The 10 Richest Cities In The United States For 2026

The richest cities in the United States are Fremont and San Jose for 2026 based on Saturday Night Science.

Does living in one of the richest cities in the United States make you a happier person?

Maybe not — the cost of living rises quickly with income.

Happiness isn’t the metric we’re measuring today, however. We’re looking to see which cities have the highest median income.

Where do you go to see the richest cities in the nation? The suburbs of major cities where people live in big homes, away from the grimy, packed downtown areas, that’s where.

So, what’s the richest big city in America, according to the data? Per the most recent ACS data, the richest city in America is Fremont.

1

No. 1 richest city in America

Fremont, CA

228,295 peopleSnackAbility 9/10
9/10
Fremont, CA
Source: Wikipedia User David Ball | GFDL
$181,506 median income · $1,543,132 median home price
Median income +125% vs US
$181,506
US $81k
Median home value +364% vs US
$1,543,132
US $333k

Our next stop, Fremont, California, probably won’t come as a surprise to anyone who lives in the state. When you think of wealthy areas in California, some people may think Beverly Hills or Sunnyvale. But in fact, it’s the jam-packed east bay city of Fremont that’s the wealthiest in all of the Golden State. Households here make earn the highest incomes. The residents here aren’t necessarily famous, but they’re definitely rich.

While you may see people in this city driving around in fancy cars, odds are people you meet there are really comfortable. In fact, people here are more likely to downplay their money than show it off. One reason people are ‘rich’ in Fremont is the fact that salaries are so inflated because the cost of living is so high. So, you’re not as ‘rich’ in Fremont as you would be in, say, Cary, NC.

And while it might be easy to scoff at the success of folks here, you have to remember, just about everyone here worked their butts off to get to where they are.

2

No. 2 richest city in America

San Jose, CA

990,138 peopleSnackAbility 8/10up 1
8/10
San Jose, CA
Source: Wikipedia User Sanjosecalifornia, EugeneZelenko, Luiz Eduardo, David Sawyer, Michael | CC BY-SA 3.0
$146,427 median income · $1,463,614 median home price
Median income +81% vs US
$146,427
US $81k
Median home value +340% vs US
$1,463,614
US $333k
3

No. 3 richest city in America

Irvine, CA

311,690 peopleSnackAbility 9/10down 1
9/10
Irvine, CA
Source: Public domain
$136,719 median income · $1,557,982 median home price
Median income +69% vs US
$136,719
US $81k
Median home value +368% vs US
$1,557,982
US $333k
4

No. 4 richest city in America

San Francisco, CA

830,235 peopleSnackAbility 8/10
8/10
San Francisco, CA
Source: Wikipedia User Bernard Gagnon | GFDL
$140,970 median income · $1,356,662 median home price
Median income +75% vs US
$140,970
US $81k
Median home value +308% vs US
$1,356,662
US $333k
5

No. 5 richest city in America

Seattle, WA

754,195 peopleSnackAbility 8/10
8/10
Seattle, WA
Source: Public domain
$123,860 median income · $868,680 median home price
Median income +53% vs US
$123,860
US $81k
Median home value +161% vs US
$868,680
US $333k
6

No. 6 richest city in America

San Diego, CA

1,389,526 peopleSnackAbility 8/10
8/10
San Diego, CA
Source: Wikipedia User Tomcio77, User:Nehrams2020, Michael Seljos, Jackson, William Henry, User:SusanLesch | CC BY-SA 3.0
$108,077 median income · $1,001,265 median home price
Median income +34% vs US
$108,077
US $81k
Median home value +201% vs US
$1,001,265
US $333k
7

No. 7 richest city in America

Scottsdale, AZ

243,821 peopleSnackAbility 9/10
9/10
Scottsdale, AZ
Source: Wikipedia User Joseph Plotz | CC BY-SA 3.0
$110,886 median income · $858,022 median home price
Median income +37% vs US
$110,886
US $81k
Median home value +158% vs US
$858,022
US $333k
8

No. 8 richest city in America

Santa Clarita, CA

230,221 peopleSnackAbility 9/10
9/10
Santa Clarita, CA
Source: Wikipedia User Jeffrey Beall | CC BY-SA 3.0
$123,062 median income · $802,016 median home price
Median income +52% vs US
$123,062
US $81k
Median home value +141% vs US
$802,016
US $333k
9

No. 9 richest city in America

Chula Vista, CA

276,375 peopleSnackAbility 8/10
8/10
Chula Vista, CA
Source: Wikipedia User 08OceanBeach SD, Port of San Diego, Allan Ferguson | CC BY-SA 3.0
$108,032 median income · $846,372 median home price
Median income +34% vs US
$108,032
US $81k
Median home value +154% vs US
$846,372
US $333k
10

No. 10 richest city in America

Anaheim, CA

344,521 peopleSnackAbility 8/10up 2
8/10
Anaheim, CA
Source: Wikipedia User (Buchanan-Hermit) | Attribution
$95,227 median income · $950,504 median home price
Median income +18% vs US
$95,227
US $81k
Median home value +186% vs US
$950,504
US $333k

The receipts

Compare the top ten

Pick a metric. The bars rescale. The red line is the United States’s statewide median.

City Median income vs US
1 Fremont $181,506 +125%
2 San Jose $146,427 +81%
3 Irvine $136,719 +69%
4 San Francisco $140,970 +75%
5 Seattle $123,860 +53%
6 San Diego $108,077 +34%
7 Scottsdale $110,886 +37%
8 Santa Clarita $123,062 +52%
9 Chula Vista $108,032 +34%
10 Anaheim $95,227 +18%

the United States statewide median: $80,734

City Median home value vs US
1 Fremont $1,543,132 +364%
2 San Jose $1,463,614 +340%
3 Irvine $1,557,982 +368%
4 San Francisco $1,356,662 +308%
5 Seattle $868,680 +161%
6 San Diego $1,001,265 +201%
7 Scottsdale $858,022 +158%
8 Santa Clarita $802,016 +141%
9 Chula Vista $846,372 +154%
10 Anaheim $950,504 +186%

the United States statewide median: $332,700

City Population vs US
1 Fremont 228,295
2 San Jose 990,138
3 Irvine 311,690
4 San Francisco 830,235
5 Seattle 754,195
6 San Diego 1,389,526
7 Scottsdale 243,821
8 Santa Clarita 230,221
9 Chula Vista 276,375
10 Anaheim 344,521

On the map

Where the richest cities in America are

Saturday Night Science

Methodology: How we determined the wealthiest cities in the US for 2026

When HomeSnacks looks at a place to live, we study the most important data you can find anywhere with Saturday Night Science — the data you would use at a bar to argue with friends over what city is richer.

For this analysis we used the U.S. Census’s 2020-2024 American Community Survey and Zillow. We considered the following categories:

  • Median Incomes
  • Median Home Prices

And, to be clear, we measured the 100 largest cities in America. So, while your little small town might be rolling in the dough, we’re only looking at the most populated areas.

To score the cities, we ranked each one from 1 to 100 where 1 is the “richest” for that category. We then averaged the two rankings into a rich score, with the lowest overall score being crowned richest in the United States.

We updated this article for 2026. This report is our eleventh time ranking the richest cities in America.

The full plate

Richest cities in the United States for 2026

Click any column to sort. Search by city name.

RankCityPopulationMedian IncomeAverage Home Price
1Fremont, CA228,295$181,506$1,543,132
2San Jose, CA990,138$146,427$1,463,614
3Irvine, CA311,690$136,719$1,557,982
4San Francisco, CA830,235$140,970$1,356,662
5Seattle, WA754,195$123,860$868,680
6San Diego, CA1,389,526$108,077$1,001,265
7Scottsdale, AZ243,821$110,886$858,022
8Santa Clarita, CA230,221$123,062$802,016
9Chula Vista, CA276,375$108,032$846,372
10Anaheim, CA344,521$95,227$950,504
11Gilbert, AZ280,262$122,551$572,507
12Washington, DC681,294$109,870$582,914
13Santa Ana, CA312,534$93,999$866,066
14Oakland, CA439,418$101,600$716,248
15Boston, MA666,442$97,344$798,217
16Jersey City, NJ294,078$97,710$658,269
17Plano, TX290,594$112,253$498,989
18Chandler, AZ280,136$108,095$524,156
19Long Beach, CA455,548$87,430$857,861
20Riverside, CA319,069$91,045$646,784
21Los Angeles, CA3,857,263$81,939$952,183
22Denver, CO718,877$94,718$539,666
23Austin, TX979,539$93,658$508,530
24Portland, OR641,165$90,919$534,638
25Henderson, NV332,141$90,138$486,156
26Anchorage, AK288,976$103,284$410,782
27New York, NY8,483,844$80,483$812,861
28Chesapeake, VA252,583$95,373$420,756
29Aurora, CO394,432$88,368$463,081
30Sacramento, CA528,706$87,321$479,766
31Boise City, ID237,242$83,904$499,492
32Virginia Beach, VA456,349$92,968$427,032
33Reno, NV273,212$80,760$567,857
34Colorado Springs, CO487,887$84,818$449,452
35Raleigh, NC481,031$85,395$433,996
36Mesa, AZ511,764$82,752$435,134
37Charlotte, NC903,844$82,068$397,125
38Atlanta, GA505,268$85,652$385,599
39Stockton, CA322,326$79,907$431,328
40Phoenix, AZ1,642,323$81,332$410,169
41Durham, NC291,467$81,619$396,395
42Madison, WI278,001$78,050$423,767
43Bakersfield, CA411,986$80,540$396,047
44North Las Vegas, NV278,595$79,542$407,047
45Port St. Lucie, FL232,491$80,648$383,298
46Las Vegas, NV660,400$73,877$426,583
47Irving, TX256,492$81,830$341,503
48Minneapolis, MN427,246$80,846$330,882
49Glendale, AZ252,833$73,530$407,332
50Miami, FL459,745$62,462$579,564
51Tampa, FL401,618$75,475$374,888
52St. Petersburg, FL262,732$75,192$347,964
53Fresno, CA545,970$70,991$391,328
54Chicago, IL2,711,226$77,902$317,283
55Spokane, WA230,293$70,064$395,325
56Orlando, FL319,758$72,336$374,136
57Fort Worth, TX963,194$79,507$298,051
58Arlington, TX397,742$75,171$310,971
59Garland, TX246,844$76,320$286,805
60Huntsville, AL222,791$74,714$287,569
61Lexington-Fayette Urban County, KY323,725$69,479$331,036
62Albuquerque, NM562,218$68,317$344,457
63St. Paul, MN307,284$73,394$293,972
64Omaha, NE488,837$73,201$294,189
65Dallas, TX1,307,930$70,518$309,421
66Newark, NJ310,178$52,060$478,455
67Hialeah, FL226,165$55,594$443,804
68Lincoln, NE294,856$71,867$291,062
69Richmond, VA229,359$64,587$369,646
70Jacksonville, FL977,670$69,872$282,895
71Norfolk, VA233,596$66,109$306,227
72Kansas City, MO510,612$69,166$250,208
73Louisville/Jefferson County Metro Government (Balance), KY631,818$66,849$263,814
74Houston, TX2,328,253$64,813$264,336
75Tucson, AZ547,073$57,073$324,023
76Columbus, OH914,802$66,082$245,979
77San Antonio, TX1,479,835$65,056$249,810
78Greensboro, NC301,198$61,515$264,428
79Corpus Christi, TX317,419$67,394$223,502
80Pittsburgh, PA304,759$65,742$237,533
81Indianapolis, IN885,860$66,219$229,209
82Oklahoma City, OK697,125$68,656$206,713
83Winston-Salem, NC252,037$59,268$264,333
84Fort Wayne, IN268,589$61,422$242,385
85Philadelphia, PA1,579,706$61,953$231,815
86Laredo, TX257,619$63,915$220,331
87Wichita, KS397,945$64,620$202,720
88New Orleans, LA371,853$56,631$242,493
89El Paso, TX680,130$59,745$234,775
90Cincinnati, OH311,224$52,909$249,568
91Baltimore, MD573,243$62,177$188,101
92Lubbock, TX264,814$60,895$209,436
93Tulsa, OK413,794$59,838$217,450
94Buffalo, NY276,854$50,041$238,089
95Milwaukee, WI566,973$54,234$220,137
96St. Louis, MO288,512$56,160$181,928
97Memphis, TN618,980$51,736$144,710
98Toledo, OH267,463$49,724$129,627
99Cleveland, OH366,097$40,801$115,537
100Detroit, MI638,530$39,938$75,358

Source: U.S. Census ACS 2020-2024 + Zillow. The 100 largest US cities.

Summary

Summary: The wealthiest cities in the United States for 2026

After the analysis was over, we crowned Fremont as the richest city in America for 2026.

The richest cities in the United States are Fremont, CA, San Jose, CA, Irvine, CA, San Francisco, CA, Seattle, WA, San Diego, CA, Scottsdale, AZ, Santa Clarita, CA, Chula Vista, CA, and Anaheim, CA.

In most of these cities, people have it made financially. They have new homes, drive new cars, and have bright futures. But this comes at a cost — long work hours mean more stress and less family time.

For the rest of America, we can feel better about ourselves when we define rich as love, friends, health, or the little things in life.

Chris Kolmar
About the author

Chris Kolmar has been in the real estate business for almost ten years now. He originally worked for Movoto Real Estate as the director of marketing before founding HomeSnacks.

He believes the key to finding the right place to live comes down to looking at the data, reading about things to do, and, most importantly, checking it out yourself before you move.

If you've been looking for a place to live in the past several years, you've probably stumbled upon his writing already.

You can find out more about him on LinkedIn or his website.

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