FL 4.8%

Unlike the touristy resort towns that dot Florida’s coast, Indian Harbour Beach is actually one of the best places to live in Florida for people who want a real neighborhood. At just 1.8% unemployment (8th lowest in Florida), this Space Coast barrier island of 9,025 people has its financial priorities straight.

With a median household income of $97,254 and homes averaging $457,548, you’re looking at solid value for a waterfront locale. The community wraps around the Indian River Lagoon, and waterfront parks and recreation maintained by the city give residents that genuinely livable Florida suburb feel rather than the tourist-trap vibe you get just up the coast.

6

No. 6 best place to live in Florida

Jacksonville Beach, FL

23,654 peopleSnackAbility 8.5/10
8.5/10
Jacksonville Beach, FL
Source: Public domain
$120,698 median income · $632,971 median home · #6 best place in Florida
Map of Jacksonville Beach within Florida Located in Duval County, Florida
Median income +62% vs FL
$120,698
FL $75k
Median home value +68% vs FL
$632,971
FL $376k
Unemployment -62% vs FL
1.8%
FL 4.8%

Jacksonville Beach earns a spot among the best Florida cities to live in for 2026, and the numbers back it up. With an unemployment rate of just 1.8%, this Atlantic coast community ranks 7th lowest statewide for joblessness, and a poverty rate of only 4.8% puts it in the 10th spot for economic health in Florida.

What keeps Jacksonville Beach feeling like a real neighborhood rather than a tourist trap is places like Kathryn Abbey Hanna Park, a 450-acre preserve with camping, mountain biking trails, and a freshwater lake right alongside the ocean. Homes run around $632,971 on average, not cheap, but for a beach address with a median income of $120,698 and one of the lowest unemployment rates in the state, you get what you pay for.

7

No. 7 best place to live in Florida

North Palm Beach, FL

13,238 peopleSnackAbility 9.5/10down 4
9.5/10
North Palm Beach, FL
Source: Wikipedia User Michael Kagdis | CC BY-SA 3.0
$90,049 median income · $622,594 median home · #7 best place in Florida
Map of North Palm Beach within Florida Located in Palm Beach County, Florida
Median income +21% vs FL
$90,049
FL $75k
Median home value +66% vs FL
$622,594
FL $376k
Unemployment -52% vs FL
2.3%
FL 4.8%

Let’s take a step back from the hyper-wealthy communities and look at a place where your average Joe can make a good life for himself, North Palm Beach. North Palm Beach’s median home cost of $622,594 is substantially lower than elsewhere in the top ten and combined with a median income of $90,049, this village is one of the most overall affordable places you’ll see on this list.

We think North Palm Beach residents dig the fact that you can spend 25% as much on a home as in Palm Beach and still have access to awesome beaches like MacArthur Beach. And the unemployment rate in North Palm Beach is a measly 2.3%, so nobody gets left out here. One more plus is that there’s no need to fear for your safety here, because North Palm Beach has the 23rd lowest crime rate in Florida.

8

No. 8 best place to live in Florida

Safety Harbor, FL

17,033 peopleSnackAbility 9/10down 1
9/10
Safety Harbor, FL
Source: Wikipedia User Dlohcierekim’s sock at English Wikipedia | CC BY-SA 2.5
$106,830 median income · $495,956 median home · #8 best place in Florida
Map of Safety Harbor within Florida Located in Pinellas County, Florida
Median income +43% vs FL
$106,830
FL $75k
Median home value +32% vs FL
$495,956
FL $376k
Unemployment -33% vs FL
3.2%
FL 4.8%

Safety Harbor sits on Old Tampa Bay as one of the best Florida suburbs most people haven’t thought to consider yet. With a median household income of $106,830 and a poverty rate of just 6.1%, this Pinellas County community of 17,033 residents keeps its finances as tidy as its waterfront.

The unemployment rate of 3.2% ranks 43rd lowest in Florida, which tells you something about how this town operates. Philippe Park, set right on the edge of Old Tampa Bay, is the kind of place that makes Saturday mornings feel genuinely earned, and honestly that sums up Safety Harbor pretty well.

9

No. 9 best place to live in Florida

Marco Island, FL

16,205 peopleSnackAbility 9/10down 1
9/10
Marco Island, FL
Source: Flickr User davidwilson1949 | CC BY 2.0
$101,523 median income · $865,675 median home · #9 best place in Florida
Map of Marco Island within Florida Located in Collier County, Florida
Median income +36% vs FL
$101,523
FL $75k
Median home value +130% vs FL
$865,675
FL $376k
Unemployment +0% vs FL
4.8%
FL 4.8%

If you’re shopping around for the best places to live in Florida and you want actual island living, Marco Island sits just south of Naples on a true barrier island.

This Collier County community is upscale, with a median home value of $865,675 and a median income of 101,523. Marco Island has one of the oldest populations on the list, at 68.

For 16,205 residents, the quality of life is worth the price tag. Bank fishing in tidal canals, shelling at Tigertail Beach, and boating whenever you want. A poverty rate of 7.3% and unemployment of 4.8% make the case airtight for Marco Island as the best island in Florida.

10

No. 10 best place to live in Florida

Parkland, FL

37,178 peopleSnackAbility 7.5/10up 5
7.5/10
Parkland, FL
Source: Flickr User digitalbookmobile | CC BY 2.0
$198,669 median income · $1,058,618 median home · #10 best place in Florida
Map of Parkland within Florida Located in Broward County, Florida
Median income +166% vs FL
$198,669
FL $75k
Median home value +182% vs FL
$1,058,618
FL $376k
Unemployment -35% vs FL
3.1%
FL 4.8%

Parkland had a spotlight shone on it after the tragic events at Stonemason Douglas High School, but the community responded to the shooting in a way that displayed resilience and compassion. That’s just the sort of thing you’d expect from the 10th best place to live in Florida.

In normal circumstances, Parkland is incredibly safe, with the 57th lowest overall crime rate in Florida.

We named Parkland as one of the best places to raise a family in Florida: 48.13% of households have kids, and with the 6th lowest high school dropout rate statewide, and a GreatSchools average rating of 8.5, parents can rest assured that their kids are getting off to the best start.

Parkland also has the 6th lowest poverty rate in Florida, and the median household income of $198,669 ranks as the 2nd highest statewide. Homes in Parkland have a median price tag of $1,058,618.

While Miami and Fort Lauderdale are just a short drive away, there’s plenty to keep you occupied within Parkland itself. Like taking an airboat tour of the Everglades.

The receipts

Compare the top ten

Pick a metric. The bars rescale. The red line is Florida’s statewide median.

City Median income vs FL
1 Key Biscayne $181,505 +143%
2 Longboat Key $158,030 +112%
3 Neptune Beach $119,294 +60%
4 Naples $153,182 +105%
5 Indian Harbour Beach $97,254 +30%
6 Jacksonville Beach $120,698 +62%
7 North Palm Beach $90,049 +21%
8 Safety Harbor $106,830 +43%
9 Marco Island $101,523 +36%
10 Parkland $198,669 +166%

Florida statewide median: $74,568

City Median home value vs FL
1 Key Biscayne $1,658,764 +342%
2 Longboat Key $964,716 +157%
3 Neptune Beach $772,433 +106%
4 Naples $551,996 +47%
5 Indian Harbour Beach $457,548 +22%
6 Jacksonville Beach $632,971 +68%
7 North Palm Beach $622,594 +66%
8 Safety Harbor $495,956 +32%
9 Marco Island $865,675 +130%
10 Parkland $1,058,618 +182%

Florida statewide median: $375,662

City Unemployment vs FL
1 Key Biscayne 2.8% -42%
2 Longboat Key 1.8% -62%
3 Neptune Beach 2.1% -56%
4 Naples 2.3% -52%
6 Jacksonville Beach 1.8% -62%
7 North Palm Beach 2.3% -52%
8 Safety Harbor 3.2% -33%
9 Marco Island 4.8% +0%
10 Parkland 3.1% -35%

Florida statewide median: 4.8%

City Total crime /100k vs FL
1 Key Biscayne 805
2 Longboat Key 411
3 Neptune Beach 1,256
4 Naples 475
6 Jacksonville Beach 1,616
8 Safety Harbor 816
9 Marco Island 475
10 Parkland 1,415
City Population vs FL
1 Key Biscayne 14,791
2 Longboat Key 7,539
3 Neptune Beach 7,168
4 Naples 19,704
6 Jacksonville Beach 23,654
7 North Palm Beach 13,238
8 Safety Harbor 17,033
9 Marco Island 16,205
10 Parkland 37,178

On the map

Mapping The Best And Worst Places To Live in Florida

Saturday Night Science

Methodology: How We Calculated The Best Cities To Live In Florida

Before we even started to collect data on the best places to live in Florida, we had to answer a tough question: Is it fair to pit cities with populations over 100,000 against places with a population of 18?

We firmly decided no, that just isn’t fair.

So, to create our ranking, we broke the best places to live into three tiers:

  • Cities — Populations over 5,000
  • Towns — Populations between 1,000 and 5,000
  • Small Towns — Populations below 1,000

We then decided no matter how much anyone loves their town, the best cities to live in Florida have more of everything, and therefore, you need over 5,000 people to truly be ‘the best.’

Now that we had our set of the best possible cities, it was time to rank them using Saturday Night Science.

We ranked each place in Florida across a number of criteria from one to 210, with one being the best.

We then took the average rank across all criteria, crowning the city posting the lowest overall score, the “Best Place To Live In Florida.”

The criteria we looked to determine the best places were:

  • Median Home Values
  • Median Income
  • Population Density (Higher is better)
  • Unemployment Rate
  • Commute Time
  • Crime
  • Education Levels
  • Health Insurance Coverage
  • Poverty rates

Sources of criteria include the New Census Data, FBI Crime Data, and Zillow. We updated this article for 2026. This report is our eleventh time ranking Florida’s best places to live.

If your city or town isn’t among the top 10, jump down to the bottom of the post to see a detailed chart of the best places in Florida. Otherwise, buckle up for a ride down good living lane with Key Biscayne at the end of the cul-de-sac.

The full plate

Best Places To Live In Florida Table

Click any column to sort. Search by city name.

RankCityBest ScorePopulationUnemployment RateHome ValueMedian IncomeRentTotal Crime /100k
1Key Biscayne19.6014,7912.8%$1,658,764$181,505805
2Longboat Key24.707,5391.8%$964,716$158,030411
3Neptune Beach29.207,1682.1%$772,433$119,2941,256
4Naples34.1019,7042.3%$551,996$153,182475
5Indian Harbour Beach37.409,0251.8%$457,548$97,254665
6Jacksonville Beach38.9023,6541.8%$632,971$120,6981,616
7North Palm Beach41.4513,2382.3%$622,594$90,049627
8Safety Harbor41.7017,0333.2%$495,956$106,830816
9Marco Island46.1016,2054.8%$865,675$101,523475
10Parkland46.6537,1783.1%$1,058,618$198,6691,415
11Lauderdale-by-the-Sea47.156,2323.1%$712,501$81,6551,415
12Lake Mary49.0016,8602.6%$466,032$109,1731,163
13Palm Beach49.209,3484.9%$2,070,045$168,4031,433
14Weston49.3068,8373.9%$730,059$139,8251,415
15Bay Harbor Islands49.805,8473.2%$660,038$89,663855
16Southwest Ranches49.957,6561.5%$1,437,706$161,0511,415
17Lighthouse Point50.7010,6003.3%$762,810$92,1351,415
18Fort Myers Beach53.505,5131.8%$494,794$91,2912,323
19Pinecrest54.5018,4623.0%$2,172,519$206,4174,087
20Atlantic Beach55.9513,3633.2%$704,117$118,9351,616
21Gulf Breeze56.606,6607.8%$468,224$104,050345
22Miami Lakes57.0031,5533.1%$653,606$101,5571,413
23Oviedo58.2540,5995.3%$506,154$117,070707
24Coral Gables58.9049,8023.6%$1,516,825$134,2164,087
25St. Pete Beach59.858,8053.5%$600,935$114,5832,408
26Winter Park59.9030,2744.5%$464,211$105,7242,150
27Maitland61.5519,4694.8%$480,711$97,1501,454
28Tequesta63.406,1936.2%$636,088$98,271565
29Palmetto Bay63.4524,6392.7%$920,528$142,4472,131
30Niceville65.2516,5441.1%$437,726$102,4091,686
31Treasure Island65.306,5534.3%$523,698$87,1071,999
32Boca Raton65.95100,2345.5%$562,566$106,2731,854
33South Pasadena67.505,3202.3%$304,627$53,0751,410
34West Melbourne68.1528,7954.5%$372,682$92,9861,410
35Miami Shores68.9511,7525.4%$735,780$144,0503,846
36Coral Springs69.15136,1035.1%$520,102$93,6021,222
37Pembroke Pines70.10173,1944.1%$487,422$85,1041,415
38Wilton Manors70.7511,5114.3%$576,125$85,3921,415
39Royal Palm Beach70.9540,3443.5%$481,810$96,0271,609
40Key West72.0525,7202.2%$1,018,284$87,0372,508
41Dunedin72.0536,0625.1%$405,386$74,477998
42Wellington73.8562,1464.7%$648,906$115,632917
43Oldsmar75.7514,9044.5%$365,724$88,3331,946
44DeBary75.8522,8694.3%$365,930$88,569411
45St. Augustine Beach76.706,8606.7%$584,851$100,8022,323
46Fernandina Beach76.7013,4202.7%$600,245$97,9032,323
47Sanibel76.906,4185.7%$808,687$108,6442,323
48Miramar78.25138,6004.5%$518,019$89,1251,415
49Ormond Beach78.4043,9763.5%$362,275$69,177411
50Daytona Beach Shores78.555,1885.1%$365,983$74,392411
51Surfside78.805,6315.2%$1,276,757$100,2084,087
52Destin79.5514,0772.1%$613,519$89,0111,686
53Flagler Beach79.855,3732.8%$452,138$84,6322,323
54Seminole80.8519,3965.3%$380,864$75,7742,047
55Satellite Beach83.1011,3135.8%$516,286$119,1344,797
56Vero Beach83.4017,0423.4%$362,131$69,758329
57Palm Beach Gardens83.8060,9593.9%$675,581$106,947
58Winter Springs83.8538,9514.0%$424,494$92,5742,970
59Miami Springs84.2513,7261.7%$729,504$87,0994,087
60Lynn Haven84.7020,0813.4%$321,841$80,973827
61Sunny Isles Beach85.1022,4374.6%$649,891$61,9211,288
62South Miami86.5012,2773.6%$867,893$94,5072,574
63St. Augustine87.4515,3513.8%$431,116$78,1512,323
64Port Orange87.7064,7674.7%$335,496$74,426411
65Doral87.9079,2163.3%$549,014$94,1644,087
66Jupiter88.1061,8833.0%$693,656$110,240
67Davie88.65108,3465.2%$515,020$87,2501,415
68Sunrise89.0597,9185.4%$360,656$77,6521,415
69Aventura89.3039,8854.7%$425,757$89,2744,087
70Cutler Bay89.9545,0704.8%$564,584$89,2441,451
71Bonita Springs90.2055,9043.4%$511,964$95,2102,323
72New Smyrna Beach90.2531,9745.2%$448,438$83,865411
73Fort Lauderdale90.90185,6045.3%$508,474$83,1301,415
74Tarpon Springs93.3525,7914.1%$388,386$79,5291,815
75Punta Gorda93.4520,2785.0%$335,129$85,7792,323
76Alachua94.6510,7431.4%$331,489$83,4643,473
77Minneola95.5516,5983.0%$440,330$110,9022,775
78Clermont96.5546,8535.7%$429,095$82,3062,775
79Coconut Creek96.9058,3305.0%$283,669$75,0141,415
80Hialeah Gardens97.4022,9153.7%$416,365$65,4391,043
81Tavares97.5020,4632.6%$310,773$58,886327
82Edgewater97.5523,6273.7%$291,763$60,977411
83DeLand98.3041,6113.5%$346,257$71,863411
84Fruitland Park98.958,7403.8%$293,327$82,6562,775
85Gulfport99.2011,7346.2%$349,949$71,2032,471
86Cape Canaveral99.6510,0064.0%$315,155$67,2764,797
87North Port99.8084,6054.9%$303,120$84,049972
88Oakland Park100.0544,6825.8%$366,517$72,7081,415
89West Miami100.457,1622.0%$662,496$61,2744,087
90Fort Walton Beach100.6021,0253.5%$324,007$68,5381,686
91Margate100.7559,1984.1%$318,811$62,4501,415
92St. Cloud100.7565,1305.9%$394,011$83,1741,003
93Longwood100.8516,3376.7%$455,599$78,5481,702
94Marathon101.509,9144.3%$825,707$89,3552,508
95Temple Terrace101.7027,2753.7%$325,256$69,2522,053
96Milton102.4510,7335.4%$284,184$76,301345
97Sarasota103.3056,9703.6%$412,112$72,1052,220
98Belle Isle103.857,4445.5%$533,137$104,5597,511
99Deltona104.0597,3343.4%$297,466$76,924411
100Rockledge104.9029,1335.0%$395,209$84,2554,797

Source: U.S. Census ACS 2020-2024, FBI UCR, Zillow research. 210 places with more than 5,000 residents.

Summary

Summary: The Best Places In Florida

If you’re looking at areas in Florida with the best economic situations, where there’s lower than average crime, and a lot to do, this is an accurate list.

The best places to live in Florida are Key Biscayne, Longboat Key, Neptune Beach, Naples, Indian Harbour Beach, Jacksonville Beach, North Palm Beach, Safety Harbor, Marco Island, and Parkland.

Key Biscayne made a strong showing to take in the overall number one spot for the best place to live in Florida for 2026.

Chris Kolmar
About the author

Chris Kolmar has been in the real estate business for almost ten years now. He originally worked for Movoto Real Estate as the director of marketing before founding HomeSnacks.

He believes the key to finding the right place to live comes down to looking at the data, reading about things to do, and, most importantly, checking it out yourself before you move.

If you've been looking for a place to live in the past several years, you've probably stumbled upon his writing already.

You can find out more about him on LinkedIn or his website.

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