The 10 Best Zip Codes To Live In The United States For 2026

The best zip codes in the US are 37219 - Nashville and 64113 - Kansas City for 2026 based on Saturday Night Science.

Americans typically identify with their state or home town. If you’re from Texas, you brag about it. If you’ve made Los Angeles your home, everyone in your life knows you’re from L.A.

But what about your zip code? Often, only the shrewd home buyer knows that individual zip codes are little nuggets of information that can make the difference between a good place to call home and a great one.

So we used Saturday Night Science to rank every zip code in America with at least 1,000 people — more than 22,000 of them — on jobs, incomes, home values, education, commutes, and density.

The best zip code in America for 2026 is 37219 – Nashville, TN. Upscale neighborhoods in Southern and Midwestern cities had a huge showing this time around, alongside a few beach towns where a house costs more than most people will earn in a decade.

1

No. 1 best zip code in America

37219 – Nashville, TN

2,398 people
Median income +31% vs US
$105,476
US $81k
Median home value +93% vs US
$640,700
US $333k
Unemployment -100% vs US
0.0%
US 5.2%

The best zip code in America is a small slice of downtown Nashville. Only about 2,400 people live here, and 90% of the adults have a college degree. The median household earns $105,476, and the average commute is under 16 minutes — when you live downtown, the office is close. Keep in mind this is a small area, so the Census estimates come with a bigger margin of error.

2

No. 2 best zip code in America

64113 – Kansas City, MO

12,386 people
Median income +123% vs US
$179,964
US $81k
Median home value +53% vs US
$508,500
US $333k
Unemployment -77% vs US
1.2%
US 5.2%

Kansas City’s 64113 covers Brookside and the Country Club District, the tree-lined neighborhoods south of the Plaza. The median household here earns $179,964, 89% of adults have a college degree, and 94% of homes are owner-occupied. The drive to work? About 18 minutes.

3

No. 3 best zip code in America

78701 – Austin, TX

11,824 people
Median income +101% vs US
$162,168
US $81k
Median home value +117% vs US
$722,400
US $333k
Unemployment -73% vs US
1.4%
US 5.2%

Downtown Austin is the third-best zip code in America. Plenty of high earners have moved into the towers here — the median household makes $162,168, and the median home is worth $722,400. It’s also one of the densest zip codes on the list, with close to 7,800 people per square mile.

4

No. 4 best zip code in America

37350 – Lookout Mountain, TN

2,111 people
Median income +149% vs US
$201,000
US $81k
Median home value +157% vs US
$855,300
US $333k
Unemployment -92% vs US
0.4%
US 5.2%

Tennessee gets two of the top four spots. Lookout Mountain, the little town on the ridge above Chattanooga, has a median household income of $201,000 and the lowest poverty rate in the top five at 2.3%. Unemployment is practically zero.

5

No. 5 best zip code in America

35213 – Birmingham, AL

15,603 people
Median income +98% vs US
$159,824
US $81k
Median home value +137% vs US
$789,800
US $333k
Unemployment -71% vs US
1.5%
US 5.2%

35213 is the Birmingham zip code that covers Mountain Brook, one of the wealthiest suburbs in the South. The median home is worth $789,800, 87% of adults are college educated, and the commute is about 17 minutes.

6

No. 6 best zip code in America

28207 – Charlotte, NC

9,527 people
Median income +169% vs US
$217,204
US $81k
Median home value +324% vs US
$1,409,300
US $333k
Unemployment -64% vs US
1.9%
US 5.2%

Charlotte’s 28207 is Myers Park, home to old oak trees, big houses, and a lot of the city’s bankers. The median home here is worth $1.4 million, and the median household earns $217,204 — both among the highest in the top ten.

7

No. 7 best zip code in America

92625 – Corona Del Mar, CA

12,294 people
Median income +117% vs US
$174,904
US $81k
Median home value +501% vs US
$2,000,000
US $333k
Unemployment -52% vs US
2.5%
US 5.2%

Corona Del Mar, the coastal village in Newport Beach, is the only California zip code in the top ten. The median home value hits the Census’s $2,000,000 cap, so the real number is likely much higher. Residents earn $174,904 a year, and 72% have a college degree.

8

No. 8 best zip code in America

29482 – Sullivans Island, SC

2,087 people
Median income +139% vs US
$192,813
US $81k
Median home value +501% vs US
$2,000,000
US $333k
Unemployment -71% vs US
1.5%
US 5.2%

Sullivan’s Island is a barrier island just outside Charleston with about 2,100 residents. Home values here also top out at the Census’s $2 million limit, and the median household earns $192,813. The average commute is under 18 minutes, if you can bring yourself to leave the beach.

9

No. 9 best zip code in America

28480 – Wrightsville Beach, NC

2,776 people
Median income +114% vs US
$172,500
US $81k
Median home value +240% vs US
$1,131,800
US $333k
Unemployment -92% vs US
0.4%
US 5.2%

North Carolina’s second entry is Wrightsville Beach, a beach town next to Wilmington. Unemployment is just 0.4%, the median home is worth $1.13 million, and three out of four adults have a college degree.

10

No. 10 best zip code in America

66206 – Leawood, KS

12,153 people
Median income +116% vs US
$174,394
US $81k
Median home value +102% vs US
$672,100
US $333k
Unemployment -81% vs US
1.0%
US 5.2%

Kansas City gets its second zip code in the top ten with Leawood, just across the state line in Kansas. The median household earns $174,394, 78% of adults have a college degree, and unemployment sits at 1%. Johnson County has been piling up “best of” rankings for years, and this is one more.

The receipts

Compare the top ten

Pick a metric. The bars rescale. The red line is the United States’s statewide median.

City Population vs US
1 37219 – Nashville 2,398 —
2 64113 – Kansas City 12,386 —
3 78701 – Austin 11,824 —
5 35213 – Birmingham 15,603 —
6 28207 – Charlotte 9,527 —
10 66206 – Leawood 12,153 —
City Median income vs US
1 37219 – Nashville $105,476 +31%
2 64113 – Kansas City $179,964 +123%
3 78701 – Austin $162,168 +101%
4 37350 – Lookout Mountain $201,000 +149%
5 35213 – Birmingham $159,824 +98%
6 28207 – Charlotte $217,204 +169%
7 92625 – Corona Del Mar $174,904 +117%
8 29482 – Sullivans Island $192,813 +139%
9 28480 – Wrightsville Beach $172,500 +114%
10 66206 – Leawood $174,394 +116%

the United States statewide median: $80,734

City Median home value vs US
1 37219 – Nashville $640,700 +93%
2 64113 – Kansas City $508,500 +53%
3 78701 – Austin $722,400 +117%
4 37350 – Lookout Mountain $855,300 +157%
5 35213 – Birmingham $789,800 +137%
6 28207 – Charlotte $1,409,300 +324%
7 92625 – Corona Del Mar $2,000,000 +501%
8 29482 – Sullivans Island $2,000,000 +501%
9 28480 – Wrightsville Beach $1,131,800 +240%
10 66206 – Leawood $672,100 +102%

the United States statewide median: $332,700

City Unemployment vs US
1 37219 – Nashville 0.0% -100%
2 64113 – Kansas City 1.2% -77%
3 78701 – Austin 1.4% -73%
5 35213 – Birmingham 1.5% -71%
6 28207 – Charlotte 1.9% -64%
10 66206 – Leawood 1.0% -81%

the United States statewide median: 5.2%

City % with college degree vs US
1 37219 – Nashville 90.1% —
2 64113 – Kansas City 89.1% —
3 78701 – Austin 82.3% —
5 35213 – Birmingham 86.8% —
6 28207 – Charlotte 86.7% —
10 66206 – Leawood 78.0% —
City Commute (minutes) vs US
1 37219 – Nashville 15.790940766550523 —
2 64113 – Kansas City 17.626747339870644 —
3 78701 – Austin 20.88903034160832 —
4 37350 – Lookout Mountain 19.144215530903328 —
5 35213 – Birmingham 17.287773625200213 —
6 28207 – Charlotte 20.822171558848673 —
7 92625 – Corona Del Mar 19.147371288477252 —
8 29482 – Sullivans Island 17.581585081585082 —
9 28480 – Wrightsville Beach 17.687891440501044 —
10 66206 – Leawood 20.32785157073582 —

On the map

Where the best zip codes in America are

Saturday Night Science

Methodology: How We Determined The Best Zip Codes In America

In order to rank the best zip codes in the United States, we had to decide what people like about a place. It isn’t a stretch to assume people like good jobs, solid incomes, homes that hold their value, an educated neighborhood, and a short drive to work.

We pulled the 2020-2024 American Community Survey for every ZIP Code Tabulation Area in the country — the Census Bureau’s version of a zip code — and ran it through Saturday Night Science using these six criteria:

  • Population density (more is better)
  • Share of adults with a college degree
  • Unemployment rate
  • Median household income
  • Average commute time
  • Median home value

We only looked at zip codes with at least 1,000 residents, which left 22,318 zip codes. Each zip code got ranked from 1 to 22,318 on every criterion, we averaged those six rankings, and the zip code with the best (lowest) average earned the title of “Best Zip Code In America”.

A word of caution: zip codes are small, and the Census estimates for a few thousand people come with bigger margins of error than a whole city’s. A zip code with 2,000 residents can swing a lot from one survey to the next.

We updated this report for 2026. This report is an opinion based on facts and is meant as infotainment — don’t freak out.

The full list

The 100 Best Zip Codes To Live In America

Click any column to sort. Search by zip code or town.

RankZip CodePopulationCollege EducatedUnemploymentMedian IncomeHome ValueCommute (Min)
137219 – Nashville, TN2,39890.1%0.0%$105,476$640,70015.8
264113 – Kansas City, MO12,38689.1%1.2%$179,964$508,50017.6
378701 – Austin, TX11,82482.3%1.4%$162,168$722,40020.9
437350 – Lookout Mountain, TN2,11186.8%0.4%$201,000$855,30019.1
535213 – Birmingham, AL15,60386.8%1.5%$159,824$789,80017.3
628207 – Charlotte, NC9,52786.7%1.9%$217,204$1,409,30020.8
792625 – Corona Del Mar, CA12,29471.7%2.5%$174,904$2,000,00019.1
829482 – Sullivans Island, SC2,08784.3%1.5%$192,813$2,000,00017.6
928480 – Wrightsville Beach, NC2,77673.8%0.4%$172,500$1,131,80017.7
1066206 – Leawood, KS12,15378.0%1.0%$174,394$672,10020.3
1102109 – Boston, MA3,61285.7%2.0%$158,843$958,00022.4
1263124 – Saint Louis, MO10,83985.7%2.1%$193,942$988,60014.8
1394301 – Palo Alto, CA17,50881.8%2.5%$242,006$2,000,00021.8
1437201 – Nashville, TN1,46770.9%0.0%$114,229$621,20019.8
1548070 – Huntington Woods, MI6,32883.8%0.9%$190,150$473,90020.6
1675225 – Dallas, TX22,23785.4%3.2%$200,234$1,671,90018.6
1737215 – Nashville, TN22,01880.6%1.7%$155,863$1,046,50018.4
1810007 – New York, NY7,40683.3%1.8%$250,000$2,000,00024.3
1955424 – Minneapolis, MN10,28985.6%3.1%$250,000$992,60018.2
2035223 – Birmingham, AL10,66683.9%1.6%$168,278$775,10018.3
2130327 – Atlanta, GA23,67385.6%1.6%$189,250$1,136,50020.0
2229401 – Charleston, SC9,33974.7%2.4%$99,667$1,164,80015.5
2302142 – Cambridge, MA4,73789.4%2.2%$147,723$1,954,50023.1
2494306 – Palo Alto, CA27,18380.9%2.8%$210,000$2,000,00022.0
2520004 – Washington, DC1,83195.6%2.5%$184,792$689,60021.8
2653122 – Elm Grove, WI6,50874.2%0.7%$157,962$514,80019.2
2755401 – Minneapolis, MN11,81676.7%1.3%$113,522$396,50018.4
2855436 – Minneapolis, MN14,46271.6%2.1%$144,129$643,40018.7
2928203 – Charlotte, NC18,82381.1%1.8%$104,696$707,80019.9
3027608 – Raleigh, NC12,60486.9%3.0%$162,188$977,40019.0
3185253 – Paradise Valley, AZ17,90471.9%1.8%$184,979$2,000,00019.6
3263131 – Saint Louis, MO17,93581.6%2.2%$225,493$778,10018.8
3333131 – Miami, FL23,09578.5%3.3%$144,138$655,10019.1
3404110 – Cumberland Foreside, ME1,65776.6%0.0%$194,205$923,60021.5
3577046 – Houston, TX1,79377.5%0.0%$131,932$286,50018.3
3692075 – Solana Beach, CA11,94472.1%2.7%$149,327$2,000,00020.8
3775202 – Dallas, TX2,89265.5%0.4%$133,155$359,50017.8
3845208 – Cincinnati, OH17,94383.5%2.0%$137,600$547,20020.7
3923226 – Richmond, VA15,47774.7%1.8%$126,655$530,90018.3
4037220 – Nashville, TN5,26581.5%0.7%$180,417$818,20020.9
4163105 – Saint Louis, MO18,87585.4%3.5%$116,439$766,30016.6
4275205 – Dallas, TX26,57286.8%4.2%$181,631$1,706,70017.8
4307927 – Cedar Knolls, NJ4,88254.9%0.8%$170,400$646,70020.8
4492007 – Cardiff By The Sea, CA11,10072.2%3.2%$182,629$2,000,00021.1
4533629 – Tampa, FL27,71075.7%3.0%$164,355$851,40021.3
4697221 – Portland, OR12,91576.6%2.5%$145,671$821,40020.7
4750323 – Urbandale, IA17,26563.0%0.6%$175,944$486,80020.2
4834103 – Naples, FL11,29959.5%2.2%$116,875$950,90018.5
4960606 – Chicago, IL3,84093.6%2.4%$128,609$416,40019.9
5083353 – Sun Valley, ID1,45070.3%0.0%$126,645$952,10013.0
5184060 – Park City, UT8,61967.9%0.8%$128,295$1,795,00015.1
5278746 – Austin, TX28,25681.8%2.6%$188,414$1,494,30020.1
5355410 – Minneapolis, MN20,42280.6%3.0%$146,425$620,60020.8
5402210 – Boston, MA6,97193.0%2.6%$172,124$1,190,90023.9
5566211 – Leawood, KS5,79177.8%1.4%$106,486$633,30016.4
5666209 – Leawood, KS20,41371.9%2.5%$143,393$598,20019.4
5798039 – Medina, WA2,92887.6%2.8%$250,000$2,000,00021.3
5822207 – Arlington, VA35,47980.4%2.7%$245,745$1,257,90023.5
5915015 – Bradfordwoods, PA1,29177.1%1.4%$155,208$499,40019.8
6032814 – Orlando, FL9,28679.8%2.7%$140,274$754,30022.6
6133129 – Miami, FL14,70270.8%2.4%$113,367$736,30021.9
6266208 – Prairie Village, KS21,57673.9%1.9%$124,000$445,60018.9
6377401 – Bellaire, TX17,21383.5%3.7%$243,750$1,036,80020.9
6422301 – Alexandria, VA13,66585.6%1.6%$194,819$1,027,90026.4
6510004 – New York, NY3,71190.5%0.7%$250,000$1,477,70027.8
6675230 – Dallas, TX27,76368.0%1.9%$110,956$931,50021.7
6710280 – New York, NY8,93387.2%1.6%$206,299$976,30027.0
6893111 – Santa Barbara, CA18,27456.9%3.3%$144,353$1,296,70015.3
6910578 – Purdys, NY1,78069.3%0.0%$250,000$615,60022.6
7087547 – White Rock, NM5,83771.0%0.2%$156,444$505,90020.7
7180111 – Englewood, CO31,56175.5%2.5%$135,995$916,50021.7
7298121 – Seattle, WA21,16678.9%4.1%$152,019$848,40020.3
7394957 – Ross, CA2,32182.6%0.8%$250,000$2,000,00025.0
7432461 – Rosemary Beach, FL3,75761.1%1.8%$145,706$1,095,10014.2
7592663 – Newport Beach, CA21,36864.9%3.5%$141,541$2,000,00021.2
7684332 – Providence, UT8,95451.7%1.1%$117,987$515,90017.8
7766220 – Lenexa, KS8,53573.4%1.6%$177,206$590,50021.3
7866207 – Overland Park, KS15,73972.7%2.2%$125,153$440,50018.9
7902113 – Boston, MA6,38582.6%2.0%$113,314$662,00024.0
8060654 – Chicago, IL25,75591.5%2.5%$147,357$500,40023.4
8194043 – Mountain View, CA33,17671.1%3.4%$203,298$1,641,10022.1
8216868 – Pine Grove Mills, PA1,05056.3%0.0%$180,412$372,90015.2
8380547 – Timnath, CO8,82175.4%0.6%$180,492$742,30024.2
8433767 – Clearwater Beach, FL8,08155.8%2.0%$117,425$757,80021.5
8545243 – Cincinnati, OH16,10372.7%1.4%$171,172$627,00021.4
8698040 – Mercer Island, WA25,30781.4%3.0%$219,069$2,000,00023.6
8763141 – Saint Louis, MO20,93272.1%2.5%$133,851$620,90018.9
8892606 – Irvine, CA23,99066.2%3.9%$135,598$1,141,10020.3
8983712 – Boise, ID9,07164.6%1.0%$105,574$859,00016.7
9098004 – Bellevue, WA39,89778.7%4.1%$182,545$2,000,00021.3
9184105 – Salt Lake City, UT23,49166.0%3.0%$99,562$686,10018.7
9223221 – Richmond, VA14,40278.6%2.8%$99,816$582,00017.6
9377005 – Houston, TX28,87487.9%4.9%$229,267$1,395,10019.4
9402462 – Newton Lower Falls, MA1,47064.9%1.1%$216,339$1,210,70024.9
9572207 – Little Rock, AR10,63171.5%1.2%$96,343$406,60015.2
9622027 – Dunn Loring, VA1,93979.7%1.1%$250,000$1,097,50026.4
9722043 – Falls Church, VA25,75069.1%2.0%$145,881$881,60025.0
9823507 – Norfolk, VA6,64573.2%3.1%$104,295$555,20018.3
9919009 – Bryn Athyn, PA1,12468.9%2.7%$137,188$671,20017.1
10002114 – Boston, MA14,41885.3%4.1%$132,210$924,40021.2

Source: U.S. Census Bureau American Community Survey 2020-2024 (ZCTA level) and the 2024 Census Gazetteer. Zip codes with 1,000+ residents. The Census top-codes median incomes at $250,000 and home values at $2,000,000.

Summary

Summary: The Best Zip Codes In The United States

If you’re looking at the best zip codes in America — where people are educated, employed, well paid, and not stuck in traffic — this is an accurate list.

The best zip codes in the United States for 2026 are 37219 – Nashville, TN, 64113 – Kansas City, MO, 78701 – Austin, TX, 37350 – Lookout Mountain, TN, 35213 – Birmingham, AL, 28207 – Charlotte, NC, 92625 – Corona Del Mar, CA, 29482 – Sullivans Island, SC, 28480 – Wrightsville Beach, NC, and 66206 – Leawood, KS.

Notice what’s missing: the famous rich-person zip codes. The last time we ran this, 10282 in Lower Manhattan was No. 1. This year it ranks 719th, mostly because its commutes average 25 minutes, compared to 16 to 21 minutes for this year’s top ten. Beverly Hills’ 90210 ranks 1,936th. Big paychecks help, but short drives to work matter just as much.

Questions and answers

Best Zip Codes In America FAQs

What is the best zip code in America?

37219 – Nashville, TN is the best zip code in America for 2026, according to Saturday Night Science. 64113 – Kansas City and 78701 – Austin are next.

What are the 10 best zip codes in the US?

The ten best zip codes in the United States for 2026 are 37219 – Nashville, TN, 64113 – Kansas City, MO, 78701 – Austin, TX, 37350 – Lookout Mountain, TN, 35213 – Birmingham, AL, 28207 – Charlotte, NC, 92625 – Corona Del Mar, CA, 29482 – Sullivans Island, SC, 28480 – Wrightsville Beach, NC, and 66206 – Leawood, KS.

How did you rank zip codes?

We ranked 22,318 zip codes with at least 1,000 residents on population density, college degrees, unemployment, median household income, commute time, and median home value from the Census’s 2020-2024 American Community Survey, then averaged the six rankings.

What is the worst zip code in America?

86535 – Dennehotso, AZ sits at the bottom of the ranking. See our worst zip codes in America article for the full breakdown.

Nick Johnson
About the author

Nick Johnson earned his masters in Business Administration from the Drucker School At Claremont Graduate University. He has written for 39 publications across the country and ran the media relations department at Movoto, a real estate portal based in San Francisco. He has been featured in over 500 publications as an expert in real estate and as an authority on real estate trends.

Nick's the creator of the HomeSnacks YouTube channel that now has over 900,000 subscribers and is an excellent source to learn about different parts of the country.

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